The top-rated commercial insurance agent in Prosper, Texas is Christian Lett - State Farm Insurance Agent, rated 5.0 stars across 528 reviews. Other highly rated options include Bird’s Eye Insurance, Kevin George - State Farm Insurance Agent, Prosper Insurance Center. This directory lists 19 commercial insurance agents serving Prosper.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Lett - State Farm Insurance Agent | 861 N Coleman St #180 | (972) 346-1638 |
| 2 | Bird’s Eye Insurance | 130 N Preston Rd Ste 100 | (972) 607-9246 |
| 3 | Kevin George - State Farm Insurance Agent | 1170 N Preston Rd #240 | (469) 715-9500 |
| 4 | Prosper Insurance Center | 900 N Preston Rd B | (972) 347-5573 |
| 5 | Matt Cox - State Farm Insurance Agent | 291 S Preston Rd Ste 710 | (972) 346-2888 |
| 6 | Bamford Insurance Agency PLLC | 301 S Coleman St Ste 40 | (972) 731-2923 |
| 7 | DFW Insurance Services | 130 N Preston Rd | (972) 781-1115 |
| 8 | Farmers Insurance - Daniel Dubberstein | 212 E Broadway St | (469) 535-7999 |
| 9 | Lifelong Insurance Agency | 511 E Broadway St | (469) 606-4590 |
| 10 | Goosehead Insurance - Eric Buchanan | 130 N Preston Rd Suite 252 | (972) 930-5744 |
Christian Lett - State Farm Insurance Agent serves the Prosper, Texas, area and surrounding Collin County communities with commercial insurance solutions. The agency assists local business owners in evaluating their unique liability exposures and property coverage requirements. It also helps clients review policy options for protecting their company assets and managing operational risks. Services handled in this area include general liability insurance and commercial property insurance for small to mid-sized businesses.
Bird’s Eye Insurance provides a full range of commercial insurance services in Prosper, TX, working with business owners to secure appropriate coverage. The agency assists in structuring service and maintenance plans that help address common risks in commercial operations, from liability protection to property coverage. Claims support and policy reviews are part of its ongoing client service. It serves a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Kevin George - State Farm Insurance Agent in Prosper, TX, serves homeowners, businesses, and property managers seeking commercial insurance coverage. The agency helps local enterprises protect their assets with liability, property, and business interruption policies tailored to various industries. It also assists small business owners with workers compensation and commercial auto insurance to ensure operational stability. Commercial clients receive ongoing support for policy adjustments as their needs evolve. The agency extends its commercial insurance services to neighboring communities in the greater Frisco and McKinney metro area.
Prosper Insurance Center serves the town of Prosper and surrounding North Texas communities, offering commercial insurance agent services. It handles a range of business insurance needs, including property, liability, and workers compensation coverage for local enterprises. The agency works with business owners to understand their specific operational risks and evaluate coverage options. For a typical job, it reviews the client’s industry exposures and recommends a policy that aligns with the business’s budget and legal requirements.
Matt Cox - State Farm Insurance Agent in Prosper, TX, serves commercial clients by distinguishing between one-time policies, such as event or seasonal liability coverage, and recurring plans like annual general liability or property insurance. The agency works to match coverage options to the specific risks and operational size of each business. Service runs on either a scheduled renewal cycle for long-term protection or on an as-needed basis for single-event or short-term commercial exposures.
Bamford Insurance Agency PLLC specializes in commercial insurance covering liability, property, and workers’ compensation for local businesses. It also provides general risk management guidance and policy reviews for new and established enterprises in the Prosper, Texas area. The agency additionally helps clients assess lease requirements and business interruption exposures as part of standard service. During seasonal shifts or contract renewals, it assists firms in adjusting coverage to account for inventory changes, temporary staff, or special event liabilities specific to the region.
As North Texas businesses face fluctuating seasonal risks from severe spring storms to winter freezes, DFW Insurance Services, located in Prosper, TX, helps commercial operators secure appropriate coverage for liability, property, and business interruption needs. The agency works closely with local retailers, contractors, and service providers to compare policy options from multiple carriers, ensuring adequate protection against region-specific exposures. An initial assessment usually involves an on-site inspection of the business premises and a review of current operational liabilities.
Farmers Insurance - Daniel Dubberstein works with business owners to secure coverage that addresses their commercial insurance needs. Based in Prosper, Texas, the agency focuses on property and liability policies to protect local companies. Small and medium-sized businesses in the area can also add endorsements for equipment breakdowns or business interruption. The agency is able to serve a range of industries, including office spaces, warehouses, and food service operations.
Lifelong Insurance Agency in Prosper, TX handles residential insurance needs with customized homeowners policies. The company also provides commercial insurance coverage for local businesses, including general liability and property protection for various industries across the Collin County area. Policies are designed to safeguard assets and manage daily operational risks common in small to mid-sized companies. Clients often return for annual policy reviews or to adjust coverage after significant business changes between regular visits.
Goosehead Insurance - Eric Buchanan is known for providing commercial insurance coverage tailored to local Prosper, Texas businesses. Its service range addresses liability, property, and workers' compensation needs for various industries in the area. Business owners receive assistance in evaluating their specific risks to secure appropriate policies that protect their operations and assets. As a specialty service, the agent can also help with professional liability insurance for companies that provide advice or services to clients.
What Does a a Commercial Insurance Agent in Prosper Cost?
The cost of commercial insurance in Texas varies widely based on your industry, business size, and coverage needs. A small retail shop might pay between $500 and $1,500 per year for general liability insurance. A construction company with higher risk could pay $3,000 to $10,000 or more annually. Workers compensation premiums are based on your payroll and industry classification. This is general information and not insurance advice.
About commercial insurance agents in Prosper
Commercial insurance agents in Prosper Texas help local business owners find the right coverage for their specific needs. Texas law requires certain types of commercial insurance, such as workers compensation for most employers with five or more employees. A local agent can guide you through these requirements and help protect your business from common risks.
Frequently Asked Questions
What types of commercial insurance do Texas businesses need?
Texas businesses often need general liability insurance, commercial property insurance, and workers compensation insurance. Texas law does not require general liability insurance, but many landlords and clients require it. Workers compensation is required for most employers with five or more employees.
How does a commercial insurance agent in Prosper help with Texas regulations?
A local agent understands Texas-specific regulations such as the Texas Workers Compensation Act and the Texas Insurance Code. They can help you comply with state requirements and avoid penalties. They also know the common risks for businesses in the Prosper area.
Can a commercial insurance agent help me compare quotes from different carriers?
Yes, an independent commercial insurance agent can obtain quotes from multiple insurance carriers. They compare coverage options and pricing to find a policy that fits your budget and risk profile. This saves you time and ensures you see a range of options.
Commercial Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton