The top-rated commercial insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include Priority Insurance, Cash & Forbes Insurance Group, The Vanguard Insurance Agency. This directory lists 18 commercial insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 3 | Cash & Forbes Insurance Group | 13501 Katy Fwy Ste 1875 | (281) 712-7072 |
| 4 | The Vanguard Insurance Agency | 1225 N Loop W suite 322 | (281) 453-8770 |
| 5 | Memorial Insurance Agency | 13501 Katy Fwy Ste 1875 | (713) 461-8272 |
| 6 | Dean & Draper Insurance Agency, LP | 3131 W Alabama St Ste 150 | (713) 527-0444 |
| 7 | Associated Insurance Managers | 11111 Katy Fwy #120 | (713) 365-8400 |
| 8 | Linda Meyer Insurance Brokerage | 5718 Westheimer Rd Suite 1000 | (800) 961-4293 |
| 9 | Benchmark Insurance Group of Texas - Commercial Insurance Broker | 827 N Loop W Suite B | (281) 569-4353 |
| 10 | Allwin Insurance Agency - Affordable Health Insurance, Business, Home and Auto Insurance in Houston | 9889 Bellaire Blvd STE 124 | (713) 952-5031 |
Texan Insurance serves the Houston, Texas, metro area as a commercial insurance agent. The agency helps local businesses secure coverage that protects their operations against common regional risks such as weather-related property damage and liability exposures. It works with clients to find policies tailored to various industry needs, including general liability and workers' compensation. Commercial auto coverage for vehicle fleets and business interruption insurance that safeguards income during unexpected closures are specific services it handles in this area.
Priority Insurance offers a full range of commercial insurance products tailored to area businesses in Houston, TX, including general liability, property, and workers’ compensation policies. The agency provides ongoing account maintenance and periodic policy reviews to help clients adjust coverage as their needs change. Its commercial services cover numerous property types, from single-family homes and apartment complexes to retail storefronts and full-service restaurants.
Businesses and property managers in the Houston area turn to Cash & Forbes Insurance Group for their commercial insurance needs. The agency helps clients identify appropriate coverage to protect assets, employees, and daily operations from various risks. Services include analyzing liability, property, and workers' compensation exposures common to local enterprises. The firm also provides guidance on policy options designed to meet the unique requirements of growing ventures. Its coverage area extends to the surrounding communities in Harris County, including Sugar Land and the greater Katy region.
The Vanguard Insurance Agency serves Houston, Texas, and the surrounding metropolitan communities, handling a wide range of commercial insurance needs for local businesses. It provides coverage for general liability, property, workers' compensation, and other standard policies that protect against common operational risks. The agency works closely with each client to evaluate their specific exposures and industry requirements. For a typical job, it first conducts a thorough review of the business’s current coverage and potential gaps, then finds suitable carrier options to match the unique risk profile.
Memorial Insurance Agency in Houston, TX assists clients with commercial insurance needs, offering both one-time policy purchases for specific projects and recurring coverage options for ongoing business operations. Their services include helping business owners secure general liability and property protection. The agency assesses each client’s risk exposure to recommend appropriate policies from standard carriers. Service runs on either a scheduled basis for annual policy reviews or as-needed when a new risk arises.
Dean & Draper Insurance Agency, LP in Houston, TX specializes in commercial insurance brokerage, offering tailored risk assessments and policy procurement for diverse business operations. Its general service work includes liability and property coverage review, ensuring local regulations are met. The agency assists commercial clients with timely policy adjustments before hurricane season, a critical concern for businesses in the Gulf Coast region.
As Houston’s hurricane season brings both windstorm and flood risk each year, local businesses require commercial coverage that protects physical property and liability exposure. Associated Insurance Managers, based in Houston, serves companies in the area by assessing industry-specific hazards such as supply chain disruption or contractor liability. The agency works directly with clients to match policy structures to actual operational needs, recommending appropriate property, general liability, or commercial auto protection. Before quoting, the agent schedules an on-site inspection of business premises and current safety protocols.
Linda Meyer Insurance Brokerage in Houston, TX serves the local area with residential insurance coverage, meeting the personal property and liability needs of homeowners and renters. The agency also provides commercial insurance for small to mid-sized businesses, protecting their assets and operations. Service for both personal and commercial clients is tailored to the unique requirements of the Houston market. They remain available for policy adjustments and ongoing support between scheduled policy review visits.
Benchmark Insurance Group of Texas operates as a commercial insurance broker in Houston, helping businesses manage their risk through property and liability coverage. The firm also offers specialty add-ons such as inland marine and cyber liability policies. Business owners can consult the broker for policies tailored to their specific operational needs. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Allwin Insurance Agency in Houston, Texas, is known for its focus on affordable health insurance while also providing business, home, and auto coverage. As a commercial insurance agent, it works with local businesses to assess their specific liability and property protection needs in the Houston area. The agency can analyze a company’s operational risks to tailor an appropriate commercial package policy. This local service may also extend to offering specialty coverage such as professional liability insurance for solo practitioners.
What Does a a Commercial Insurance Agent in Houston Cost?
Typical costs for commercial insurance in Texas vary widely. A small business general liability policy may cost 500 to 1500 dollars per year. Workers compensation premiums average around 1 to 3 dollars per 100 dollars of payroll. Commercial auto policies often range from 1200 to 3000 dollars annually per vehicle. Actual costs depend on your industry revenue claims history and coverage limits. This is general information and not insurance advice.
About commercial insurance agents in Houston
Commercial insurance agents in Houston Texas help business owners find coverage for property liability and workers compensation. Texas law requires most employers with five or more employees to carry workers compensation insurance unless they choose to opt out. Agents can also assist with commercial auto policies required by the Texas Department of Motor Vehicles for company vehicles.
Frequently Asked Questions
What types of commercial insurance do Houston agents offer?
Houston agents offer general liability property insurance workers compensation commercial auto and professional liability. They can also help with specialized coverage for industries like oil and gas construction and healthcare.
Is commercial auto insurance required in Texas?
Yes Texas law requires commercial auto insurance for any vehicle used for business purposes. Minimum liability limits are 30 thousand dollars for injury per person 60 thousand per accident and 25 thousand for property damage.
How do Texas workers compensation laws affect my business?
Texas is one of the few states where workers compensation is not mandatory for most private employers. However if you do not carry it you lose certain legal protections in workplace injury lawsuits. An agent can explain the risks and benefits.
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