The top-rated commercial insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 11 commercial insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur D. Calfee Insurance Agency, Inc | 336 Gifford St | (508) 540-2601 |
| 2 | Murray & MacDonald Insurance Services Inc | 406 Jones Rd | (800) 800-8990 |
| 3 | The Baldwin Group (formerly RogersGray) | 763 Main St | (508) 548-2500 |
| 4 | Almeida & Carlson Insurance Agency | 79 Davis Straits | (508) 540-6161 |
| 5 | Additional Insurance MA | 336 Gifford St | (508) 205-9521 |
| 6 | Bridges Insurance Group / Lawrence-Carlin Insurance | 230 Jones Rd | (508) 540-7100 |
| 7 | Peggy Vose | 230 Main St Unit 8 | (508) 494-4056 |
| 8 | Safety Northeast Insurance Agency, Inc. | 194 Worcester Ct | (508) 548-1148 |
| 9 | Great Harbor Benefits | 101 Town Hall Square | (508) 540-7940 |
| 10 | Dfm Insurance | 668 Main St UNIT 201 | (508) 540-4555 |
Arthur D. Calfee Insurance Agency, Inc serves businesses in Falmouth, MA and surrounding Cape Cod communities by offering commercial insurance agent services. The company helps local companies assess their unique liability exposures, property risks, and coverage needs. It works to identify policies that protect against financial loss from common business disruptions. Among the typical services it provides are general liability protection and workers' compensation insurance for regional firms.
Murray & MacDonald Insurance Services Inc provides a full range of commercial insurance products designed to protect local businesses from common operational risks. It offers ongoing account management to help clients review coverage needs and adjust policies as their business evolves. The agency also assists with claims guidance and periodic policy audits to ensure adequate protection. Based in Falmouth, MA, the agency services diverse commercial properties including single-family homes used for business, apartment buildings, retail stores, and restaurants.
The Baldwin Group in Falmouth serves local businesses, property managers, and homeowners by providing commercial insurance policies for liability, property, and workers’ compensation. They assist clients in assessing risk and tailoring coverage to protect their assets and operations. The agency also offers guidance on changing regulations and market conditions relevant to the Cape Cod area. In addition to serving Falmouth, their commercial services extend to businesses throughout Barnstable and the surrounding communities.
Serving the greater Falmouth area and the surrounding communities on Cape Cod, Almeida & Carlson Insurance Agency arranges commercial insurance coverage for local businesses. The firm handles property and general liability policies, alongside workers compensation and commercial auto insurance needs. It takes time to analyze each client’s specific operational risks and exposures. Using a straightforward consultation and a careful review of business assets, the agency then customizes a policy to fit the identified requirements.
Additional Insurance MA in Falmouth, MA helps businesses understand the crucial difference between one-time liability policies for short-term projects and recurring comprehensive coverage for ongoing operations. As a commercial insurance agent, this company assists clients in selecting appropriate protection for property, general liability, and worker’s compensation exposures common to local enterprises. All agency services are provided on an as-needed basis, allowing clients to schedule appointments or request policy adjustments whenever specific commercial insurance needs arise throughout the year.
Bridges Insurance Group and Lawrence-Carlin Insurance in Falmouth specializes in property and casualty coverage for local businesses. The agency also provides general liability and workers’ compensation policies to protect commercial operations across the Cape Cod area. With coastal risks a constant factor, it helps construction firms and marine-related enterprises manage exposure to storm damage and high-wind liabilities during hurricane season.
Falmouth’s spring nor’easters can damage commercial properties and fleet vehicles. Peggy Vose provides tailored commercial insurance solutions to help local businesses manage these seasonal risks. This agency works with owners to evaluate property exposures, liability concerns, and workers’ compensation needs within the coastal Massachusetts environment. Each coverage review begins with an agent visiting the business personally to inspect operations and discuss specific risk factors. A thorough initial site assessment is then scheduled to begin the policy design process.
Safety Northeast Insurance Agency, Inc. provides commercial insurance policies to businesses throughout the Falmouth, Massachusetts area. The agency specializes in adding customized coverage options to standard property and liability policies. Clients receive support with risk assessment and claims filing from the local team. Safety Northeast Insurance Agency, Inc. serves a range of commercial sectors, including local offices, storage warehouses, and food service establishments.
Great Harbor Benefits provides residential insurance services to property owners in Falmouth, Massachusetts. For businesses, the agency offers commercial insurance coverage tailored to local small and mid-sized operations throughout the Cape Cod region. They assist clients with analyzing risk across property, liability, and other common business exposures. After each policy is secured, the office stays in touch to adjust coverage as business needs evolve, scheduling follow-up conversations between regular annual visits to review any changes.
Dfm Insurance in Falmouth, MA, is known for helping local businesses in the commercial sector find appropriate coverage for their operations. Its service range includes general liability, property, workers' compensation, and commercial auto policies, all tailored to the specific risks of businesses on Cape Cod. The agency works to protect assets from common regional exposures like seasonal weather and maritime-related hazards. For companies requiring more than standard protection, it also offers specialized coverage for cyber liability risks.
What Does a a Commercial Insurance Agent in Falmouth Cost?
Typical annual costs for a small business in Massachusetts range from 500 to 3000 dollars for general liability insurance. Workers compensation premiums average 1 to 2 dollars per 100 dollars of payroll. Commercial auto policies often cost 1200 to 2400 dollars per year. These ranges vary based on industry location and risk factors. This is general information not insurance advice.
About commercial insurance agents in Falmouth
A commercial insurance agent in Falmouth Massachusetts helps business owners find coverage for property liability and workers compensation. Massachusetts law requires all employers to carry workers compensation insurance. Local agents understand the unique risks for coastal businesses including storm and flood exposure.
Frequently Asked Questions
What types of commercial insurance do Falmouth businesses need?
Common coverages include general liability property insurance and workers compensation. Massachusetts requires workers comp for any business with employees. Many Falmouth businesses also buy commercial auto and professional liability insurance.
How does a commercial insurance agent in Falmouth help with Massachusetts compliance?
An agent can explain Massachusetts insurance requirements like the minimum liability limits for commercial auto policies. They also help you meet state mandates for workers compensation and unemployment insurance. This keeps your business legally compliant.
What factors affect commercial insurance costs in Falmouth Massachusetts?
Costs depend on your business type revenue number of employees and claims history. Location near the coast can raise property insurance rates due to hurricane and flood risk. Each policy is individually underwritten.