The top-rated commercial insurance agent in North Andover, Massachusetts is MTM Insurance Associates, LLC, rated 4.9 stars across 93 reviews. Other highly rated options include MTMBrainerd INC., Benefit Advisors Group, Durso & Jankowski Insurance. This directory lists 16 commercial insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 2 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 3 | Benefit Advisors Group | 800 Turnpike St #300 | (978) 494-6611 |
| 4 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 5 | Kurt Wicks: Allstate Insurance | 1211 Osgood St Ste 3a | (978) 984-5640 |
| 6 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 7 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 8 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
| 9 | MP Roberts Insurance Agency | 1060 Osgood St | (978) 683-8073 |
| 10 | Acrisure North Andover, MA (Foster Sullivan Insurance Group) | 163 Main St | (978) 686-2266 |
MTM Insurance Associates, LLC serves the greater Merrimack Valley area from its North Andover, Massachusetts location as a commercial insurance agent. The company helps local businesses assess their operational risks and secure appropriate coverage policies to protect against potential financial losses. Its services include general liability and property insurance for a range of commercial enterprises. In this region, the agency also specializes in workers' compensation for local tradespeople and professional liability coverage for small service firms.
MTMBrainerd INC. provides commercial insurance agent services to businesses in North Andover, Massachusetts. It offers general liability, property, and other necessary coverage options. The company typically helps clients review existing policies and adjust protection as their needs evolve. It assists with routine policy maintenance and claims guidance. MTMBrainerd handles insurance needs for various properties, including single-family homes, apartments, retail locations, and restaurants.
Benefit Advisors Group in North Andover, MA, serves local business owners, property managers, and commercial landlords by securing insurance policies for their properties, liability needs, and operational risks. The agency helps clients assess coverage requirements for small offices and retail spaces in the Merrimack Valley. Its work includes comparing options from multiple insurers to match each business’s specific exposure profile. The team also regularly works with companies based in Lawrence and the surrounding Essex County communities.
Serving North Andover, MA, and the surrounding communities, Durso & Jankowski Insurance handles commercial insurance policies for local businesses. The agency works to protect companies from financial risks related to property damage, liability claims, and operational interruptions. To manage a typical account, it first reviews the specific exposures faced by each business, then customizes coverage options from standard market offerings. This method focuses on aligning protection with actual on-the-ground operational needs.
Kurt Wicks: Allstate Insurance in North Andover, MA, assists local businesses by distinguishing between one-time coverage for short projects and recurring policies for ongoing operations. The agency offers commercial insurance tailored to the typical risks faced by enterprises in this area, such as general liability and property coverage. Client service for commercial accounts is arranged to operate on a one-time, scheduled, or strictly as-needed basis depending on the specific business requirements.
Perry Insurance Agency, LLC in North Andover, MA specializes in providing commercial insurance agent services, including customized liability and property coverage for local businesses. The agency also helps clients with general policy evaluations and risk management strategies to protect their assets. It addresses specific seasonal concerns such as adjusting coverage for winter weather hazards or planning liability safeguards for spring renovation projects in the region.
As winter weather threatens roads and properties in North Andover, a local business may need to review its commercial insurance coverage to protect against ice damage or liability risks. MacDonald & Pangione Insurance Agency works with such businesses to find suitable policies for their specific operations and exposures. The agency serves companies in a range of local industries, helping them manage general liability, property, and vehicle-related coverage needs. An initial assessment of current insurance gaps and available options is offered at no cost.
Prime Insurance Services, Inc. in North Andover, MA helps residential clients protect their homes before also guiding small business owners through their commercial coverage needs across the region. The agency works with area businesses to structure general liability and property policies. Between regular visits, the team follows up to ensure current policies still match changing operations and will arrange timely service for claims or adjustments.
MP Roberts Insurance Agency of North Andover, MA provides commercial insurance services for local businesses. As a dedicated commercial insurance agent, the company delivers customized coverage, including specialized property, liability, and workers’ compensation policies. Its team helps clients manage risk and comply with regulatory requirements, ensuring comprehensive protection for commercial operations. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Acrisure North Andover, MA (Foster Sullivan Insurance Group) is a commercial insurance agent that helps local businesses manage their risk exposure. The agency works with a range of industries to structure property, liability, and worker’s compensation coverage. It also assists clients in navigating regulatory requirements and reviewing annual policy renewals. As a specialty service, the firm can provide cyber liability insurance to protect against data breach risks.
What Does a a Commercial Insurance Agent in North Andover Cost?
Typical costs for a small business in Massachusetts range from 500 to 3,000 dollars per year for general liability insurance. Workers compensation premiums average about 1 to 3 dollars per 100 dollars of payroll depending on industry. Commercial auto policies often start around 1,200 dollars annually. These are general estimates and your actual cost will vary based on your specific business details and coverage needs. This is general information and not insurance advice.
About commercial insurance agents in North Andover
Commercial insurance agents in North Andover help local businesses find the right coverage for their specific needs. Massachusetts requires all employers to carry workers compensation insurance, and commercial auto policies must meet state minimum liability limits. A local agent can guide you through these requirements and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance do North Andover businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Massachusetts law requires workers comp for most businesses with employees and commercial auto insurance for any business-owned vehicles.
How does a commercial insurance agent in North Andover help with Massachusetts compliance?
An agent can explain state-specific requirements such as minimum liability limits for commercial auto and the mandatory workers compensation coverage. They also help you understand local zoning and liability issues relevant to North Andover businesses.
What factors affect the cost of commercial insurance in Massachusetts?
Costs depend on your business type, number of employees, revenue, claims history, and coverage limits. Massachusetts has a competitive insurance market, so rates vary by carrier and risk profile.