The top-rated commercial insurance agent in Herndon, Virginia is Griffin Owens Insurance Group, rated 4.8 stars across 410 reviews. Other highly rated options include Matt Martin - State Farm Insurance Agent, Synergy Insurance Agency, LLC, HRI Associates. This directory lists 15 commercial insurance agents serving Herndon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Griffin Owens Insurance Group | 847 Station St | (703) 471-0050 |
| 2 | Matt Martin - State Farm Insurance Agent | 610 Herndon Pkwy Ste 750 | (703) 435-9592 |
| 3 | Synergy Insurance Agency, LLC | 459 Herndon Pkwy STE 3 | (703) 483-8510 |
| 4 | HRI Associates | 718 Pine St | (703) 435-3500 |
| 5 | Thomas Ntuk - State Farm Insurance Agent | 150 Elden St #275 | (703) 481-2211 |
| 6 | Spiro Souliotis: Allstate Insurance | 1020 Elden St Ste 201 | (703) 481-1095 |
| 7 | Vicinity Insurance Agency Corp | 1020 Elden St STE 204 | (703) 435-4322 |
| 8 | Universal Insurance Company Virginia | 12020 Rosiers Branch Dr | (804) 299-5162 |
| 9 | AAA Herndon- Insurance/Membership Only | 690 Pine St | (703) 444-6428 |
| 10 | Best Insurance Herndon | 510 Spring St | (703) 214-1696 |
Griffin Owens Insurance Group serves businesses throughout the Herndon, VA, metro area as a commercial insurance agent. It helps local companies manage their unique insurance needs by analyzing operations, identifying potential risks, and recommending suitable coverage options. The agency understands the varying requirements of different industries, from small shops to larger contractors. Supporting the area's diverse commercial sectors ensures businesses can protect their assets and remain operational. Griffin Owens specifically handles general liability insurance for retail and office spaces.
Matt Martin - State Farm Insurance Agent in Herndon, VA offers a broad range of commercial insurance services designed to protect businesses from common liabilities and operational risks. Comprehensive policies are tailored to address property damage, general liability, and business interruption needs, with maintenance plans focusing on periodic policy reviews and coverage adjustments as business conditions evolve. Typical accounts served include single-family homes converted for commercial use, apartment complexes, retail establishments, and restaurants requiring specialized protection.
Synergy Insurance Agency, LLC, serves local homeowners, businesses, and property managers in Herndon, Virginia, by arranging essential commercial insurance policies. The agency works to match clients with appropriate coverage for liability, property, and business income protection. Its services focus on evaluating individual risk exposures and securing suitable insurance solutions from multiple carriers. For businesses and property owners seeking reliable risk management support, this firm also extends its commercial insurance services to the broader Fairfax County and Reston metropolitan area.
HRI Associates serves Herndon and the surrounding communities in Northern Virginia. As a commercial insurance agent, the company handles coverage for businesses, including general liability, property, and workers' compensation policies. It works directly with local enterprises to identify their operational risks and secure appropriate protection from various carriers. For a typical job, the agency begins by assessing the client's specific exposures and then compares options to match coverage with the business's budget and needs.
Based in Herndon, VA, Thomas Ntuk - State Farm Insurance Agent specializes in commercial insurance, tailoring policies for local businesses. It also provides general personal lines coverage, including auto and home insurance for area residents. Clients can expect help navigating risk management needs common to Virginia businesses. The agency particularly assists with seasonal coverage adjustments, such as protecting equipment and temporary staff during the busy spring construction and landscaping cycles.
Spiro Souliotis: Allstate Insurance in Herndon, VA, helps local businesses navigate the distinction between one-time commercial insurance quotes and recurring policy adjustments. Coverage options typically address liability, property, and income protection for various small to midsize operations in the area. Clients receive ongoing support for policy renewals, and service for claims or coverage changes is handled on an as-needed basis to match evolving business requirements.
In the Washington, D.C. suburbs, spring construction often uncovers new liability exposures for small businesses. In Herndon, Virginia, Vicinity Insurance Agency Corp addresses this by reviewing current coverage for local contractors and retailers. As a commercial insurance agent, the firm helps operators compare market options for general liability and property protection. Services target area companies navigating evolving zoning rules or equipment risks. The process begins with an on-site inspection of the business premises to assess specific everyday exposures.
Universal Insurance Company Virginia assists homeowners and renters with residential insurance needs in the Herndon area while also offering commercial insurance agent services for businesses. Their commercial coverages help local companies protect property, handle liability risks, and manage vehicle fleets. Service extends throughout the broader Virginia market. After each commercial policy is written or reviewed, they can schedule follow-up consultations or routine check-ins between regular visits to address any coverage adjustments a growing business might require.
AAA Herndon- Insurance/Membership Only is a local agency providing commercial insurance policies designed to protect business assets and manage liability exposures for companies operating in the Herndon area. It works with major carriers to source appropriate coverage packages and can help clients analyze their unique risk profiles. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Best Insurance Herndon is known for offering tailored coverage solutions for small and mid-sized businesses in Herndon, VA. It helps clients manage liability, property, and workers’ compensation risks through a careful assessment of each company’s specific needs. The agency also coordinates with insurers to structure policies that address common operational exposures in the region. Additionally, it can provide specialized professional liability protection for local service-oriented firms.
What Does a a Commercial Insurance Agent in Herndon Cost?
Typical costs for commercial insurance in Virginia vary widely by industry, revenue, and number of employees. A small retail shop might pay $500 to $1,500 per year for general liability, while a construction company could pay $5,000 to $15,000 or more. Workers compensation rates are set by the Virginia State Corporation Commission and depend on your business classification and payroll. This is general information, not insurance advice.
About commercial insurance agents in Herndon
Commercial insurance agents in Herndon, Virginia help local businesses find coverage for property, liability, and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. An agent can guide you through the specific requirements for your industry and business size.
Frequently Asked Questions
What types of commercial insurance do Herndon businesses typically need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Virginia law mandates workers compensation for businesses with three or more employees. Your agent can help you assess risks specific to your industry.
How does Virginia law affect commercial insurance requirements?
Virginia requires proof of insurance for commercial vehicles and workers compensation for most businesses. The state also sets minimum liability limits for certain industries. An agent can explain how these laws apply to your Herndon business.
Can a commercial insurance agent help with business risk management?
Yes, agents can review your operations and suggest ways to reduce risks. This may include safety training, proper documentation, and coverage adjustments. Many agents offer annual policy reviews to keep your protection current.
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