The top-rated commercial insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 17 commercial insurance agents serving Lynnwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mosaic Insurance Alliance, Llc | 16108 Ash Way #201 | (425) 320-4280 |
| 2 | Villa Insurance Group | 20006 Cedar Valley Rd Ste. 202 | (425) 771-9000 |
| 3 | Vern Fonk Insurance | 3225 Alderwood Mall Blvd Suite D | (425) 434-4030 |
| 4 | Sea-Mountain Insurance | 19630 76th Ave W | (425) 775-1410 |
| 5 | Lynnwood Ace Insurance & Retirement Services | 3301 184th St SW Ste 115 | (425) 678-6901 |
| 6 | Empire Insurance Brokers | 19401 40th Ave W #270 | (866) 774-1324 |
| 7 | Hood Insurance Agency, Inc | 17925 Hwy 99 Ste 202 | (425) 689-5855 |
| 8 | Josh Culotti - State Farm Insurance Agent | 18904 Hwy 99 H | (425) 776-0133 |
| 9 | The Pleasant Agency: Allstate Insurance | 4100 194th St SW #300 | (425) 775-1920 |
| 10 | City Insurance Center | 4610 200th St SW c | (425) 412-3665 |
Mosaic Insurance Alliance, Llc serves the greater Snohomish County and Puget Sound region from its Lynnwood office, offering commercial insurance agent services to local businesses of varying sizes. As a licensed agency, it assists clients in securing coverage for general liability, property, and workers’ compensation exposures. The firm helps businesses navigate risk management needs unique to this area. It also provides commercial auto policies and professional liability protection to help area companies operate with suitable coverage.
Villa Insurance Group in Lynnwood, Washington, provides a full range of commercial insurance services, including general liability, property, and workers’ compensation coverage. The agency works closely with local business owners to tailor policies that address specific operational risks and regulatory requirements. Ongoing support is available through regular policy reviews and claims assistance. Its team serves a diverse portfolio of commercial properties, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants.
As local businesses in Lynnwood prepare for seasonal shifts in risk, from winter weather impacts on property to increased spring construction activity, Vern Fonk Insurance provides tailored commercial insurance solutions for the area. Their agency focuses on identifying coverage gaps specific to regional industries, ensuring clients have appropriate liability, property, and workers' compensation policies in place. To begin addressing a client’s unique exposures, they schedule an on-site inspection or an initial consultation to assess operations and recommend suitable protection.
Sea-Mountain Insurance serves local businesses, property managers, and commercial property owners in Lynnwood, Washington, by offering tailored risk management solutions. The agency helps clients secure appropriate coverage for their operations, liabilities, and physical assets. It works closely with area entrepreneurs to identify specific insurance needs and match them with suitable policies from established carriers. In addition to serving Lynnwood clients, it also provides commercial insurance services to neighboring Edmonds and the surrounding South Snohomish County communities.
Lynnwood Ace Insurance & Retirement Services serves Lynnwood and the surrounding Snohomish County communities. It handles commercial insurance for local businesses, including general liability, property coverage, and other common policies required by regional enterprises. The company works with various industries to address their specific risk management needs and legal requirements. When assessing a client's situation, it reviews operations and assets to identify potential exposures, then compares available options to recommend a tailored policy that provides balanced protection.
Empire Insurance Brokers in Lynnwood, WA, assists local businesses by distinguishing between one-time policy placements for temporary projects and recurring coverage options for ongoing operations. Their commercial insurance services address general liability, property protection, and workers’ compensation needs, designed to safeguard assets and manage workplace risks. Professional support also extends to customized business owner policies and specialized industry coverages. Service is provided on both a one-time and as-needed basis, with scheduled policy reviews conducted at each renewal period to ensure coverage remains current.
Hood Insurance Agency, Inc. specializes in tailoring commercial insurance packages for small to mid-sized businesses in Lynnwood, WA. The agency works closely with clients to assess their liability risks and property exposures, crafting policies that align with daily operations. A common seasonal concern involves reviewing coverage before the winter months, ensuring protection against weather-related disruptions and liability claims stemming from icy parking lots or delivery delays.
Josh Culotti - State Farm Insurance Agent in Lynnwood, Washington, helps businesses manage risk through essential commercial coverages. The agency offers general liability and property protection, along with specialized add-ons such as workers’ compensation, commercial auto, and inland marine policies. Its services address the unique exposures faced by area enterprises operating in various settings. The office can serve commercial sectors including offices, warehouses, and food service establishments.
As the busy summer construction season ramps up in Lynnwood, local businesses often face increased liability exposure from subcontractors and new equipment. The Pleasant Agency: Allstate Insurance helps commercial clients evaluate these evolving risks. Their agents work to match each company’s operations with appropriate coverage options available for the area. To begin, an agent reviews the specific property, liability, and vehicle exposures during an initial consultation. This assessment always starts with a straightforward inspection of the current work site and policy limits in place.
City Insurance Center works with businesses in Lynnwood and the surrounding area to assess commercial insurance needs, covering key risks from general liability to workers compensation. The agency also helps clients add specialized protection through inland marine, crime, or cyber liability policies for greater operational security. It provides coverage for many commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Lynnwood Cost?
The cost of commercial insurance in Washington varies widely by industry coverage limits and risk factors. A small retail shop in Lynnwood might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 or more. Workers compensation rates are set by the state and depend on your business classification. This is general information and not insurance advice.
About commercial insurance agents in Lynnwood
Commercial insurance agents in Lynnwood Washington help local businesses secure coverage tailored to their specific needs. Washington state requires certain businesses to carry workers compensation insurance through the Department of Labor and Industries. An experienced agent can guide you through liability property and other essential policies for your Lynnwood business.
Frequently Asked Questions
What types of commercial insurance do Lynnwood businesses typically need?
Common policies include general liability commercial property workers compensation and commercial auto insurance. Washington state law requires workers compensation coverage for most employers. Your specific needs depend on your industry and business size.
How do I choose a commercial insurance agent in Lynnwood Washington?
Look for an agent licensed in Washington with experience in your industry. Ask about their knowledge of local risks such as earthquake or flood exposure in Snohomish County. Check their reputation with the Washington State Office of the Insurance Commissioner.
Does Washington state require commercial insurance for all businesses?
Washington does not require general liability insurance but mandates workers compensation for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Some contracts or leases may require additional coverage.