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Find Commercial Insurance Agents in Baytown, TX

Directory of commercial insurance agents in Baytown, Texas. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Baytown, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 commercial insurance agents in Baytown, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
1248 Garth Rd Ste E, Baytown, TX 77520
(832) 241-5213 locations.freeway.com
AZ Auto Insurance
3602 Garth Rd, Baytown, TX 77521
(281) 427-1999 aztexas.com
Erik Hirsch - GEICO Insurance Agent
4808 East Fwy, Baytown, TX 77521
(832) 806-6100 geico.com
Sapp Insurance Agency: Allstate Insurance
4001 Garth Rd Suite 101, Baytown, TX 77521
(281) 422-7299 agents.allstate.com
Amtex Insurance
4611 Garth Rd ste 400, Baytown, TX 77521
(281) 420-7070 amtexinsurance.com
Ai United Insurance
1615 N Alexander Dr, Baytown, TX 77520
(281) 747-9037 aiunited.com
Baytown Insurance
123 E Texas Ave, Baytown, TX 77520
(281) 837-5729
Trevco Insurance Agency
411 N Alexander Dr, Baytown, TX 77520
(281) 427-9063 trevcoinsurance.com
A-MAX Auto Insurance
3500 Garth Rd Ste. E500, Baytown, TX 77521
(281) 766-9197 amaxinsurance.com
Harris County Insurance Center - Baytown, Texas
608 Rollingbrook Dr, Baytown, TX 77521
(281) 427-6511 harriscounty.insure
Farmers Insurance - Maribel Castillo
5702 Garth Rd Ste 200, Baytown, TX 77521
(281) 839-7139 agents.farmers.com
TWFG Ratliff Insurance
501 W Texas Ave, Baytown, TX 77520
(281) 427-9461 twfgagent.com
Goosehead Insurance - Ashley Taylor
6002 FM 3180 Rd SUITE 280, Baytown, TX 77523
(281) 738-1030 agents.gooseheadinsurance.com
Premium Insurance Baytown
8703 TX-146, Baytown, TX 77523
(281) 962-3188
Easy Insurance Agency TX
1812 N Main St, Baytown, TX 77520
(832) 240-9594
Farmers Insurance - David Sewell
4501 N Main St, Baytown, TX 77521
(281) 998-1011 agents.farmers.com
Affordable Insurance Baytown
1401 Lacy Dr, Baytown, TX 77520
(346) 347-6501
Lisa Dagle Insurance Services, LLC
9520 TX-146, Baytown, TX 77523
(281) 385-1037 lisadagleinsurance.com
INSURICA Baytown
6011 Garth Rd A, Baytown, TX 77521
(281) 421-7605 insurica.com
Next Move Insurance - Mont Belvieu
10820 Eagle Dr Suite 3, Baytown, TX 77523
(281) 385-1288

Commercial insurance agents in Baytown Texas help business owners find coverage for property liability and workers compensation. Texas law requires most employers to carry workers compensation insurance or provide an alternative benefit plan. Local agents can guide you through Texas specific requirements like commercial auto insurance minimums and general liability limits.

What Does a Commercial Insurance Agent in Baytown Cost?

Typical costs for commercial insurance in Texas vary by industry and coverage level. A small retail business might pay 500 to 1500 per year for general liability. Workers compensation costs about 1 to 3 percent of payroll for low risk office work but can be higher for construction or manufacturing. Commercial auto insurance for a single vehicle often ranges from 1200 to 3000 per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Baytown businesses need?
Common coverages include general liability commercial property and workers compensation. Texas law does not require general liability but many landlords and contracts do. Businesses with vehicles need commercial auto insurance with minimum liability limits of 30 000 per person and 60 000 per accident.
How does Texas workers compensation insurance work for Baytown employers?
Texas is unique because it does not require private employers to carry workers compensation insurance. However if you choose not to carry it you must notify employees and you lose certain legal protections. An agent can help you decide between a workers comp policy or a non-subscription plan.
Can a commercial insurance agent help with Texas specific liability risks?
Yes agents can tailor policies for risks like hurricane damage in the Gulf Coast region or liability from oil and gas operations common in Baytown. They also help with Texas commercial property insurance which often excludes flood coverage so a separate flood policy may be needed.