The top-rated commercial insurance agent in Bozeman, Montana is Proper Insurance Services, rated 5.0 stars across 792 reviews. Other highly rated options include Brad Daws - State Farm Insurance Agent, Trade Risk Guaranty, AAA Bozeman Branch. This directory lists 20 commercial insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Proper Insurance Services | 40 Enterprise Blvd Suite 201 | (888) 631-6680 |
| 2 | Brad Daws - State Farm Insurance Agent | 1716 W Main St STE 2 | (406) 587-4010 |
| 3 | Trade Risk Guaranty | 3701 Trakker Trail Suite 1B, #341 | (406) 922-6500 |
| 4 | AAA Bozeman Branch | 1530 N 19th Ave Suite B | (406) 586-6156 |
| 5 | Insurance Unlimited of Bozeman | 1425 W Main St STE. D | (406) 586-1818 |
| 6 | Big Sky Benefit Solutions | 219 N 19th Ave | (406) 404-1414 |
| 7 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 8 | Bridger Insurance Agency | 389 S Ferguson Ave | (406) 922-5110 |
| 9 | Western Horizon Insurance LLC | 43 Mill Town Lp Unit C | (406) 388-2231 |
| 10 | Bissell Insurance Agency | 4055 Valley Commons Dr | (406) 586-6230 |
Proper Insurance Services serves the Bozeman, Montana metro area as a commercial insurance agent. It works with local businesses to secure coverage for their operations, property, and liability needs. The agency helps clients evaluate risks and navigate policy options to protect their assets. In this region, it specifically handles property coverage for commercial buildings and general liability policies for small and mid-sized businesses.
Brad Daws - State Farm Insurance Agent in Bozeman, MT, offers commercial insurance coverage to local businesses. Its services include liability protection, property insurance, and workers' compensation policies designed to address everyday operational risks. The agency provides regular policy reviews to ensure coverage remains aligned with changing business needs. Community businesses such as single-family home rentals, apartment complexes, retail shops, and restaurants are among the commercial properties it services.
Trade Risk Guaranty serves businesses, property managers, and homeowners in Bozeman, MT, offering commercial insurance agent services tailored to local risk needs. They help clients secure coverage for general liability, property, and business interruption, ensuring operations remain protected against common regional exposures. The agency also works with contractors and small enterprises seeking reliable policy guidance. Beyond the city, Trade Risk Guaranty extends its services to the surrounding community of Belgrade, addressing insurance requirements across the broader Gallatin Valley area.
AAA Bozeman Branch serves Bozeman and the surrounding Gallatin Valley communities, handling commercial insurance for local businesses. It provides coverage options designed to protect company assets, including general liability and property policies that address common regional risks like severe weather events. To manage a typical job, the agent begins by assessing the client’s operations and specific liability exposures, then compares policies from multiple carriers to present a tailored mix of coverage limits and deductibles.
Insurance Unlimited of Bozeman provides commercial insurance for businesses seeking to manage risk, offering its clients a choice between a single transaction for a discrete project or an ongoing relationship that renews periodically. Coverage policies are tailored to protect commercial property, liability, and other operational exposures common in the Bozeman area. The agency ensures flexibility in how it delivers these services, operating on a one-time basis for stand-alone needs, a scheduled renewal cycle for annual policies, or an as-needed arrangement when circumstances shift.
Big Sky Benefit Solutions specializes in commercial insurance agent services including property, liability, and worker’s compensation coverage. The agency serves businesses in Bozeman, Montana, helping them navigate the unique risks associated with the region’s seasonal tourism, construction, and agricultural industries. It also provides general business insurance consultation and policy management for local enterprises. During the winter months, the agency assists clients in reviewing coverage for snow removal liability and cold-weather property damage, ensuring operations remain protected through Montana’s harsh weather season.
With winter approaching in Bozeman, many local businesses begin reviewing their coverage for potential snow-related liabilities. Big Sky Insurance Lanphear Agency responds by offering tailored commercial insurance policies that address risks common to the region, such as property damage from ice buildup or liability from slips on icy walkways. The agency works directly with business owners in the Gallatin Valley to understand their specific operations and find appropriate protection. An initial consultation or on-site inspection typically starts the process of evaluating each client’s unique coverage needs.
Bridger Insurance Agency serves residential clients in Bozeman, MT, with personal insurance needs. The firm also provides commercial insurance agent services for local businesses, helping them secure coverage for their operations and liabilities. Their work commonly involves assessing property and liability risks within the community. After policies are in place, they routinely follow up with clients to adjust coverage between their regular visits, ensuring commercial accounts remain properly protected as business circumstances evolve.
Western Horizon Insurance LLC, based in Bozeman, MT, is known for providing commercial insurance agent services to local businesses. The company helps clients with general liability, property coverage, and workers' compensation policies to protect against common operational risks. It also advises on customized packages that address industry-specific exposures for small to mid-sized enterprises. For added protection, the agency offers specialized endorsements such as business interruption insurance to cover lost income during unexpected closures.
Bissell Insurance Agency in Bozeman, MT provides general liability and property coverage for local businesses. The agency’s specialty offerings include customized insurance solutions for risks common to the region’s commercial operations. Clients receive guidance on identifying appropriate coverage limits and deductibles to protect their assets. The agency serves a variety of industries, including professional offices, warehouses, and food service establishments. It also assists with policies for contractors, retail spaces, and service-based enterprises.
What Does a a Commercial Insurance Agent in Bozeman Cost?
Commercial insurance costs in Montana vary by business type size and location. A small Bozeman retail shop might pay 500 to 1500 per year for general liability. Workers compensation rates are set by the state and depend on payroll and industry class code. A contractor might pay 3000 to 8000 annually for a package policy. This is general information and not insurance advice.
About commercial insurance agents in Bozeman
Commercial insurance agents in Bozeman Montana help local businesses find coverage for property liability and workers compensation. Montana law requires most employers with one or more employees to carry workers compensation insurance. Agents in Bozeman understand the unique risks faced by construction ranching and retail businesses in Gallatin County.
Frequently Asked Questions
What types of commercial insurance do Bozeman businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Montana law requires workers comp for most businesses with employees. Agents can also help with professional liability and cyber insurance.
How do I choose a commercial insurance agent in Bozeman?
Look for an agent licensed in Montana with experience in your industry. Check their knowledge of local risks like wildfire or winter weather. Ask about their carrier network and claims support.
Is commercial insurance required by law in Montana?
Workers compensation insurance is required for most Montana employers with one or more employees. General liability and property insurance are not state mandated but are often required by lenders landlords or contracts.
Commercial Insurance Agents in Other Montana Cities
Billings · Great Falls · Helena · Kalispell · Missoula