The top-rated commercial insurance agent in Moses Lake, Washington is Acrisure Moses Lake, WA (Trask Insurance Agency), rated 4.9 stars across 205 reviews. Other highly rated options include Basin Pacific Insurance & Benefits, Hunter Cruz - State Farm Insurance Agent, Ariel Garza - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Moses Lake, WA (Trask Insurance Agency) | 108 W Broadway Ave | (509) 765-0241 |
| 2 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 3 | Hunter Cruz - State Farm Insurance Agent | 504 S Division St | (509) 766-2838 |
| 4 | Ariel Garza - State Farm Insurance Agent | 101 W Broadway Ave | (509) 766-0054 |
| 5 | Kim Baldini-Janke - State Farm Insurance Agent | 420 W Broadway Ave A | (509) 765-8876 |
| 6 | Chandler Insurance Solutions | 1426 E Hunter Pl Unit B | (509) 762-3055 |
| 7 | Greg Schlagel: Allstate Insurance | 1101 S Pioneer Way Ste A | (509) 764-8110 |
| 8 | Christopher Arnberg American Family Insurance | 821 E Broadway Ave #18 | (509) 764-5144 |
| 9 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 10 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
Acrisure Moses Lake, WA (Trask Insurance Agency) serves Grant County and the surrounding region as a commercial insurance agent. The firm helps businesses identify and manage their unique risk exposures by offering policies tailored to various industries. Coverage options commonly address general liability, property protection, and workers compensation to safeguard companies against financial loss. Additionally, the agency handles commercial auto insurance and specialized policies for contractors and agricultural operations in this area.
Basin Pacific Insurance & Benefits provides commercial insurance services for businesses in the Moses Lake area, including policy consultation, risk assessment, and coverage placement. They offer ongoing account maintenance and periodic policy reviews to ensure coverage remains aligned with current operations. Their service plans focus on adapting to business growth and regulatory changes. The agency serves a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Hunter Cruz - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking commercial coverage in Moses Lake, Washington. The agency provides commercial insurance solutions tailored to local risks, including liability, property, and workers’ compensation policies. Clients can also discuss auto and business owner’s insurance options for varied industries. The agency assists customers in assessing coverage needs for small and mid-sized commercial operations. Service areas extend to nearby Ephrata and throughout Grant County for commercial insurance clients.
Serving Moses Lake and the surrounding communities in Grant County, Ariel Garza - State Farm Insurance Agent handles a range of commercial insurance needs for local businesses. The agency focuses on helping small to mid-sized enterprises protect their assets and manage risk. For each client, the agent begins by reviewing their specific operations to identify potential exposures. This approach allows the office to recommend a coverage plan that matches the business’s daily activities, working to secure appropriate protection without unnecessary gaps.
A commercial insurance agent can offer services on either a one-time basis for a specific project or through a recurring relationship that reviews coverage regularly. Kim Baldini-Janke - State Farm Insurance Agent in Moses Lake, WA provides policies that protect businesses from liability and property damage. These plans address unique risks faced by local companies in the region. As a commercial insurance agent, this office tailors each policy to the client’s operational needs. Service is available on an as-needed basis for new policies or to resolve claims.
Chandler Insurance Solutions provides commercial insurance agents in Moses Lake a resource for securing business coverage. The company specializes in helping local enterprises manage risk through tailored insurance plans, including general liability and property protection. Additional options incorporate workers compensation and commercial auto policies. These services support a variety of commercial sectors, such as offices, warehouses, and food service establishments.
As a commercial insurance agent in Moses Lake, Washington, Greg Schlagel: Allstate Insurance specializes in helping local businesses secure tailored policies that cover property, liability, and vehicle fleets. In addition to these focused services, the agency works with clients to build comprehensive coverage plans that protect against common operational risks in the region. For businesses in Eastern Washington, it provides guidance on managing exposure related to late-summer wildfire season, ensuring that seasonal threats to commercial property and inventory are properly addressed.
With winter storms threatening Moses Lake businesses, Christopher Arnberg American Family Insurance helps owners review coverage for potential snow damage and liability risks. Commercial insurance agents assess each company's property, equipment, and operational exposures before recommending appropriate policies. A comprehensive business insurance portfolio typically includes protection for buildings, inventory, and general liability. The agency's initial assessment process starts with an on-site inspection of the commercial premises and a detailed interview about daily operations.
Morgan Insurance & Financial Services serves residential clients in Moses Lake with personal insurance coverage, while also offering commercial insurance solutions for area businesses. The agency provides policies that protect local enterprises from common operational risks and liabilities. Serving the greater Grant County region, the firm assists business owners with evaluating their insurance needs to secure appropriate protection. After an initial policy is issued, the agent conducts regular follow-up visits to adjust coverage as the business evolves.
Farmers Insurance - Mario Lopez Agency is known for serving businesses in Moses Lake, WA with tailored commercial insurance policies. It assesses risks for local enterprises, from small retail shops to larger agricultural operations, providing general liability, property, and workers’ compensation coverage. The agency helps clients meet mandatory state requirements while customizing plans to address unique operational exposures. For a specialty add-on, it also offers commercial auto insurance for company vehicles and fleets operating throughout Grant County.
What Does a a Commercial Insurance Agent in Moses Lake Cost?
Typical costs for commercial general liability insurance in Washington range from $500 to $3,000 per year for small businesses, while workers compensation premiums average $1.50 to $3.00 per $100 of payroll depending on risk class. A business owner policy for a small retail shop in Moses Lake might cost $1,200 to $2,500 annually. Premiums vary based on industry, revenue, claims history, and coverage limits. This is general information, not insurance advice.
About commercial insurance agents in Moses Lake
Commercial insurance agents in Moses Lake Washington help business owners protect their assets with tailored coverage. Washington state requires businesses with employees to carry workers compensation insurance through the state fund or a qualified private carrier. Local agents understand the unique risks for agriculture, manufacturing, and retail operations in Grant County.
Frequently Asked Questions
What types of commercial insurance are required in Washington state?
Washington law requires workers compensation insurance for most employers and commercial auto insurance for business vehicles. General liability and property insurance are not legally required but are often mandated by lenders or landlords.
How do I choose a commercial insurance agent in Moses Lake?
Look for an agent licensed in Washington with experience in your industry. Ask about their familiarity with local risks such as flood zones near the Columbia River or seasonal agricultural exposures.
Can I bundle multiple business insurance policies with one agent?
Yes, many commercial insurance agents offer business owner policies that combine general liability, property, and business interruption coverage. Bundling can simplify management and may reduce overall premiums.