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Commercial Insurance Agents in Richmond, VA

Looking for a commercial insurance agent in Richmond? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Richmond, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 commercial insurance agents in Richmond, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Doctor
7111 W Broad St, Richmond, VA 23294
(804) 723-6829 myinsurancedoctor.com
Brian Cory - GEICO Insurance Agent
8010 Midlothian Tpke, Richmond, VA 23235
(804) 591-4797 geico.com
Cristel Noel - State Farm Insurance Agent
1006 Pump Rd Ste 202, Richmond, VA 23238
(804) 447-2216 cristelnoelmysfagent.com
Karla's Insurance Agency, Inc.
4222 Bonniebank Rd Suite 300, Richmond, VA 23234
(804) 221-0782 karlasinsurance.com
Mike Rybinski - State Farm Insurance Agent
2302 E Cary St, Richmond, VA 23223
(804) 728-2740 richmondcityinsurance.com
Insurance Doctor of Eastern Henrico VA
4450 S Laburnum Ave, Richmond, VA 23231
(804) 723-6813 myinsurancedoctor.com
Brett J Allen Insurance Agency
5206 Markel Rd Suite 303, Richmond, VA 23230
(804) 512-7875 bjainsuranceagency.com
WBA Insurance
901 Moorefield Park Dr #210, Richmond, VA 23236
(804) 272-7700 wba-ins.com
Nicole Tritaik - State Farm Insurance Agent
3307 Church Rd Ste 100, Richmond, VA 23233
(804) 747-3333 nicoletritaik.com
Stanley's Insurance & Realty LLC
3225 Broad Rock Blvd, Richmond, VA 23224
(804) 735-1751 stanleysinsuranceagencyrva.com
Bacon Insurance Group
3711 Westerre Pkwy suite d, Richmond, VA 23233
(804) 967-9717 bacon-insurance.com
Direct Auto Insurance
63 S Laburnum Ave, Richmond, VA 23223
(804) 222-4552 local.directauto.com
Insurance Doctor of Short Pump Va
11638 W Broad St, Richmond, VA 23233
(804) 723-6830 myinsurancedoctor.com
Usher Insurance
507 Branchway Rd, Richmond, VA 23236
(804) 423-5674 usherinsurance.com
Virginia Insurance Group, Inc.
5402 Glenside Dr c, Richmond, VA 23228
(804) 270-1115 virginiainsurance.com
Rob Reece: Allstate Insurance
7958 Forest Hill Ave, Richmond, VA 23225
(804) 323-0777 agents.allstate.com
Tony Diservio Insurance, Inc
9305 Quioccasin Rd B, Richmond, VA 23229
(804) 740-7034 diservio.com
Sweeney Insurance Agency, Inc.
510 E Belt Blvd, Richmond, VA 23224
(804) 232-7790 sweeneyinsuranceagency.com
SMH Insurance Agency, Inc.
4201 Cutshaw Ave, Richmond, VA 23230
(804) 658-1656 smhinsuranceva.com
Mega Insurance Center
9011 Arboretum Pkwy #100, Richmond, VA 23236
(804) 325-4354 megainsurancecenter.com

Commercial insurance agents in Richmond Virginia help business owners protect their assets with tailored policies. Virginia law requires certain businesses to carry workers compensation insurance if they have more than two employees. A local agent can guide you through state specific requirements and find coverage that fits your industry.

What Does a Commercial Insurance Agent in Richmond Cost?

The cost of commercial insurance in Virginia varies widely by business type, size, and risk level. A small retail shop might pay between 500 and 1,500 dollars per year for general liability. A construction contractor could pay 3,000 to 10,000 dollars annually for a package policy. Premiums also depend on payroll, revenue, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Richmond businesses need?
Common coverages include general liability, property insurance, and workers compensation. Virginia law mandates workers comp for most employers with three or more employees. Your agent can also recommend professional liability or commercial auto based on your operations.
How do I choose a commercial insurance agent in Richmond?
Look for an agent with experience in your industry and knowledge of Virginia regulations. Check their license status with the Virginia State Corporation Commission. Ask about their claims process and how they handle local risk factors like weather or traffic.
Can a Richmond agent help with Virginia specific compliance?
Yes. Virginia has unique rules for workers compensation, unemployment insurance, and commercial auto liability. A local agent understands these requirements and can help you avoid penalties. They also know Richmond area risks such as flood zones near the James River.