The top-rated commercial insurance agent in Ludlow, Massachusetts is The Gomes Agency, rated 4.7 stars across 51 reviews. Other highly rated options include Regina Jasak Independent Insurance, HUB International, Ideal Insurance Agency, Inc.. This directory lists 10 commercial insurance agents serving Ludlow.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Gomes Agency | 364 East St | (413) 610-1223 |
| 2 | Regina Jasak Independent Insurance | 193 Holyoke St | (413) 315-5775 |
| 3 | HUB International | 564 Center St | (413) 583-6424 |
| 4 | Ideal Insurance Agency, Inc. | 187 East St | (413) 589-0901 |
| 5 | Duke Insurance Brokerage, Inc. | 200 Center St STE 15 | (413) 583-2611 |
| 6 | The Dowd Insurance Agencies | 563 Center St #2499 | (413) 538-7444 |
| 7 | James F. Shea & Sons, LLC | 200 Center St STE 6 | (413) 547-8135 |
| 8 | Cunningham Insurance Agency Inc. | 398 East St | (413) 589-1616 |
| 9 | Ideal Insurance a member of Dowd Agencies, LLC | 563 Center St | (413) 589-0901 |
| 10 | Your Choice Insurance Agency | 190 East St | (413) 589-0192 |
The Gomes Agency serves the Ludlow, Massachusetts area and operates as a commercial insurance agent. It assists local business owners in obtaining general liability and property coverage to protect against common operational risks. The agency also helps with workers’ compensation policies for area companies. Within the Ludlow market, it handles commercial auto insurance for vehicles used by area businesses and errors and omissions coverage for professional service firms.
Regina Jasak Independent Insurance provides a comprehensive range of commercial insurance solutions to small and mid-sized businesses in the Ludlow, Massachusetts area. Its service plans focus on assessing individual risk exposures and tailoring coverage to meet operational needs, including comprehensive reviews and annual policy updates to ensure ongoing protection. The agency maintains relationships with multiple carriers to offer competitive options for liability, property, and workers’ compensation coverage. It services single-family homes, apartments, retail establishments, and restaurants.
HUB International provides commercial insurance services, including general liability and property coverage, to businesses in Ludlow, Massachusetts. The agency offers risk management advice and works to customize policies for each client’s operational needs. Regular policy reviews and loss control recommendations help maintain long-term coverage stability. Properties it services include single-family homes used for business, apartment buildings, retail storefronts, and local restaurants.
Ideal Insurance Agency, Inc. serves local business owners, property managers, and commercial landlords seeking insurance coverage for their operations and assets. It offers risk management guidance and policy procurement for general liability, property, and workers’ compensation needs. Serving clients throughout Ludlow, Massachusetts, the agency also provides commercial insurance solutions for businesses located in the neighboring communities of Springfield and the surrounding Pioneer Valley metro area.
Duke Insurance Brokerage, Inc., an independent commercial insurance agent in Ludlow, MA, helps businesses choose between a one-time policy for a specific project or ongoing coverage for continuous operations. Its service compares available plans for property, liability, and workers’ compensation needs. The company also explains policy limits and deductibles to match each commercial client’s level of risk. This agency operates primarily on a scheduled, policy-renewal basis, with additional consultations available as needed.
The Dowd Insurance Agencies serves businesses in Ludlow, Massachusetts and the surrounding communities with comprehensive commercial insurance coverage. It handles policies for local enterprises, including general liability, property protection, and workers’ compensation. The agency carefully assesses each client’s operational risks and daily exposures before tailoring an appropriate plan. When managing a typical job, it begins with a detailed review of the business’s assets and activities to ensure every policy component directly addresses its specific commercial needs.
James F. Shea & Sons, LLC provides specialty commercial insurance for area businesses, including coverage for property, liability, and workers’ compensation. The agency also assists clients with general risk management and policy reviews to ensure adequate protection. Operating in Ludlow, MA, it helps local companies assess insurance needs specific to their operations. At the onset of winter, it can advise on policies that address weather-related liabilities and potential property damage from snow or ice.
With spring thaws bringing increased traffic and construction risks across Ludlow, Cunningham Insurance Agency Inc. helps businesses manage liability and property exposures through tailored commercial insurance solutions. Working within the local economic landscape, the agency evaluates coverage needs for retailers, contractors, and service providers. Each consultation begins with a thorough review of operations, assets, and risk profiles. A licensed representative will schedule an on-site inspection to assess physical premises and recommend appropriate policy limits.
Ideal Insurance a member of Dowd Agencies, LLC, in Ludlow, MA, advises commercial clients on general liability and property insurance needs. Local businesses also rely on this agency to add specialized coverage against cyber risks and business interruption. The agency assists in securing policies tailored for different local industries, including independent offices, warehouse operations, and food service establishments.
Located in Ludlow, MA, Your Choice Insurance Agency provides commercial insurance solutions for local businesses. As a dedicated commercial insurance agent, the agency helps clients manage risks by assessing property and liability needs for various industries across the surrounding region. In addition to these commercial services, they also offer residential coverage, ensuring comprehensive support for all insurance requirements. The team works to build ongoing relationships with local enterprises, following up to adjust coverage as needs change and returning to review policies between regular visits to maintain optimal protection.
What Does a a Commercial Insurance Agent in Ludlow Cost?
Commercial insurance costs in Massachusetts vary by business type size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars annually for general liability and workers comp. Premiums depend on payroll revenue and claims history. This is general information and not insurance advice.
About commercial insurance agents in Ludlow
Commercial insurance agents in Ludlow Massachusetts help local businesses find coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under MGL Chapter 152. An agent can explain policy options and help you meet state requirements.
Frequently Asked Questions
What types of commercial insurance do agents in Ludlow offer?
Agents in Ludlow offer general liability property insurance commercial auto and workers compensation. They also provide professional liability and business interruption coverage. Each policy is tailored to the specific risks of your industry.
Does Massachusetts require commercial auto insurance for business vehicles?
Yes Massachusetts requires commercial auto insurance for vehicles used for business purposes. The minimum liability limits are 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury. An agent can help you choose higher limits for better protection.
How do Ludlow commercial insurance agents determine coverage needs?
Agents review your business operations revenue number of employees and industry risks. They also consider Massachusetts regulations such as workers comp requirements. This assessment helps them recommend appropriate coverage amounts and policy types.