The top-rated commercial insurance agent in Helena, Montana is Rocky Mountain Medicare, rated 5.0 stars across 237 reviews. Other highly rated options include Joe Mitchell - State Farm Insurance Agent, Jon Miller - State Farm Insurance Agent, Rocky Mountain Insurance Group. This directory lists 19 commercial insurance agents serving Helena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rocky Mountain Medicare | 1134 Butte Ave | (406) 204-1580 |
| 2 | Joe Mitchell - State Farm Insurance Agent | 601 Euclid Ave Suite D | (406) 443-0867 |
| 3 | Jon Miller - State Farm Insurance Agent | 900 N Last Chance Gulch #103 | (406) 502-2200 |
| 4 | Rocky Mountain Insurance Group | 1111 N Rodney St Suite 3 | (406) 422-4437 |
| 5 | Bison Insurance, PLLC | 3171 N Montana Ave | (406) 442-1414 |
| 6 | Mike Miller - State Farm Insurance Agent | 900 N Last Chance Gulch #103 | (406) 442-9900 |
| 7 | Cochrane Insurance Agency | 201 E Lyndale Ave | (406) 442-6700 |
| 8 | MATHIS INSURANCE AGENCY LLC | 1313 11th Ave | (406) 442-9680 |
| 9 | Marsh McLennan Agency | 1108 Livingston Ave | (406) 442-5360 |
| 10 | Insurance Unlimited | 1040 Helena Ave | (406) 442-4144 |
Rocky Mountain Medicare serves clients in and around Helena, Montana as a commercial insurance agent. The agency helps local businesses compare and select health coverage plans that meet employee needs. It also advises on group benefit packages to manage costs while complying with federal regulations. Understanding the unique challenges facing Montana employers, the team works to find policies that balance protection with budgets. It specifically handles commercial health insurance and group dental plans for area companies.
Joe Mitchell - State Farm Insurance Agent in Helena, MT, provides a full range of commercial insurance services, including general liability, property, and workers compensation coverage. The agency offers tailored protection plans designed to safeguard business assets, along with ongoing policy reviews and claims support to help clients manage risks effectively. Services are available for a variety of commercial properties, including single-family homes used as offices, small retail locations, restaurants, and apartment buildings.
Jon Miller - State Farm Insurance Agent serves homeowners, businesses, and property managers in Helena, MT. The agency provides commercial insurance agent services such as policy evaluation, risk management guidance, and claims support for local enterprises. Property owners can receive help tailoring coverage for rental properties and commercial structures. Professionals in this area frequently depend on such agents to navigate business liability and asset protection needs. This office also extends its services to clients within nearby Clancy and the surrounding Lewis and Clark County area.
Rocky Mountain Insurance Group serves Helena, Montana, and the surrounding communities with commercial insurance agent services. The company handles a range of business policies, including general liability, property coverage, and workers’ compensation. It assists local enterprises in navigating insurance requirements specific to the region. To handle a typical job, the agency first reviews the client’s business operations and risk exposures before matching coverage options to the identified needs.
Bison Insurance, PLLC in Helena, MT specializes in tailored commercial policies for local businesses, including general liability and property coverage, while also offering comprehensive risk management guidance for a variety of industries. Its agents work closely with clients to secure appropriate coverage that addresses specific operational exposures and regulatory requirements. As Montana’s harsh winter conditions create hazards such as ice dams and slip-and-fall risks, Bison Insurance helps commercial clients review their policies to ensure adequate protection against seasonal liabilities and potential business interruptions.
Mike Miller - State Farm Insurance Agent in Helena, MT, assists local residents with their home and auto coverage needs. For commercial clients, the agency provides liability, property, and business interruption policies tailored to area shops and offices across the region. After an initial consultation and policy setup, they offer ongoing account reviews and claims support. The office encourages contacting them for annual check-ins and policy adjustments between regular visits to keep coverage aligned with changing business operations.
As Helena businesses prepare for Montana’s heavy winter weather and seasonal liability shifts, Cochrane Insurance Agency provides commercial coverage tailored to these local risks. As a commercial insurance agent in Helena, MT, the company helps business owners evaluate their policies for property damage, general liability, and workers’ compensation needs. Their process begins with a thorough inspection and assessment of the client’s current exposures before recommending an appropriate policy.
MATHIS INSURANCE AGENCY LLC in Helena, MT serves area businesses seeking commercial insurance coverage. The agency focuses on policies that protect against operational and liability risks, and it can add specialized endorsements for property, equipment, and fleet vehicles. Commercial insurance agents in this region routinely address the unique exposures facing local enterprises, from inventory losses to employee injuries. MATHIS INSURANCE AGENCY LLC can arrange policies for offices requiring general liability, warehouses needing inland marine coverage, and food service operations looking for spoilage and liquor liability protections.
Serving residential clients in Helena, this agency provides tailored insurance solutions for homes and personal property. Its commercial division advises local businesses on coverage for liability, property, and worker protection. As part of a broader organization, Marsh McLennan Agency offers access to national resources while maintaining local service. The team assists clients with policy adjustments and claims support between regular annual reviews, ensuring coverage remains aligned with changing personal and business needs.
What Does a a Commercial Insurance Agent in Helena Cost?
Typical costs for commercial insurance in Montana vary widely by industry size and risk. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 or more. Workers compensation rates are set by class code and average around 1.50 to 3.00 per 100 dollars of payroll. This is general information and not insurance advice.
About commercial insurance agents in Helena
Commercial insurance agents in Helena Montana help business owners protect their assets with tailored policies. Montana law requires specific coverage for certain industries such as workers compensation insurance for most employers. Local agents understand the unique risks of doing business in the state including weather exposure and liability concerns.
Frequently Asked Questions
What types of commercial insurance do Helena businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Montana law requires workers comp for employers with one or more employees. Agents can also advise on professional liability and cyber insurance.
How do I choose a commercial insurance agent in Helena?
Look for an agent licensed in Montana with experience in your industry. Ask about their knowledge of local risks like wildfire or flood exposure. Check their reputation with the Montana Insurance Department for any complaints.
Is commercial insurance required by law in Montana?
Montana does not require general liability insurance but workers compensation is mandatory for most employers. Commercial auto insurance is required if you use vehicles for business. Lenders may also require property insurance for financed assets.
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