The top-rated commercial insurance agent in Midlothian, Virginia is Farmers Insurance - Sara Martin, rated 5.0 stars across 247 reviews. Other highly rated options include Paul Martin - State Farm Insurance Agent, Knight Magee Insurance, Sumser Insurance Professionals. This directory lists 17 commercial insurance agents serving Midlothian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Sara Martin | 2820 Waterford Lake Dr Ste 200 | (804) 220-9272 |
| 2 | Paul Martin - State Farm Insurance Agent | 368 Browns Hill Ct | (804) 794-3444 |
| 3 | Knight Magee Insurance | 14321 Winter Breeze Dr Suite 135 | (804) 320-0129 |
| 4 | Sumser Insurance Professionals | 104 Walton Park Ln | (804) 423-8372 |
| 5 | Sanford Insurance | 5001 Craig Rath Blvd | (804) 716-8940 |
| 6 | Thurston and Heare Insurance | 1216 Crowder Dr | (804) 717-8283 |
| 7 | Virginia Insurance Services | 1 Park W Cir #100 | (804) 744-3345 |
| 8 | Harter Insurance Agency LLC | 14312 Winter Breeze Dr | (804) 660-8889 |
| 9 | Southside Insurance | 1141 Jefferson Green Cir | (804) 897-5350 |
| 10 | Client First Insurance Group | 13813 Village Mill Dr Suite A | (804) 601-6600 |
Farmers Insurance - Sara Martin serves the greater Richmond metro area, including Midlothian, Virginia, specializing in commercial insurance agent services. The agency works with local business owners to assess their unique operational risks and coverage needs. It provides standard liability and property insurance policies designed to protect assets. Additionally, the firm handles specific business insurance products like commercial auto coverage and workers' compensation policies for small enterprises in the region.
Paul Martin - State Farm Insurance Agent in Midlothian, VA, provides a full range of commercial insurance policies, including general liability, property, and workers compensation coverage for local business owners. It offers ongoing service support through policy reviews and claims assistance to help clients manage their risks effectively. The agency serves a variety of property types, such as single-family homes, apartments, retail locations, and restaurants needing tailored business protection.
Knight Magee Insurance serves homeowners, businesses, and property managers in the Midlothian, Virginia area. The agency provides commercial insurance agent services, helping local companies secure coverage for their operations and assets. Clients work directly with an agent to assess business risks, from liability to property protection. Typical services include policy reviews and guidance on coverage limits tailored to each enterprise. The agency also extends its availability to neighboring communities within the greater Richmond metro region.
Sumser Insurance Professionals serves Midlothian, Virginia, and the surrounding communities in the Richmond region. The company handles commercial insurance for local businesses, helping them secure coverage for general liability, property, and other operational risks. Brokers assess each company’s specific exposures before comparing options from multiple carriers. To manage a typical job, it gathers detailed business information, explains coverage choices in plain terms, and coordinates binding with the chosen provider.
Sanford Insurance in Midlothian, VA, offers both one-time consultations for specific business exposures and recurring service packages for ongoing policy management. Their work as a commercial insurance agent involves helping local businesses evaluate liability, property, and workers compensation risks to select appropriate coverage limits. Service typically includes periodic policy reviews, claims assistance, and the annual renewal process. Client contact runs on an as-needed or scheduled basis, depending on the complexity of the account and the time of year.
Thurston and Heare Insurance specializes in commercial insurance products tailored for local businesses, including property, liability, and workers’ compensation coverage. It also serves as a general commercial insurance agency helping companies manage everyday risks and policy renewals. This agency works closely with clients to address specific operational needs across various industries in the Midlothian, VA area. As seasonal weather patterns bring increased storm and flood risks to the region, it helps businesses review their coverage for water damage and business interruption.
When spring storms threaten Midlothian properties, local businesses require reliable coverage against weather-related liability and property damage. Virginia Insurance Services assists regional enterprises in evaluating their unique commercial risks and matching them with appropriate policies. Their agents guide clients through the process of selecting general liability, property, and workers’ compensation protections tailored to retail, office, or service operations. The company’s work begins by scheduling a thorough on-site inspection of the business premises and reviewing current exposures to identify specific coverage gaps.
Harter Insurance Agency LLC works with Midlothian-area businesses to secure essential liability, property, and workers’ compensation coverage. As a commercial insurance agent, the firm also specializes in arranging tailored endorsements such as equipment breakdown and cyber liability policies that address operational risks beyond standard packages. This allows the agency to design effective protection for diverse trade sectors, including local offices, warehouses, and food service establishments.
Southside Insurance provides residential insurance services, helping property owners in the Midlothian area protect their homes and personal assets. The agency also focuses on commercial coverage, offering plans that address business risks for local enterprises. Policies are designed to match the area’s economic landscape, from retail shops to small industrial operations. Clients typically work with the agent to customize their coverage, often returning between regular visits for policy reviews or adjustments as their residential or commercial needs evolve.
Client First Insurance Group, based in Midlothian, VA, is known for helping local businesses navigate commercial risk. It offers policies for property, liability, and workers’ compensation. The agency assesses each client’s operations and recommends coverage limits to match their exposure. A specialty service it can add on is cyber liability insurance, which protects businesses from data breach costs and network downtime.
What Does a a Commercial Insurance Agent in Midlothian Cost?
Typical costs for commercial insurance in Virginia vary widely by industry and risk. A small retail business might pay 500 to 1500 dollars per year for general liability. Workers compensation costs average around 1.50 dollars per 100 dollars of payroll for low risk jobs. Larger or higher risk businesses can expect higher premiums. This is general information and not insurance advice.
About commercial insurance agents in Midlothian
Commercial insurance agents in Midlothian, Virginia help local businesses find coverage for property, liability, and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents can guide you through these requirements and help you compare policies from different carriers.
Frequently Asked Questions
What types of commercial insurance do Midlothian businesses need?
Common types include general liability, property insurance, workers compensation, and commercial auto. Virginia law mandates workers comp for businesses with three or more employees. Your agent can assess your specific risks.
How do I choose a commercial insurance agent in Midlothian?
Look for an agent licensed in Virginia with experience in your industry. Ask about their carrier network and claims support. You can verify a license through the Virginia State Corporation Commission.
What is the difference between an agent and a broker in Virginia?
An agent typically represents one or more specific insurance companies. A broker works on your behalf to find coverage from multiple carriers. Both must be licensed by the Virginia Bureau of Insurance.
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