The top-rated commercial insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 284 reviews. Other highly rated options include Oden Insurance, Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance. This directory lists 14 commercial insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Oden Insurance | 618 W Woodard St | (903) 465-0620 |
| 3 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 4 | David Means: Allstate Insurance | 120 S Austin Ave #102 | (903) 463-6751 |
| 5 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 6 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 7 | Sandra Phillips - State Farm Insurance Agent | 2521 W Morton St | (903) 463-3740 |
| 8 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 9 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 10 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
Jake Shockley - State Farm Insurance Agent serves the Denison, Texas area as a commercial insurance agent. This office helps local business owners find policies that protect their assets and operations against common risks. Their work typically includes evaluating a company’s liability exposures and property needs. They assist with general liability coverage, which protects against third-party claims, and commercial property insurance for buildings and equipment. Workers’ compensation policies are another service this agent handles for businesses in Denison.
Oden Insurance provides a full range of commercial coverage options for businesses in the Denison, Texas area. It offers standard liability and property policies to protect against common operational risks. The agency also assists with specialized service plans, including workers' compensation and commercial auto coverage, to maintain ongoing business continuity. It regularly reviews client policies to adjust for changes in business size or operations. Oden Insurance services a variety of property types, including single-family homes, apartment complexes, retail storefronts, and local restaurants.
Larry Landrum - State Farm Insurance Agent in Denison, Texas serves local homeowners, business owners, and property managers seeking commercial insurance coverage. The agency provides policies such as general liability, property protection, and workers' compensation to help small and medium-sized enterprises manage risk. Clients receive guidance on selecting appropriate limits for their specific operations. The office also extends its services to nearby Sherman and the surrounding Grayson County area.
David Means: Allstate Insurance serves commercial clients in Denison, Texas and the surrounding communities of Grayson County. It handles a range of commercial insurance needs, including liability coverage and property protection for small and medium-sized businesses in the area. Each client’s specific risks and operational profile are carefully assessed to tailor the appropriate policy structure. This personal consultation approach ensures coverage aligns directly with the business’s daily activities and potential exposures.
Jim McClure’s agency in Denison, TX, provides specialty commercial insurance services designed to protect local businesses, including general liability and property coverage. It additionally serves as a State Farm agent offering broader risk management solutions for companies in the region. The agency helps commercial clients address seasonal concerns such as winter weather liabilities or increased customer traffic during local holiday festivals.
When a business needs temporary coverage for a single project or an ongoing policy for daily operations, the Charles Holder Insurance Agency, Inc. in Denison, TX can tailor a commercial insurance plan accordingly. This agency works with local enterprises to secure the right protection for general liability, property, and other common business exposures. Depending on the client’s needs, their service may run on a one-time basis or follow a scheduled renewal cycle as circumstances evolve.
Whether opening a new retail shop for the spring tourist season or updating coverage for a growing small business, Sandra Phillips - State Farm Insurance Agent in Denison, TX offers tailored commercial insurance solutions. The agency helps local entrepreneurs understand general liability, property, and workers compensation policies that protect their daily operations. After an initial conversation about current risks and inventory, the first practical step is scheduling a property inspection to assess the business premises and finalize the quote.
Phillips Insurance Agency serves Denison and the surrounding region by arranging coverage for local business operations. Its work focuses on commercial insurance, providing general liability, property, and workers' compensation policies to protect against common operational risks. The agency can serve a range of commercial sectors, including offices requiring professional liability endorsements, warehouses needing equipment and inventory protection, and food service establishments that need spoilage and liquor liability coverage.
Bayless-Hall Insurance Inc handles residential insurance needs for property owners in Denison, TX, and also offers comprehensive commercial insurance agent services to local business clients across the region. Policies are tailored to cover liabilities, property, and specialized industry risks common in the area. The agency assists with claims, policy updates, and coverage reviews during regular visits, ensuring follow-up service and account adjustments between renewal periods.
Hempkins Insurance is known for helping small and mid-size businesses in Denison, Texas secure tailored commercial coverage for property, liability, and workers' compensation needs. Serving the local area, the agency assists clients with risk assessment and policy selection from multiple carriers to match operational budgets. Special attention is given to constructing appropriate limits for general liability and commercial auto exposures. The agency can also add on coverage for professional liability or errors and omissions insurance to protect against service-related claims.
What Does a a Commercial Insurance Agent in Denison Cost?
Typical costs for a small business general liability policy in Texas range from $400 to $1,500 per year. Workers compensation insurance averages around $1.50 to $3.00 per $100 of payroll. Commercial auto insurance for a single vehicle can cost $1,200 to $3,000 annually. These amounts vary widely based on your specific business operations and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Denison
Commercial insurance agents in Denison, Texas help local businesses find coverage for property, liability, and workers compensation. Texas law requires most employers to carry workers compensation insurance or provide a qualified alternative. Agents in Denison understand the specific needs of businesses in Grayson County and can guide you through Texas insurance requirements.
Frequently Asked Questions
What types of commercial insurance do Denison businesses typically need?
Common types include general liability, commercial property, workers compensation, and commercial auto insurance. Texas law mandates specific coverage for certain industries like construction and transportation.
How does Texas workers compensation insurance work for Denison employers?
Texas is unique in that private employers are not required to carry workers compensation insurance. However, if you do not have it, you cannot use the exclusive remedy defense in employee injury lawsuits. Many Denison businesses choose coverage to protect against legal risks.
What factors affect the cost of commercial insurance in Denison Texas?
Costs depend on business type, revenue, number of employees, claims history, and coverage limits. Location in Denison may also influence rates due to local weather risks like hail or tornadoes.
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