The top-rated commercial insurance agent in Temple, Texas is Maxwell Financial Group: Allstate Insurance, rated 4.9 stars across 331 reviews. Other highly rated options include Freeway Insurance, Acceptance Insurance, Pronto Insurance. This directory lists 19 commercial insurance agents serving Temple.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maxwell Financial Group: Allstate Insurance | 201 Clinite Grove Blvd Ste 110 | (254) 332-1263 |
| 2 | Freeway Insurance | 1220 S 1st St | (254) 859-4018 |
| 3 | Acceptance Insurance | 1400 W Adams Ave B | (254) 985-6108 |
| 4 | Pronto Insurance | 1505 W Adams Ave | (254) 800-1000 |
| 5 | Remco Auto Insurance | 1310 S 31st St | (254) 771-2000 |
| 6 | AllAbout Insurance | 4102 S 31st St #300 | (254) 773-3833 |
| 7 | A-MAX Auto Insurance | 1405 W Adams Ave | (254) 773-9000 |
| 8 | Texell Insurance | 7083 Members Pkwy #109 | (254) 774-5181 |
| 9 | Winkler Insurance Agency | 1102 W Adams Ave # B | (254) 771-5600 |
| 10 | Acrisure Temple, TX (The David Nix Agency) | 2526 Blue Meadow Dr | (254) 770-3355 |
Maxwell Financial Group: Allstate Insurance in Temple, Texas is a Commercial Insurance Agent known for helping local businesses secure property and liability coverage. Their service range includes general liability, workers’ compensation, and commercial auto policies to protect companies from operational risks. The agency serves area contractors, retailers, and professional firms needing customized coverage plans. For an additional layer of protection, they can add on business interruption insurance to help replace lost income after a covered event.
Freeway Insurance serves the Temple, Texas area and surrounding Bell County as a commercial insurance agent. The agency helps local businesses obtain essential coverage for their operations and assets. It works with independent contractors, retail shops, and other enterprises to secure policies that address liability, property, and vehicle risks common to this region. A specific service it handles here is general liability insurance for small and mid-sized businesses. Another is commercial auto insurance for company fleets and worker vehicles.
Acceptance Insurance offers a comprehensive range of commercial insurance services designed to protect local businesses from liability and property risks. Its service plans include tailored risk assessments and policy management to help clients maintain adequate coverage as their operations evolve. The company serves a wide spectrum of properties, including single-family homes, apartment complexes, retail storefronts, and full-service restaurants in the Temple, Texas area.
Serving Temple, Texas, and the surrounding central Texas communities, Pronto Insurance provides commercial insurance coverage for businesses in the region. It handles tailored policies for a range of local industries, including property liability and commercial auto. The agency helps business owners analyze their specific operational risks to secure appropriate protection. To complete a typical job, it works with clients to compare coverage options from multiple carriers, adjusting policy limits to match each business's budget and liability exposure.
Remco Auto Insurance serves businesses throughout Temple, Texas, offering Commercial Insurance Agent services to local companies and commercial property managers. It helps secure liability, property, and vehicle coverage tailored to a company’s operational risks. The agency assists with policy review, coverage adjustments, and claims support for small and medium-sized enterprises. Its team provides guidance on common commercial exposures faced by firms in Central Texas. Remco Auto Insurance also covers clients in the neighboring community of Belton and the surrounding Bell County area.
Serving Temple, Texas, and Bell County, AllAbout Insurance provides commercial insurance agent services for local businesses. The agency helps clients secure necessary coverage to manage risks and protect their operations. Their work involves assessing business needs and finding suitable insurance policies from various carriers. They assist with property insurance for commercial buildings and equipment. Also, they offer guidance on general liability insurance to cover common business risks and lawsuits.
A-MAX Auto Insurance in Temple, Texas differentiates between one-time policies for single projects or seasonal needs and recurring commercial insurance plans that renew regularly. Their coverage protects businesses against liability, property damage, and income loss from unexpected events. As a Commercial Insurance Agent, the company evaluates each operation’s unique exposures to tailor appropriate protection. Service is offered on a scheduled basis, with policy renewals set at agreed intervals, or as needed for new business ventures and policy adjustments.
Texell Insurance in Temple, TX provides a range of commercial insurance services, including general liability, property coverage, and workers' compensation. The agency designs tailored service plans for businesses, offering regular policy reviews and loss control guidance to help clients manage risk. Available maintenance plans assist with renewals, coverage updates, and claims support throughout the year. Texell Insurance serves a variety of business properties, including single-family homes, apartment complexes, retail locations, and restaurants.
Winkler Insurance Agency in Temple, TX works with businesses, property managers, and commercial property owners to secure liability coverage, property insurance, and workers’ compensation policies. The agency helps local firms assess risk and find appropriate commercial insurance solutions for their specific operations. Services extend to general liability policies and business interruption coverage. Winkler Insurance Agency also serves the surrounding Bell County area, including the neighboring community of Harker Heights.
What Does a a Commercial Insurance Agent in Temple Cost?
Typical costs for a small business commercial insurance package in Texas range from 500 to 3,000 dollars per year for general liability. Workers compensation costs average 1 to 2 dollars per 100 dollars of payroll. Commercial auto policies vary widely from 1,200 to 5,000 dollars annually. Actual costs depend on your business type location and claims history. This is general information not insurance advice.
About commercial insurance agents in Temple
Commercial insurance agents in Temple Texas help business owners find coverage that meets state requirements and local risks. Texas law requires most employers to carry workers compensation insurance unless they opt out with a formal notice. Agents in Temple can also advise on general liability and commercial auto policies tailored to Central Texas industries like agriculture and healthcare.
Frequently Asked Questions
What types of commercial insurance do Temple businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Texas does not require general liability but many landlords and contracts do. Workers compensation is required for most employers with few exceptions.
How do Texas commercial insurance rates compare to other states?
Texas has a competitive insurance market with rates that vary by industry and location. The Texas Department of Insurance regulates rates but does not set them. Businesses in Temple may see lower rates than in larger cities like Houston or Dallas.
Can a commercial insurance agent help with Texas-specific risks?
Yes. Agents understand Texas weather risks like hail and tornadoes which affect property coverage. They also know about Texas auto insurance requirements for commercial vehicles and the state s unique workers compensation opt out rules.
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