The top-rated commercial insurance agent in Lynnfield, Massachusetts is Soderberg Ins. Services, rated 4.9 stars across 167 reviews. Other highly rated options include Johnson & Rohan Insurance, DiVirgilio Insurance Agency & On-Time Payroll, Success Insurance Inc. This directory lists 10 commercial insurance agents serving Lynnfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Soderberg Ins. Services | 200 Broadway Suite 201 | (781) 593-9393 |
| 2 | Johnson & Rohan Insurance | 50 Salem St | (781) 224-0909 |
| 3 | DiVirgilio Insurance Agency & On-Time Payroll | 932 Lynnfield St | (781) 592-5220 |
| 4 | Success Insurance Inc | 550 Summer St # 1 | (781) 819-3692 |
| 5 | Mutual Insurance MA | 28 Heritage Ln | (339) 210-5868 |
| 6 | Senior Insurance Lynnfield | 40 Salem St bldg 1 | (339) 219-1236 |
| 7 | Sylvia F. Costa Insurance | 462 Broadway | (339) 440-4669 |
| 8 | Philbin Insurance Group | 220 Broadway STE 304 | (781) 596-0033 |
| 9 | Pantano Insurance | 220 Broadway STE 202 | (781) 581-3100 |
| 10 | MassAutoQuote | 50 Salem St | (781) 246-8699 |
Soderberg Ins. Services serves Lynnfield, Massachusetts, as a local commercial insurance agent. The company helps businesses identify their unique risk exposures and secure appropriate coverage. It works with clients across various industries to structure policies that protect their assets and operations. Beyond standard liability and property insurance, the agency assists with specialized needs such as workers compensation or commercial auto coverage. It also handles business interruption insurance for firms in the Lynnfield area.
Johnson & Rohan Insurance provides a comprehensive range of commercial insurance services to businesses in Lynnfield, MA. It assists clients in structuring service agreements and offers tailored maintenance plans to manage policy renewals and annual reviews. The agency addresses the specific liability and property coverage needs of local enterprises. It regularly services single-family homes, apartments, retail shops, and restaurants throughout the surrounding area.
Specializing in commercial property owners, business operators, and property managers, DiVirgilio Insurance Agency & On-Time Payroll provides essential commercial insurance agent services in Lynnfield, Massachusetts. The firm helps clients secure general liability, property, and workers compensation coverage to protect operational assets and mitigate daily risk. It supports entrepreneurs seeking practical policies tailored to small and mid-sized businesses. This agency also serves neighboring communities such as Wakefield and the greater North Shore metro.
Serving Lynnfield, MA, and the surrounding communities of the North Shore, Success Insurance Inc functions as a commercial insurance agent. The company handles a broad selection of business insurance coverages, including general liability, property, and workers’ compensation policies designed to protect local enterprises. To complete a typical job, the agent first evaluates the specific risks a business faces, then shops those requirements among multiple carriers to present a client with competitive coverage options.
Whether a business needs ongoing risk management or a single liability policy, Mutual Insurance MA matches commercial clients in Lynnfield with appropriate coverage. As a local agent, it works with regional and national carriers to assemble property, general liability, workers compensation, and commercial auto protection for different industries. Clients may request a one-time consultation for a specific policy or choose ongoing scheduled service for regular portfolio reviews and renewals. Service runs on a one-time, scheduled, or as-needed basis according to each client need.
As local businesses in Lynnfield prepare for seasonal shifts, Senior Insurance Lynnfield helps commercial clients align their coverage with evolving operational risks. The agency works with retail, service, and property owners to review general liability, property, and workers' compensation policies. Understanding that regulations and liability exposures change throughout the year, the team focuses on tailoring each plan to the specific needs of the business. A direct inspection of the business premises and a careful review of current coverage limits is the first step in that process.
Sylvia F. Costa Insurance specializes in commercial insurance agent services for local businesses in Lynnfield, MA, offering coverage that includes general liability, property insurance, and workers’ compensation. It works with clients to tailor policies that protect their assets and daily operations. As businesses face changing seasonal demands, it helps them adjust coverage for weather-related risks such as snow removal liabilities or summer storm damage.
In Lynnfield, Massachusetts, Philbin Insurance Group helps businesses choose between one-time policy placements for single projects and recurring multi-year programs for ongoing operations. Commercial coverage addresses property, liability, and income protection tailored to local industry risks like manufacturing or retail. The agency structures services to run on either a scheduled renewal basis for annual policies or as-needed for mid-term adjustments, ensuring each client's coverage adapts to changing business exposures.
Pantano Insurance works as a commercial insurance agent serving businesses in Lynnfield, Massachusetts. The agency helps clients identify and manage common operational risks. It can arrange supplementary coverages, including liability protection and property insurance tailored for commercial use. Businesses carrying inventory or serving the public directly often require specialized policies. This agency can provide quotes for companies operating out of offices, warehouses, and food service establishments.
MassAutoQuote assists residential clients with their insurance needs before turning to commercial coverage for Lynnfield area businesses. This firm handles policies for local shops, contractors, and service companies, addressing liability and property risks common in this region. The agent works to secure appropriate plans for each commercial operation, whether office or retail. Follow-up consultations are available between regular policy renewals to adjust coverage as a business grows or changes.
What Does a a Commercial Insurance Agent in Lynnfield Cost?
Typical costs for commercial insurance in Massachusetts vary by business type size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction contractor could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by the state and average about 2 dollars per 100 dollars of payroll for low risk jobs. This is general information and not insurance advice.
About commercial insurance agents in Lynnfield
Commercial insurance agents in Lynnfield Massachusetts help local businesses secure coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under M.G.L. Chapter 152. Agents also guide businesses through state-specific requirements like commercial auto insurance for company vehicles.
Frequently Asked Questions
What types of commercial insurance does a Lynnfield agent offer?
A Lynnfield commercial insurance agent offers general liability property insurance workers compensation and commercial auto coverage. They also provide professional liability and business interruption policies tailored to your industry.
Is commercial auto insurance required in Massachusetts?
Yes Massachusetts law requires commercial auto insurance for vehicles used for business purposes. The minimum liability limits are 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury plus 5 thousand dollars for property damage.
How can a Lynnfield agent help with Massachusetts workers compensation rules?
A Lynnfield agent explains the Massachusetts workers compensation law which requires coverage for most businesses with employees. They help you find a policy that meets the state requirements and advise on classification codes and premium audits.