The top-rated commercial insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,187 reviews. Other highly rated options include Insurance Source Of Dallas, Farmers Insurance - Lane Hamilton, Insurance of DFW. This directory lists 19 commercial insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Farmers Insurance - Lane Hamilton | 2113 E Arapaho Rd | (469) 802-6595 |
| 4 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 5 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 6 | Basha Insurance | 1001 S Sherman St ste 100D | (972) 677-7770 |
| 7 | Lopez Auto Insurance | 1332 S Plano Rd Ste 525 | (469) 397-4330 |
| 8 | Brightway Insurance, The Phan Agency | 500 E Arapaho Rd Suite 103 | (972) 865-7242 |
| 9 | Highstreet Insurance - Sandy Garza & Associates | 3400 N Central Expy Suite 110-221 | (972) 889-1833 |
| 10 | Five Star Insurance Group | 100 N Central Expy # 1205 | (972) 235-8881 |
Rodriguez Insurance Agency LLC serves the Richardson, Texas area as a commercial insurance agent. The company helps local business owners identify and secure appropriate coverage for their operations. Commercial insurance agents in this region work with diverse industries, from retail shops to professional offices. They assess risks, compare policies from multiple carriers, and tailor protection to each client’s specific needs. Rodriguez Insurance Agency LLC handles general liability policies for small businesses and workers’ compensation coverage for local employers.
Insurance Source Of Dallas provides commercial insurance coverage including general liability, property, and workers' compensation policies tailored to business needs. It assists clients with annual policy reviews and claims management to ensure continuous protection. The agency’s service extends to small and medium enterprises, addressing risk management across multiple industry sectors. Properties it services include single-family homes, apartments, retail storefronts, and restaurants throughout the Richardson area.
Farmers Insurance - Lane Hamilton serves businesses, property managers, and homeowners in Richardson, Texas, seeking commercial insurance coverage. The agency helps clients secure policies for property, liability, and workers’ compensation to protect their assets and daily operations. Local business owners can find tailored solutions for retail, office, or light industrial risks through this independent agency. The agency additionally covers commercial insurance needs for clients in neighboring Plano along the Dallas-Fort Worth metroplex and the surrounding Collin County communities.
Insurance of DFW serves Richardson, Texas, and the surrounding communities, handling commercial insurance needs for local businesses. It offers coverage for property, liability, workers' compensation, and commercial auto risks commonly faced by companies in the area. The agency works closely with business owners to identify their specific exposures, then matches them with appropriate policies from standard insurance carriers. To handle a typical job, it gathers detailed operational information, assesses risk profiles, and procures quotes that address the client's coverage requirements while considering budget constraints.
Decisive Insurance Agency serves the Richardson, Texas area and surrounding communities throughout the Dallas-Fort Worth metroplex. It handles commercial insurance coverage for local businesses, helping them manage risks from general liability to property protection. The agency begins each engagement by thoroughly reviewing a client’s specific operations and potential exposures. It then compares policies from multiple carriers to find appropriate limits and deductibles, presenting clear options so the business owner can make an informed decision about the final coverage package.
Basha Insurance, located in Richardson, Texas, offers commercial clients a choice between one-time insurance placements and recurring policy management. Coverage is tailored to protect local business assets, liability, and operational risks common in the area. Their services address property, general liability, and other standard commercial exposures for small and mid-sized enterprises. Ongoing policy reviews and claims support are provided for recurring accounts, while single-project coverage addresses specific short-term needs. Service is delivered on a scheduled or as-needed basis, depending on the client’s chosen plan and coverage frequency.
Lopez Auto Insurance in Richardson, Texas, differentiates between single-policy transactions for individual businesses and ongoing service agreements that adjust coverage as operations expand. Commercial insurance agents here design protection plans addressing general liability, property, and workers’ compensation needs common to local enterprises. These policies are written through established carriers serving the Richardson market. Client consultations clarify risk exposure and policy terms without promising fixed outcomes. Service runs on a scheduled basis for regular policy reviews and renewals, with additional on-demand support when claims or operational changes occur.
Brightway Insurance, The Phan Agency in Richardson, Texas specializes in commercial insurance for local businesses, including general liability, property coverage, and workers’ compensation. The agency evaluates company operations and risk exposures to tailor appropriate protection plans. For seasonal concerns, it assists retail and hospitality clients in Richardson with adjusting their coverage for peak holiday inventory and increased public foot traffic.
As local businesses in Richardson navigate seasonal inventory fluctuations or expansion projects, their insurance needs often shift in tandem. Highstreet Insurance - Sandy Garza & Associates provides commercial insurance agent services to address such evolving exposures. They analyze each business's current operations, property, and liability risks to recommend appropriate coverage. Reinforcing a careful approach to risk management, they typically begin with an on-site inspection of the business premises to assess hazards and verify operational details before finalizing any proposal.
What Does a a Commercial Insurance Agent in Richardson Cost?
The cost of commercial insurance in Texas varies by business type, size, and location. A small retail shop in Richardson might pay 500 to 1,500 dollars per year for general liability. A construction company could pay 3,000 to 10,000 dollars annually for combined coverages. Premiums also depend on payroll, revenue, and claims history. This is general information and not insurance advice.
About commercial insurance agents in Richardson
Commercial insurance agents in Richardson Texas help business owners find policies that meet state requirements and protect their operations. Texas law requires certain coverages like workers compensation for most employers with few exceptions. A local agent understands the specific risks for Richardson businesses from retail to technology firms.
Frequently Asked Questions
What types of commercial insurance do Richardson businesses need?
Common coverages include general liability, property insurance, and commercial auto. Texas law requires commercial auto insurance for business vehicles with minimum liability limits of 30/60/25. Many agents also recommend workers compensation and professional liability coverage.
How do I choose a commercial insurance agent in Richardson Texas?
Look for an agent licensed in Texas with experience in your industry. Check their reputation with the Texas Department of Insurance. Ask about their access to multiple insurance carriers to compare options for your business.
Is commercial insurance required by law in Texas?
Texas does not require general liability insurance for most businesses. However commercial auto insurance is mandatory for business vehicles. Workers compensation is required for most employers with more than a few employees unless they qualify for an exemption.
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