The top-rated commercial insurance agent in Manhattan, Kansas is State Farm Insurance: Josh Salmans, rated 4.9 stars across 404 reviews. Other highly rated options include Copeland Insurance Agency, Tim Engle Agency, Inc. American Family Insurance, Kramer Agency & Associates LLC American Family Insurance. This directory lists 19 commercial insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance: Josh Salmans | 511 Leavenworth St | (785) 776-8754 |
| 2 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 3 | Tim Engle Agency, Inc. American Family Insurance | 3320 Anderson Ave | (785) 539-9200 |
| 4 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 5 | Wild & Associates LLC American Family Insurance | 1601 Poyntz Ave | (785) 560-3004 |
| 6 | Cura Insurance | 120 N 4th St Suite E | (785) 370-0722 |
| 7 | Complete Health Benefit Solutions, Inc | 1010 Claflin Rd | (888) 467-4638 |
| 8 | Brian Green: Allstate Insurance | 3202 Kimball Ave | (785) 465-4276 |
| 9 | Holmes Agency LLC | 422 N Juliette Ave | (785) 539-0225 |
| 10 | Legacy Solutions Insurance LLC | 2401 Seth Child Rd #140 | (785) 789-3441 |
State Farm Insurance: Josh Salmans serves the Manhattan, Kansas, area as a commercial insurance agent. The agency assists local businesses with the important work of securing coverage for their operations. Commercial insurance policies help protect business owners from financial losses related to property damage and liability claims. This work requires evaluation of each client’s unique risks to find suitable coverage options. The agency handles general liability insurance for small retailers and workers’ compensation policies for area service providers.
Copeland Insurance Agency in Manhattan, Kansas offers a comprehensive range of commercial insurance products tailored to local business needs. Its service plans typically include periodic policy reviews to adjust coverage for changing operations and liability exposures. The agency designs maintenance plans that help clients manage risk through regular consultations on compliance and safety updates. It services various commercial properties, including single-family homes used for rentals, apartment complexes, retail storefronts, and restaurants requiring specific liability coverage.
Tim Engle Agency, Inc. American Family Insurance serves commercial property owners and business operators throughout Manhattan, Kansas, helping them find coverage for properties, liability, and inventory. The agency works with local enterprises to address their unique risk management needs. Policies are designed to protect businesses from financial loss due to theft, fire, or liability claims. It also extends its commercial insurance services to clients in the neighboring community of Junction City.
Kramer Agency & Associates LLC American Family Insurance serves Manhattan, Kansas, and the surrounding communities within the Flint Hills region. It handles commercial insurance coverage for local businesses, addressing risks that range from property and liability needs to workers’ compensation. The agency identifies exposures specific to each operation to develop policies that match the size and scope of the client’s enterprise. It approaches a typical job by first reviewing a business’s operations and then recommending coverage options that align with the client’s financial considerations and risk management requirements.
When selecting a commercial insurance agent, businesses may choose between a single, one-time policy purchase or an ongoing advisory relationship that adapts coverage over time. Wild & Associates LLC American Family Insurance in Manhattan, KS helps clients manage these decisions, offering both general liability and property coverage tailored to local commercial needs. Policies are designed to protect against common regional risks while allowing for adjustments as operations evolve. Services for new policies or periodic reviews run on either a one-time or as-needed basis, depending on the client's preference.
Cura Insurance specializes in obtaining commercial coverage for businesses in Manhattan, KS, focusing on property, liability, and workers' compensation policies. It also provides general risk management guidance and helps clients secure adequate limits for their operations. The agency works with local enterprises ranging from retail shops to professional offices, ensuring they meet state requirements. As seasonal weather shifts affect the region, it assists businesses in adjusting their policies to cover potential storm-related property damage.
As spring storms begin to roll across the Flint Hills, businesses in Manhattan, Kansas, often review their insurance coverage to ensure properties and liabilities are adequately protected. Complete Health Benefit Solutions, Inc serves as a local commercial insurance agent, helping businesses navigate coverage options for property, liability, and other common operational risks. Understanding the region's seasonal weather patterns and local regulations informs their approach. The process typically begins with a thorough on-site inspection of the business premises to evaluate specific exposures and recommend appropriate commercial policies tailored to each client’s operations.
Brian Green: Allstate Insurance provides residential insurance protection for homeowners and renters in the Manhattan, Kansas area, with coverage tailored to local property needs. The agency also offers commercial insurance solutions for small and mid-sized businesses, helping protect their operations and assets. This includes general liability, property, and business interruption policies common to regional enterprises. Clients are welcome to return for policy reviews or adjustments between regular service visits, ensuring their coverage remains aligned with evolving personal or professional circumstances.
Holmes Agency LLC in Manhattan, KS is known for providing commercial insurance coverage tailored to area businesses. The company works with clients to assess operational risks and secure policies that protect assets and liabilities. It offers access to multiple carriers to help local enterprises find appropriate plans for property, liability, and workers compensation. A specialty service it can add on is commercial auto insurance for company vehicle fleets operating in the surrounding region.
What Does a a Commercial Insurance Agent in Manhattan Cost?
The cost of commercial insurance in Kansas varies widely by business type, size, and location. A small retail shop in Manhattan might pay between $500 and $1,500 per year for general liability. A construction company could pay $5,000 to $15,000 or more annually for combined policies. Workers compensation rates are set by the state and depend on your payroll and industry class code. This is general information, not insurance advice.
About commercial insurance agents in Manhattan
Commercial insurance agents in Manhattan, Kansas help local businesses find the right coverage for property, liability, and workers compensation. Kansas law requires most employers to carry workers compensation insurance if they have more than five employees. Agents can guide you through these requirements and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance are required in Kansas?
Kansas law requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often needed by landlords or clients.
How do I choose a commercial insurance agent in Manhattan?
Look for an agent who is licensed in Kansas and has experience with your industry. Ask about their knowledge of local risks in Manhattan, such as weather events or agricultural operations. Check their reputation with the Kansas Insurance Department.
What is the typical process for getting commercial insurance in Kansas?
You will meet with an agent to discuss your business operations, revenue, and risks. The agent will gather quotes from multiple carriers. Once you choose a policy, you will sign an application and pay the first premium. The process usually takes a few days to a week.
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