The top-rated commercial insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include MEMIC (Maine Employers' Mutual Ins. Co.), Plummer's Insurance Agency, Clark Insurance, a Marsh & McLennan Agency LLC company. This directory lists 14 commercial insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | MEMIC (Maine Employers' Mutual Ins. Co.) | 261 Commercial St | (207) 791-3300 |
| 3 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 4 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 5 | The Champlin Agency | 411 Congress St | (207) 229-0293 |
| 6 | Patrons Oxford Insurance Company | 97 Technology Park Dr | (800) 442-6071 |
| 7 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
| 8 | Hanover Insurance Co | 44 Avon St | (207) 825-2065 |
| 9 | United Insurance | 470 Forest Ave | (207) 797-9400 |
| 10 | Highstreet Insurance formerly, Kane Insurance | 6 City Center ste 307 | (207) 358-7408 |
Lotfey Dennett Insurance Brokers serves businesses in Portland, ME, and the surrounding Cumberland County area as a commercial insurance agent. The company helps local enterprises identify and secure appropriate coverage for their operational risks. It works with clients across various industries to analyze exposures and customize policies that meet specific business needs. Its services include general liability insurance and workers’ compensation coverage for regional companies.
MEMIC provides commercial insurance policies tailored for small and midsize businesses throughout the Portland area. Its service offerings include general liability, workers' compensation, and property coverage, supported by responsive claims handling and loss prevention consultations. The company also maintains ongoing policy review services to ensure coverage aligns with changing business needs. MEMIC serves a range of property types, including single-family homes operated as businesses, apartment complexes, retail storefronts, and locally owned restaurants.
Serving Portland, Maine, and the surrounding communities of Cumberland and York Counties, Plummer's Insurance Agency handles commercial insurance policies for businesses of varying sizes. This includes coverage for property, general liability, and workers' compensation, as well as specialized policies for specific industry risks. The agency works with clients to review their operations, evaluate exposures, and then tailor coverage limits and deductibles to fit the company's budget and risk tolerance. A typical job begins with a detailed business review and concludes with a policy recommendation that matches the identified needs.
Clark Insurance, a Marsh & McLennan Agency LLC company, serves businesses, property managers, and organizations throughout the Portland area. As a commercial insurance agent, the firm focuses on assessing unique risk exposures for each client, from retail firms to industrial operations, and then designing appropriate coverage packages. Its brokers work to identify liability, property, and other insurance needs critical to stable operations. Clark Insurance also extends its commercial insurance services to clients in neighboring communities such as South Portland, ensuring regional businesses receive tailored risk management solutions.
The Champlin Agency specializes in matching Portland businesses with liability, property, and workers’ compensation policies. It works across diverse sectors to secure coverage that matches each operation’s specific risks and daily exposures. The firm regularly reviews client portfolios to adjust for regulatory changes and shifting operational scopes. As winter approaches, it helps clients evaluate snow-removal liability exposure and related contractual requirements.
Patrons Oxford Insurance Company in Portland, ME distinguishes between one‑time commercial policies for short‑term projects and recurring plans designed for ongoing operations. Their coverage addresses general liability, property, and workers’ compensation risks common to local businesses, ensuring essential protection. The agency arranges service on either a one‑time policy basis for single ventures or a scheduled renewal cycle for annual needs, accommodating the specific demands of each commercial client.
Co Insurance Group LLC helps businesses in Portland manage their insurance needs, with added expertise in specialty coverage options such as inland marine and equipment breakdown. Their work emphasizes risk assessment and policy customization for local commercial operations. The agency serves a range of commercial sectors, including offices that require general liability, warehouses needing property protection, and food service establishments seeking comprehensive coverage for their operations.
Hanover Insurance Co serves the Portland, ME area with residential insurance options designed to protect local homeowners and their properties. The agency also offers commercial insurance coverage tailored to the needs of small and midsize businesses across the region, helping them manage risk and secure their operations. They assist clients in reviewing policy details and adjusting coverage as circumstances change. Follow-up service between regular visits ensures policies remain current with evolving business requirements and personal protection needs.
With winter storms sweeping Portland’s coastal corridor, many businesses face sudden liability from slippery parking lots and icy walkways. United Insurance provides tailored commercial policies to protect local shops, restaurants, and contractors from such seasonal risks. Their team evaluates each company’s unique property and liability exposures before designing a customized coverage plan. To begin protecting your operation, they schedule a thorough on-site inspection of your premises and current safety practices.
Highstreet Insurance, formerly Kane Insurance, is a Portland, Maine commercial insurance agent known for helping businesses manage risk. Its service range includes general liability, property, workers’ compensation, and commercial auto coverage. The agency tailors policies to local industries, including hospitality, construction, and retail operations. A specialty service it can add on is cyber liability insurance to protect client data.
What Does a a Commercial Insurance Agent in Portland Cost?
Typical costs for a small business commercial insurance policy in Maine range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by industry and payroll often between 1 and 5 dollars per 100 dollars of payroll. Larger risks or specialized coverage can cost more. This is general information not insurance advice.
About commercial insurance agents in Portland
Commercial insurance agents in Portland Maine help business owners find policies for liability property and workers compensation. Maine law requires most employers to carry workers compensation insurance under Title 39-A. A local agent can guide you through Maine-specific risks like coastal weather and seasonal tourism.
Frequently Asked Questions
What types of commercial insurance do Portland Maine agents offer?
Agents in Portland offer general liability commercial property workers compensation and professional liability insurance. They also provide coverage for specific Maine industries like fishing hospitality and construction.
Does Maine require commercial auto insurance for business vehicles?
Yes Maine law requires liability insurance for all registered vehicles including business vehicles. The minimum limits are 50 thousand dollars per person and 100 thousand dollars per accident for bodily injury.
How do Portland commercial insurance agents help with seasonal businesses?
Agents can tailor policies for seasonal operations common in Maine such as summer tourism or winter recreation. They may offer flexible payment plans or coverage that adjusts to active months.
Commercial Insurance Agents in Other Maine Cities
Auburn · Bangor · Falmouth · Kennebunk · Lewiston · Scarborough · South Portland · Windham