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Find Commercial Insurance Agents Near You in Pharr, TX
Directory of commercial insurance agents in Pharr, Texas. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Pharr, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 18 commercial insurance agents in Pharr, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Olympia Insurance Services, LLC. | Commercial Insurance Specialist
800 S Cage Blvd STE E, Pharr, TX 78577
(956) 884-4912
olympia-insurance.com
Univista Insurance
1201 S Jackson Rd #3, Pharr, TX 78577
(956) 709-1109
univistainsurance.com
Mancha Insurance Agency
2114 N Cage Blvd, Pharr, TX 78577
(956) 781-6581
manchainsurance.com
United Auto Insurance
310 N Cage Blvd, Pharr, TX 78577
(956) 782-5559
Pro Choice Insurance Texas
3601 E Eldora Rd, Pharr, TX 78577
(956) 663-1806
Turbo Insurance
2114 N Cage Blvd Suite C, Pharr, TX 78577
(956) 781-6581
turboinsuranceagency.com
Commercial insurance agents in Pharr Texas help local businesses secure coverage for property liability and workers compensation. Texas law requires most employers to carry workers compensation insurance or provide an alternative benefit plan. Agents can also advise on commercial auto policies for the many logistics and transportation companies operating in the Rio Grande Valley.
What Does a Commercial Insurance Agent in Pharr Cost?
Typical costs for a small business general liability policy in Texas range from 500 to 1500 per year for a low risk business. Workers compensation insurance averages about 1.50 to 2.50 per 100 dollars of payroll. Commercial auto insurance for a single vehicle can cost 1200 to 3000 per year. These are estimates and actual premiums depend on your specific business type revenue and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Pharr businesses typically need?
Common coverages include general liability commercial property workers compensation and commercial auto insurance. Texas businesses may also need inland marine insurance for goods in transit across border trade routes.
Is commercial auto insurance required for business vehicles in Texas?
Yes Texas law requires liability insurance for any vehicle used for business purposes. Minimum limits are 30000 per person for bodily injury 60000 per accident and 25000 for property damage. Higher limits are recommended for fleet operations.
How does Texas workers compensation insurance work for small businesses?
Texas is unique in that private employers are not required to carry workers compensation insurance. However opting out means you lose certain legal protections and may face civil lawsuits for workplace injuries. An agent can explain the pros and cons of each option.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.