The top-rated commercial insurance agent in Lewiston, Maine is Lisa Laliberte - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Sam Francis - State Farm Insurance Agent, Deanna Lynn - State Farm Insurance Agent, The Champoux Insurance Group. This directory lists 16 commercial insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Laliberte - State Farm Insurance Agent | 224 Russell St | (207) 783-3332 |
| 2 | Sam Francis - State Farm Insurance Agent | 1510 Lisbon St | (207) 784-6731 |
| 3 | Deanna Lynn - State Farm Insurance Agent | 155 Lisbon St Suite 2 | (207) 520-2028 |
| 4 | The Champoux Insurance Group | 150 East Ave | (207) 783-2246 |
| 5 | Mark Arneault Insurance Agency | 475 Pleasant St Ste 22 | (207) 783-8752 |
| 6 | D&H Insurance | 18 Highland Spring Rd | (207) 783-9991 |
| 7 | Cross Insurance | 150 Mill St #4 | (207) 783-8591 |
| 8 | Bilodeau Insurance Agency | 541 Lisbon St | (207) 784-4029 |
| 9 | Expedient Insurance Policy ME | 315 Main St | (207) 569-3940 |
| 10 | Lewiston insurance | 29 Lowell St | (207) 517-0832 |
Lisa Laliberte - State Farm Insurance Agent serves the Lewiston, Maine metro area and Androscoggin County with commercial insurance agent services. The agency works with local business owners to assess their unique operational risks and liability exposures. Policies are crafted to protect commercial property, equipment, and inventory. The agency also helps secure coverage for business interruption and workers' compensation, ensuring compliance with state regulations for businesses operating in this region.
Sam Francis - State Farm Insurance Agent in Lewiston, ME, provides a full range of commercial insurance services, including general liability, property coverage, and workers compensation. The agency assists local business owners in designing a tailored package to protect their operations. Ongoing policy reviews and risk management consultations are available to help adapt coverage as needs evolve. This commercial insurance agent serves a variety of properties in the Lewiston area, including single-family home operations, apartment complexes, retail storefronts, and restaurants.
Businesses, property managers, and commercial property owners in Lewiston, Maine, turn to Deanna Lynn - State Farm Insurance Agent for their coverage needs. The agency helps secure policies for liability, property damage, and loss of income, tailored to local business operations. They guide clients through risk assessment and policy selection on a per-business basis. This agent also serves clients in the Auburn area, providing consistent commercial insurance support throughout the Twin Cities metro region.
Serving Lewiston, Maine, and the surrounding Androscoggin County communities, The Champoux Insurance Group handles commercial insurance for area businesses. As a local agency, it focuses on assessing risks common to small and mid-sized operations in this region. The agency typically starts by reviewing a business’s operations and exposures, then carefully matches coverage options to the client’s specific needs. It closes a job by customizing the policy details and presenting a clear summary of the protections arranged for the business owner.
Businesses in the Lewiston area can choose between one-time coverage for a single project or recurring policies for ongoing liability and property protection. Mark Arneault Insurance Agency works with clients to structure commercial insurance plans that address common local risks, including general liability and workers compensation. The agency does not follow a rigid schedule for client contact; instead, service is arranged on an as-needed basis depending on policy changes or renewals.
D&H Insurance in Lewiston, ME specializes in offering commercial insurance policies for businesses of varying sizes and industries, including general liability, property coverage, and workers’ compensation. Beyond these core services, the agency assists local companies with risk assessment and policy customization to match specific operational needs. Additionally, it helps businesses prepare for seasonal weather events or liability concerns arising during busy periods. Each client receives guidance on maintaining proper coverage limits that comply with Maine state requirements for commercial operations.
When harsh Maine winters cause roof damage or a spring thaw floods a downtown Lewiston storefront, local business owners need reliable protection for their assets. Cross Insurance addresses these and other commercial exposures by offering tailored policies that cover property, liability, and workers’ compensation. Their agents assess each client’s specific risks, from a restaurant’s equipment breakdown to a contractor’s on-site liability exposure. An initial inspection of the business premises schedules the review of existing safety measures and building conditions to determine appropriate coverage limits.
Bilodeau Insurance Agency operates as a commercial insurance agent in Lewiston, Maine, helping businesses manage their general liability and property coverage needs. It can also arrange additional policies tailored for specific operational risks, such as workers’ compensation and commercial auto insurance. Drawing on broad knowledge of the local market, the agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Based in Lewiston, Expedient Insurance Policy ME writes residential insurance policies and tailors commercial insurance programs for local businesses. The agency provides general liability and property coverage to operations across Androscoggin County. For established firms needing replacement cost valuations, the agent compares policies from multiple carriers to find suitable terms. After a claim is processed or a policy renews, a follow-up call is standard practice to discuss any changes or schedule a regular coverage review.
What Does a a Commercial Insurance Agent in Lewiston Cost?
Typical costs for commercial insurance in Maine vary widely. A small business general liability policy might range from 400 to 1,500 dollars per year. Workers compensation rates in Maine are set by the state and average around 1.50 to 3.00 dollars per 100 dollars of payroll depending on the industry. Commercial auto insurance can cost 1,200 to 3,000 dollars per vehicle annually. These are general estimates and your actual costs will depend on your specific business operations and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Lewiston
Commercial insurance agents in Lewiston Maine help business owners find the right coverage for their specific needs. Maine law requires certain types of commercial insurance such as workers compensation for most employers with one or more employees. A local agent can guide you through options like general liability property insurance and commercial auto coverage tailored to the Lewiston business community.
Frequently Asked Questions
What types of commercial insurance are required in Maine?
Maine requires workers compensation insurance for most businesses with one or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not required by state law but are often required by landlords or clients.
How do I find a commercial insurance agent in Lewiston Maine?
You can search online directories or ask other local business owners for referrals. Look for agents who are licensed in Maine and have experience with your industry. The Maine Bureau of Insurance also provides a list of licensed agents in the state.
What factors affect the cost of commercial insurance in Maine?
Costs depend on your business type location payroll and claims history. For example a small retail shop in Lewiston may pay less than a construction company due to different risk levels. Maine weather risks like snow and ice can also influence property insurance rates.
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