The top-rated commercial insurance agent in Kirkland, Washington is Hayk Tadevosyan - State Farm Insurance Agent, rated 5.0 stars across 592 reviews. Other highly rated options include Vern Fonk Insurance, Constance Ann - State Farm Insurance Agent, Absolute Insurance Solutions. This directory lists 19 commercial insurance agents serving Kirkland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hayk Tadevosyan - State Farm Insurance Agent | 52 Lakeshore Plaza Unit A | (425) 296-4410 |
| 2 | Vern Fonk Insurance | 12535 Totem Lake Blvd NE | (425) 880-1004 |
| 3 | Constance Ann - State Farm Insurance Agent | 12405 NE 124th St | (425) 821-2225 |
| 4 | Absolute Insurance Solutions | 733 7th Ave #204 | (425) 610-6909 |
| 5 | Ken Williams CHFC CLTC CLU CHRS INC | 11335 NE 122nd Way #105, Office 117 | (425) 539-2016 |
| 6 | Maki Insurance NW | 11410 NE 124th St #250 | (425) 298-7950 |
| 7 | CHOICE Insurance | 1715 Market St # 100 | (425) 739-6565 |
| 8 | Madison Avenue Insurance Group | 733 7th Ave #112 | (206) 805-6244 |
| 9 | SegurosNW (Mario Reyes) | 12006 98th Ave NE Ste 102 | (425) 276-8232 |
| 10 | Best insurance Kirkland | 3951 Lake Washington Blvd NE | (253) 518-3812 |
Hayk Tadevosyan - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Kirkland, Washington area with commercial insurance policies tailored to various industry needs. The agency helps clients protect their assets through liability, property, and workers’ compensation coverage. Understanding the specific risks faced by local enterprises, the agent works to design appropriate insurance plans that support operational stability. This service extends to clients throughout the broader Seattle metro, including the neighboring community of Redmond.
Vern Fonk Insurance serves the Kirkland, Washington area and surrounding Eastside communities with commercial insurance coverage. It handles property, liability, and related business policies needed by local companies. The agency works with small and medium-sized enterprises to understand their specific operational risks. It then structures appropriate coverage packages that address each business's unique exposures and budget requirements. For a typical job, it assesses the client's industry, revenue, and liability concerns before matching them with suitable carriers and policy options.
Constance Ann - State Farm Insurance Agent serves the Kirkland, Washington area and wider King County as a commercial insurance agent. The agency provides tailored coverage options designed to protect local businesses from common operational risks. Commercial general liability policies help safeguard against third-party injury or property damage claims. Business property insurance can cover the loss or damage of essential equipment and inventory. Workers' compensation protection assists with covering medical expenses and lost wages for employees injured on the job.
Absolute Insurance Solutions in Kirkland, Washington provides a broad range of commercial insurance coverages tailored to local business needs. Its service plans include risk assessment consultations and policy reviews to help clients maintain adequate protection as their operations evolve. The company also offers updates on regulatory changes affecting general liability and property insurance. It services a variety of commercial properties, including single-family homes used for business, apartment complexes, retail storefronts, and full-service restaurants.
Ken Williams CHFC CLTC CLU CHRS INC serves homeowners, businesses, and property managers in Kirkland, Washington, offering commercial insurance agent services tailored to local risk and coverage needs. Policies typically protect assets, operations, and liability exposures for various enterprises in the region. The agency also provides coverage for clients in nearby Redmond and the broader Eastside metro area.
Serving Kirkland and the surrounding communities of the Eastside, Maki Insurance NW handles commercial insurance for a wide range of local businesses. It provides coverage for property, liability, and other key risks that firms in the Seattle area commonly face. The agency takes time to understand each client’s specific operations and industry exposures before recommending a policy. It then works directly with multiple carriers to find a balanced solution that meets the client's budget and coverage needs.
A commercial insurance client may seek either a single policy for a specific need or an ongoing program of coverage that adjusts with business growth. CHOICE Insurance in Kirkland, WA helps local businesses navigate options for liability, property, and workers’ compensation protection. The agent works to identify exposures and match them with appropriate policies from standard carriers. Service runs on either a one-time placement basis or as scheduled renewals and mid-term adjustments whenever coverage needs shift.
Madison Avenue Insurance Group in Kirkland, WA specializes in commercial insurance for area businesses, tailoring coverage for general liability, property, and workers' compensation. It also assists with professional liability and commercial auto policies to protect company assets. The agency works closely with clients to evaluate risks across various industries, ensuring policies align with operational needs. As winter approaches, it helps local businesses review policies for adequate protection against weather-related disruptions, such as property damage from snow or ice and liability from slippery surfaces.
As Kirkland’s seasonal rains test commercial roofs and parking lots each winter, SegurosNW (Mario Reyes) helps local businesses manage these property exposures through tailored commercial insurance agent services. They evaluate general liability, property, and workers’ compensation coverages for small to midsize operations in the area. The process begins with reviewing the client’s current policies and risk factors. An on-site inspection of the business premises is then scheduled to assess physical conditions and address any uncovered vulnerabilities.
Best Insurance Kirkland provides commercial coverage solutions for businesses operating in the Kirkland area while specializing in tailored risk management policies designed to protect company assets. The agency works closely with local business owners to assess liability exposures and structure appropriate property and casualty insurance plans. Professional services are extended to offices seeking general liability protection, warehouses needing comprehensive inventory and equipment coverage, and food service establishments requiring specialized protection for kitchen operations and customer premises.
What Does a a Commercial Insurance Agent in Kirkland Cost?
Commercial insurance costs in Washington vary widely by business type size and risk level. A small Kirkland retail shop might pay 500 to 1500 dollars per year for general liability insurance. A construction company could pay 5000 to 15000 dollars annually for workers compensation and liability coverage. Professional liability insurance for a consultant often costs 1000 to 3000 dollars per year. This is general information and not insurance advice.
About commercial insurance agents in Kirkland
Commercial insurance agents in Kirkland Washington help business owners find coverage for property liability and workers compensation. Washington state law requires most employers to carry workers compensation insurance through the state fund or a qualified private carrier. A local agent understands the specific risks for Kirkland businesses from tech startups to retail shops on Lake Washington.
Frequently Asked Questions
What types of commercial insurance do Kirkland businesses typically need?
Most Kirkland businesses need general liability insurance and property insurance. Washington state law requires workers compensation coverage for nearly all employers. Many businesses also need commercial auto insurance if they use vehicles for work and professional liability insurance for service providers.
Does Washington state require commercial insurance for all businesses?
Washington does not require general liability insurance for all businesses. However the state mandates workers compensation insurance for most employers. If you have employees you must provide workers comp through the Washington State Department of Labor and Industries or a certified private carrier. Commercial auto insurance is required for any business vehicles.
How can a Kirkland commercial insurance agent help with Washington specific regulations?
A local agent understands Washington state insurance regulations including the state run workers compensation system and specific liability requirements. They can help you comply with the Washington Business and Professions Code and find coverage that meets local zoning and lease requirements for Kirkland properties.
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