The top-rated commercial insurance agent in Blacksburg, Virginia is Northpoint Insurance Advisors, rated 4.9 stars across 331 reviews. Other highly rated options include Nick Javins - State Farm Insurance Agent, Brandon Semones - State Farm Insurance Agent, Brown Insurance. This directory lists 10 commercial insurance agents serving Blacksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 700 N Main St Suite BB | (540) 953-2383 |
| 2 | Nick Javins - State Farm Insurance Agent | 712 S Main St | (540) 552-0841 |
| 3 | Brandon Semones - State Farm Insurance Agent | Colony Prk, 1995 S Main St STE 901 | (540) 961-2886 |
| 4 | Brown Insurance | 100 Hubbard St # A | (540) 552-5331 |
| 5 | Chris Turman - State Farm Insurance Agent | 1500 N Main St | (540) 953-2300 |
| 6 | Dodge Insurance Agency | 210 Professional Park Dr STE 12 | (540) 552-3493 |
| 7 | Durkee Insurance | 136 Oak Meadow Ln | (540) 530-4676 |
| 8 | Victoria L. Deal: Allstate Insurance | 2001 S Main St Ste 101 | (540) 953-2722 |
| 9 | Best Choice Insurance Virginia | 1307 University City Blvd | (540) 554-1670 |
| 10 | McGriff Insurance Services | 902 Prices Fork Rd #2025 | (540) 808-1220 |
Northpoint Insurance Advisors serves businesses in Blacksburg, Virginia, with a focus on Commercial Insurance coverage. It helps local companies manage general liability, property protection, and workers’ compensation needs. The firm’s services extend to specialty add-ons such as commercial auto policies and business interruption coverage, ensuring continuity during unexpected events. The agency works with a range of commercial sectors, including professional offices, warehouses, and food service operations.
Nick Javins - State Farm Insurance Agent serves Blacksburg, VA and the surrounding Montgomery County area. This commercial insurance agency works with small and medium-sized businesses to manage risk and protect assets. Common policies include general liability and property coverage to safeguard company operations. The office also assists local contractors and retailers with workers' compensation and business interruption insurance plans.
Brandon Semones - State Farm Insurance Agent in Blacksburg, VA, offers a full range of commercial insurance services, including general liability, property, and workers’ compensation coverage. The agency provides routine policy reviews and risk assessment consultations to help local businesses maintain adequate protection as their operations evolve. Ongoing service includes claims assistance and policy adjustments to accommodate growth or changing liabilities. The agency serves a variety of property types, including single-family homes used for business, apartment complexes, retail shops, and restaurants.
Brown Insurance serves businesses in Blacksburg, Virginia, and the surrounding New River Valley communities. The agency handles commercial insurance policies, including general liability, property coverage, and workers compensation for local enterprises. It works with clients across various industries to identify their unique operational risks and coverage needs. To manage a typical assignment, the agent first conducts a thorough review of the business’s daily activities and asset exposure. This assessment then informs the selection of appropriate coverage limits and endorsements from available carriers.
Chris Turman - State Farm Insurance Agent serves local businesses, property managers, and commercial property owners in Blacksburg, Virginia. It provides commercial insurance policies designed to protect assets, manage liability risks, and support operational continuity for area enterprises. Services include coverage for commercial property, general liability, and business interruption, tailored to the needs of the region’s growing commercial sector. The agency also extends its offerings to businesses and property owners in the Christiansburg area and throughout Montgomery County.
Dodge Insurance Agency serves businesses in Blacksburg, VA, offering commercial insurance coverage for property, liability, and operational risks. Clients may choose between one-time policy setups for specific short-term projects or recurring annual coverage for ongoing business needs. Standard policies address general liability, workers’ compensation, and commercial property protection. Service engagements for this agency are available on a one-time, scheduled, or as-needed basis to accommodate varying client demands.
As a new business takes root or an existing operation expands its footprint in Blacksburg, the need for proper liability and property coverage becomes immediate. Durkee Insurance provides guidance to local commercial clients navigating these requirements, helping to select policies that match the specific exposures of their industry. The agent works to ensure that coverage limits and deductibles align with the risk profile of each operation. A thorough, on-site inspection of the business premises or a detailed review of current operations is typically the first step in this assessment process.
Victoria L. Deal: Allstate Insurance in Blacksburg, VA provides commercial insurance agents with tailored coverage for property, liability, and business interruption needs. It also offers standard services such as policy reviews, risk assessments, and claims assistance for local enterprises. As seasonal changes affect the area, the agency helps clients prepare for weather-related disruptions, including winter storm damage or summer road construction affecting liability, by adjusting coverages proactively.
Best Choice Insurance Virginia in Blacksburg provides commercial insurance agent services to local businesses, specializing in customized coverage options that address specific operational risks. The agency helps clients navigate liability, property, and workers’ compensation policies tailored to diverse industry needs. It can secure policies for offices requiring professional liability protection, warehouses needing robust property and inventory coverage, and food service establishments seeking general liability and equipment insurance.
McGriff Insurance Services in Blacksburg, VA provides residential insurance solutions for local homeowners and condo associations. The firm extends its offerings to commercial coverage, including liability and property protection for small and mid-sized businesses across the region. Policies are assessed individually to address specific operational risks facing area merchants and service providers. Agents help clients adjust their coverage as business needs evolve, with follow-up or repeat service conducted between regular visits to ensure continued alignment.
What Does a a Commercial Insurance Agent in Blacksburg Cost?
Typical costs for commercial insurance in Virginia vary widely by industry and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction contractor could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by the Virginia State Corporation Commission and depend on payroll and classification code. This is general information not insurance advice.
About commercial insurance agents in Blacksburg
Commercial insurance agents in Blacksburg Virginia help local businesses find coverage for property liability and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents can guide you through Virginia specific regulations and help match policies to your business needs.
Frequently Asked Questions
What types of commercial insurance does a Blacksburg agent offer?
Agents offer general liability commercial property workers compensation and business auto insurance. They can also provide professional liability and cyber insurance for specific industries. Policies are tailored to businesses in the New River Valley area.
Is commercial auto insurance required for businesses in Virginia?
Yes Virginia law requires businesses that own or lease vehicles to carry liability insurance. Minimum limits are 25000 dollars per person for bodily injury and 20000 dollars for property damage. A commercial agent can help you meet these requirements and add higher limits.
How does a commercial insurance agent differ from a broker in Blacksburg?
An agent typically represents one or more specific insurance companies and can bind policies directly. A broker works with multiple carriers to find options but does not have binding authority. Both can help you compare coverage for your Blacksburg business.
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