The top-rated commercial insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 13 commercial insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
A-Affordable Insurance Agency, Inc. serves Lawrence, Massachusetts, and its surrounding communities as a commercial insurance agent. It handles coverage for local businesses, including property, liability, and workers’ compensation policies tailored to small and medium-sized operations in the area. To manage a typical risk assessment, the agency begins by analyzing the client’s industry and operational exposures before matching them with appropriate carrier options.
Silverio Insurance Agency serves the Lawrence metro area and surrounding Essex County as a commercial insurance agent. The company helps local businesses manage risk by securing general liability and property coverage essential for daily operations. It also assists with workers’ compensation policies required for companies with employees. For firms requiring legal protection, Silverio arranges professional liability and errors and omissions coverage under its commercial agent services.
Mill City Insurance provides commercial insurance solutions for local businesses, offering both one-time policy placements and ongoing coverage management services. The agency typically advises clients on general liability, property, and workers’ compensation policies to address common operational risks in the Lawrence area. Service schedules are tailored to the client’s needs, with coverage arranged on either a one-time basis for a specific project or on an established recurring schedule of annual renewals, and additional policy adjustments can be handled as needed throughout the term.
Ruby Insurance Agency in Lawrence, MA provides a comprehensive range of commercial insurance services, including liability, property, and business interruption coverage. It offers tailored service plans that involve regular policy reviews to ensure coverage remains aligned with evolving business needs. Maintenance plans typically include risk assessments and updates for operational changes or regulatory shifts. The agency services a variety of commercial properties such as single-family homes rented out, apartment buildings, retail storefronts, and full-service restaurants.
Walter Insurance serves businesses, property managers, and commercial property owners throughout Lawrence, Massachusetts, offering commercial insurance agent services such as general liability, property, and workers’ compensation coverage. The agency helps local enterprises assess their risk exposure and secure appropriate policies to protect their operations and assets. By providing personal consultations, they tailor insurance solutions to suit various industry needs. Walter Insurance also extends its commercial coverage availability to neighboring communities like Methuen and the greater Merrimack Valley area.
Located in Lawrence, Massachusetts, Elite Insurance Agency serves local businesses by distinguishing between one-time policy placements and ongoing commercial coverage management. For a single transaction, they secure a specific liability or property policy to meet an immediate need. For recurring service, they review changing exposures, adjust limits, and manage renewals across multiple lines of coverage such as general liability, workers’ compensation, and commercial auto. Their directory listing for local commercial insurance agent work operates on an as-needed basis
Broadway Plaza Insurance Agency serves Lawrence, Massachusetts, and the surrounding Merrimack Valley communities. The firm handles commercial insurance for local businesses, including general liability, property coverage, and workers’ compensation policies. It works with entrepreneurs and established companies to secure protections that address common operational risks in this region. When handling a typical commercial insurance job, the agent begins by reviewing the client’s current exposures and business activities, then compares coverage options from multiple carriers to match the specific needs of that enterprise.
Essex Insurance Agency provides specialized commercial insurance coverage for businesses in Lawrence, MA, including property, liability, and workers’ compensation policies. It assists local enterprises with risk assessment and tailors protection plans to meet industry-specific needs, such as for retail shops or professional offices. The agency helps business owners adjust their coverage when changing seasons bring higher liability exposure from weather-related incidents or holiday foot traffic.
PEREZ Insurance and Financial Services LLC in Lawrence, Massachusetts specializes in helping local businesses secure vital commercial coverage that protects their operations and assets. It crafts tailored policies to address the unique liability and property risks common to the region’s diverse commercial landscape. Core services include general liability, workers compensation, and commercial property insurance. The firm can serve a broad range of industry sectors including offices, warehouses, and food service operations.
As Lawrence businesses prepare for winter weather risks, Greater Lawrence Insurance provides local guidance on commercial property and liability coverage. This agency helps firms in the Merrimack Valley understand policy options that match their industry needs. From retail storefronts to contractor operations, they work directly with clients to assess exposures and find appropriate protection. A typical first step involves a scheduled property walkthrough to evaluate risks and discuss current or future business structures before formalizing any adjustments.
What Does a a Commercial Insurance Agent in Lawrence Cost?
Typical costs for a small business commercial insurance package in Massachusetts range from $500 to $3,000 per year for general liability. Workers compensation rates are set by the state and average about $1.50 per $100 of payroll for low risk jobs. Professional liability insurance can cost $1,000 to $5,000 annually depending on the profession. These are general estimates and your actual cost will vary based on your specific business risks. This information is for general reference and is not insurance advice.
About commercial insurance agents in Lawrence
Commercial insurance agents in Lawrence, Massachusetts help local businesses find the right coverage for their operations. Massachusetts law requires all employers to carry workers compensation insurance if they have employees. An agent can guide you through general liability, property, and professional liability policies to protect your business.
Frequently Asked Questions
What types of commercial insurance are required in Massachusetts?
Massachusetts law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required for any business vehicles. Other coverages like general liability are not legally required but are often needed by landlords or clients.
How do I find a commercial insurance agent in Lawrence MA?
You can search online directories or ask other local business owners for referrals. Make sure the agent is licensed in Massachusetts by checking the state Division of Insurance website. Look for an agent who understands your industry and business size.
What factors affect the cost of commercial insurance in Lawrence?
Costs depend on your business type, number of employees, annual revenue, and claims history. Location in Lawrence and the specific coverage limits you choose also affect the premium. An agent can compare quotes from multiple carriers to find a competitive rate.