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Compare Commercial Insurance Agents in Lubbock, TX
Directory of commercial insurance agents in Lubbock, Texas. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Lubbock, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 commercial insurance agents in Lubbock, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Commercial insurance agents in Lubbock Texas help businesses protect their assets with policies like general liability commercial property and workers compensation. Texas law does not require businesses to carry general liability insurance but does require workers compensation for most employers with a few exceptions. Local agents understand the risks facing Lubbock companies from agriculture to oil and gas.
What Does a Commercial Insurance Agent in Lubbock Cost?
Commercial insurance costs in Lubbock Texas vary widely by industry and coverage limits. General liability may cost between 400 and 1500 dollars per year for a small business. Workers compensation averages around 1.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto policies often range from 1200 to 3000 dollars annually. These are general estimates and your actual premium depends on risk factors and deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Lubbock businesses need?
Common policies include general liability commercial property workers compensation and commercial auto. Texas law mandates workers comp for most employers unless they are a non-subscriber. Agents can also recommend cyber liability or professional liability depending on the industry.
How do I choose a commercial insurance agent in Lubbock?
Look for an agent with experience in your industry and knowledge of Texas regulations. Ask about their carrier network and whether they offer bundled policies. Check their license through the Texas Department of Insurance website.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.