The top-rated commercial insurance agent in Hingham, Massachusetts is AW Family Insurance, rated 5.0 stars across 183 reviews. Other highly rated options include International Citizens Insurance, Craig Hildreth Insurance Agency, McGunnigle Insurance Inc. This directory lists 15 commercial insurance agents serving Hingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AW Family Insurance | 99 Derby St Suite 200 | (781) 556-1032 |
| 2 | International Citizens Insurance | 18 Shipyard Dr #2a | (617) 500-6738 |
| 3 | Craig Hildreth Insurance Agency | 18 Shipyard Dr #2a | (781) 385-5073 |
| 4 | McGunnigle Insurance Inc | 342 Rockland St | (781) 740-4600 |
| 5 | Blue Cross Blue Shield of Massachusetts | 25 Technology Pl | (617) 246-5000 |
| 6 | Child-Genovese Insurance Agency Inc | 99 South St | (781) 749-7566 |
| 7 | John J Lamb Insurance Agency Inc. | 24 North St | (781) 749-6960 |
| 8 | Walter J May Insurance Inc | 188 Whiting St | (781) 749-4310 |
| 9 | BasicWise Insurance Agency | 99 Derby St | (339) 204-4977 |
| 10 | Horace Mann Insurance Co | 37 Derby St b4 | (781) 740-8444 |
AW Family Insurance serves businesses throughout Plymouth County and the greater Hingham area as a commercial insurance agent. The agency helps local companies assess their unique risk exposures and secure appropriate coverage for everyday operations. Commercial insurance protects against common liabilities, property damage, and loss of income. The agent works with clients to understand industry-specific needs, from small retail shops to professional offices. Specialty services include general liability insurance and commercial property insurance for businesses in the region.
International Citizens Insurance provides a full range of commercial insurance products to businesses in the Hingham area, including general liability, property, and workers compensation coverage. The agency offers personalized service plans that involve regular policy reviews and risk management consultations to help clients adapt their coverage as their business needs change. It also provides ongoing claims assistance and support for policy updates throughout the year. The company serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Serving Hingham, MA, and the surrounding South Shore communities, Craig Hildreth Insurance Agency provides commercial insurance coverage for local businesses. The agency handles policies for various enterprises, addressing property, liability, and other standard protections. It works closely with each client to evaluate specific operational risks and exposures. To handle a typical job, the agency conducts a thorough review of a business's assets and liability needs before recommending appropriate coverage options from its carrier portfolio.
McGunnigle Insurance Inc in Hingham, MA, addresses commercial insurance needs by distinguishing between one-time liability policies for short-term projects and recurring packages that renew annually for ongoing operations. Coverage typically includes general liability, property protection, and business interruption for local enterprises. The company customizes each plan based on the client’s specific industry risks within the region. Service for existing accounts is generally offered on an as-needed basis, with policy adjustments handled when the business initiates contact for changes or new exposures.
Blue Cross Blue Shield of Massachusetts in Hingham serves local homeowners, businesses, and property managers by providing a range of commercial insurance agent services tailored to their coverage needs. Clients rely on the company for guidance in selecting appropriate insurance policies for their specific commercial operations and asset protection needs. The firm supports both long-standing enterprises and new ventures in securing adequate commercial coverage. It also extends its services to clients in the neighboring communities of Hull and Cohasset along the South Shore metropolitan area.
Child-Genovese Insurance Agency Inc specializes in crafting commercial insurance policies for local businesses, addressing property, liability, and workers’ compensation needs. Based in Hingham, MA, its general service work includes risk assessment and coverage adjustments for small to midsize enterprises across the region. As seasonal storms or sudden snowfalls threaten property and operations, the agency helps commercial clients review their business interruption and storm-damage protections before the weather shifts.
Local businesses along the Hingham waterfront prepare each spring for the increased risk of weather-related property damage, and John J Lamb Insurance Agency Inc. provides the commercial insurance solutions to address that seasonal vulnerability. The firm operates as a standard commercial insurance agent, helping clients secure general liability and property coverage tailored to their specific operational exposures. After an initial phone consultation to discuss a business’s unique risk profile, the next step is an on-site inspection of the commercial premises to verify conditions before any policy quote is finalized.
Walter J May Insurance Inc, located in Hingham, Massachusetts, provides coverage solutions for local businesses as a commercial insurance agent. The agency focuses on assessing liability, property, and operational risks to create tailored insurance packages. It offers specialized add-ons for unique exposures common to this region’s industries. These supplementary options help protect against income interruption, equipment breakdown, and cybersecurity threats. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, ensuring each enterprise receives appropriate coverage for its daily activities and long-term stability.
BasicWise Insurance Agency in Hingham, MA provides insurance services for residential properties, helping homeowners protect their houses and personal assets with suitable coverage. They also offer comprehensive commercial insurance options for local businesses, addressing liability, property, and other operational risks within the region. Their professional agents work with clientele throughout the Hingham area and nearby communities. Between regular policy reviews or annual renewals, customers can reach out for necessary adjustments or follow-up service regarding any coverage concerns.
Horace Mann Insurance Co in Hingham, MA is known for providing commercial insurance coverage tailored to local business needs in southeastern Massachusetts. The agency serves a range of industries, offering property, liability, and workers’ compensation policies to protect against common operational risks. Experienced agents guide clients through policy options, helping to manage exposures with appropriate limits and deductibles. As a commercial insurance specialist, the agency can also provide business interruption coverage as an additional policy endorsement.
What Does a a Commercial Insurance Agent in Hingham Cost?
Commercial insurance costs in Massachusetts vary widely by industry, revenue, and claims history. A small retail shop in Hingham might pay between 500 and 2,000 dollars per year for general liability, while a construction contractor could pay 5,000 to 15,000 dollars annually for combined policies. Workers compensation premiums are based on payroll and classification codes set by the state. This is general information and not insurance advice.
About commercial insurance agents in Hingham
Commercial insurance agents in Hingham Massachusetts help local businesses find coverage for property, liability, and workers compensation. Massachusetts law requires all employers with six or more employees to carry workers compensation insurance. A Hingham agent can explain how state regulations affect your policy options and premiums.
Frequently Asked Questions
What types of commercial insurance do Hingham businesses typically need?
Common policies include general liability, property insurance, workers compensation, and commercial auto. Massachusetts requires workers comp for most employers and commercial auto insurance for any business-owned vehicles.
How does Massachusetts law affect commercial insurance requirements?
Massachusetts has specific minimum coverage limits for commercial auto liability and requires employers to carry workers compensation insurance. Businesses operating in Hingham must also comply with local zoning and building codes that may affect property insurance needs.
Can a Hingham commercial insurance agent help with risk management?
Yes. Agents often review business operations to identify potential risks and recommend coverage limits or safety programs. This can help reduce claims and lower premiums over time.