The top-rated commercial insurance agent in Danvers, Massachusetts is Daniel J. Guarino Insurance Agency, Inc., rated 5.0 stars across 303 reviews. Other highly rated options include Edgewater Insurance Group, Goodnow Insurance, Phil Richard Insurance. This directory lists 18 commercial insurance agents serving Danvers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel J. Guarino Insurance Agency, Inc. | 99 Rosewood Dr #111 | (978) 777-5820 |
| 2 | Edgewater Insurance Group | 85 Constitution Ln #2B | (978) 979-6592 |
| 3 | Goodnow Insurance | 16 Park St | (978) 774-2620 |
| 4 | Phil Richard Insurance | 27 Garden St #1b | (978) 774-4338 |
| 5 | Angelo Perrina - GEICO Insurance Agent | 150 Andover St | (978) 326-1850 |
| 6 | Salem Five Insurance Services, LLC | 75 Sylvan St Suite B-202 | (978) 977-4884 |
| 7 | Hurley Insurance Agency | 27 Garden St #1b | (978) 777-9394 |
| 8 | John J Doyle Insurance | 85 Constitution Ln #2h | (978) 777-6344 |
| 9 | Circle Insurance Agency, Inc. | 247 Newbury St | (978) 777-7030 |
| 10 | County Insurance Agency, Inc. | 123 Sylvan St | (978) 774-2463 |
Daniel J. Guarino Insurance Agency, Inc. serves businesses throughout Essex County and the North Shore region from its Danvers, Massachusetts location. As a commercial insurance agent, the agency helps companies assess their operational risks and secure appropriate coverage for their unique needs. This includes liability protection, property insurance, and workers’ compensation policies. The firm specifically focuses on developing customized plans for small to medium-sized enterprises. It handles general liability and commercial auto insurance for area businesses.
Edgewater Insurance Group serves local business owners, property managers, and homeowners in Danvers, Massachusetts, seeking commercial coverage. The agency works to identify appropriate insurance policies for a range of commercial property, liability, and workers’ compensation needs. They assist clients in understanding risk exposures and policy options to help protect their operations and assets. Edgewater Insurance Group also provides services to businesses and property owners throughout the neighboring communities of Beverly and Salem.
Goodnow Insurance serves Danvers, Massachusetts, and the surrounding North Shore communities. It handles a range of commercial insurance needs for local businesses, including general liability, property coverage, and workers’ compensation. The agency works directly with clients to assess their specific operational risks and exposures. It then draws on its market knowledge to compare coverage options from multiple carriers. To handle a typical job, it follows a process of evaluating the business’s unique requirements before presenting tailored solutions.
For a single coverage need or an ongoing package of policies, Phil Richard Insurance in Danvers, MA, evaluates risks specific to local commercial operations. The agency arranges general liability, property, and workers’ compensation protection, matching each policy to the business’s exposure. It also monitors changing regulations that affect coverage requirements for small and mid-sized firms. Service runs on a one-time basis for a single purchase or on a scheduled cycle for annual policy reviews.
From comprehensive liability protection to coverage for company vehicles, equipment, and business interruption, this Danvers agency designs commercial insurance to match a variety of operational needs. It offers personalized service to help local business owners review their policies and adjust coverage as their companies grow. Regular policy reviews and updates ensure that clients remain protected against evolving risks. The agency serves properties including retail shops, restaurants, apartments with commercial elements, and single-family homes used for home-based businesses.
Salem Five Insurance Services, LLC in Danvers, MA specializes in tailoring commercial insurance coverage for local businesses, including liability, property, and workers’ compensation policies. It generally assists companies in assessing their unique risks and securing appropriate protection from various carriers. The agency helps clients navigate the complex coverage needs that arise during seasonal peaks, such as managing temporary employee liability during the autumn harvest season.
As spring storms and seasonal renovations ramp up in Danvers, businesses face increased risks to their property and operations. Hurley Insurance Agency helps local commercial clients review their coverage for potential gaps before claims arise. Their work includes tailoring general liability and property policies. They may also suggest appropriate inland marine coverage for equipment between job sites. An agent can schedule a walk through of the premises to assess current exposures and physical conditions. This initial inspection helps identify necessary adjustments before the policy is finalized.
John J Doyle Insurance works with businesses to manage their general commercial risks, specializing in liability protection, property coverage, and workers compensation policies. The agency based in Danvers, MA advises companies on claims management and regulatory compliance tailored for the local market. Its expertise extends to serving diverse commercial sectors, including professional offices, warehouse operations, and food service establishments needing comprehensive insurance solutions for daily operations.
Specializing first in residential insurance service, Circle Insurance Agency, Inc. also provides comprehensive commercial insurance coverage to businesses in Danvers, MA. The agency works with clients to secure policies that protect commercial properties, liability, and assets from local risks. Regular consultations help business owners review changing exposures and adjust coverage accordingly. Following an initial policy setup, the agency remains involved between regular visits to ensure renewals reflect current operations and to address any mid-term questions or adjustments.
County Insurance Agency, Inc. in Danvers, MA is known for its comprehensive commercial insurance agent services. It assists local businesses with a wide range of coverage needs, including property, liability, and workers compensation policies. The agency helps clients evaluate risks specific to their industry and location. It also offers guidance on navigating complex commercial insurance requirements in the region. For companies with specialized operations, the agency can provide tailored endorsements to cover niche equipment and unique business exposures.
What Does a a Commercial Insurance Agent in Danvers Cost?
Commercial insurance costs in Massachusetts vary widely by industry and risk level. A small retail shop in Danvers might pay 500 to 1500 per year for general liability. Workers compensation rates are set by the state and depend on your payroll and classification code. A typical small business package can range from 1000 to 5000 annually. This is general information and not insurance advice.
About commercial insurance agents in Danvers
Commercial insurance agents in Danvers Massachusetts help local businesses find coverage for property liability and workers compensation. Massachusetts law requires all employers to carry workers compensation insurance for most employees. A Danvers agent can guide you through the specific requirements for your industry and business size.
Frequently Asked Questions
What types of commercial insurance do Danvers businesses typically need?
Common coverages include general liability property insurance workers compensation and commercial auto. Massachusetts requires workers comp for most businesses with even one employee. Your agent can help you assess risks specific to your Danvers location.
How do I find a commercial insurance agent in Danvers Massachusetts?
You can search online directories or ask other local business owners for referrals. Look for agents licensed by the Massachusetts Division of Insurance. Many Danvers agents specialize in certain industries like retail construction or restaurants.
What information do I need to get a commercial insurance quote in Danvers?
You will need your business type number of employees annual revenue and details about your operations. For property coverage you need the building value and any equipment or inventory. Your agent will also ask about your claims history.