The top-rated commercial insurance agent in Lawrence, Kansas is Tim Waltrip: Allstate Insurance, rated 4.9 stars across 258 reviews. Other highly rated options include ICT Insurance Team, Justin Holt - State Farm insurance Agent, Miller Insurance. This directory lists 20 commercial insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Waltrip: Allstate Insurance | 2321 Harper St | (785) 843-2532 |
| 2 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 3 | Justin Holt - State Farm insurance Agent | 2500 W 6th St I | (785) 842-6407 |
| 4 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 5 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 6 | JCK Health Insurance | 120 E 9th St Suite #104 | (785) 393-8025 |
| 7 | AAA Lawrence | 3514 Clinton Parkway Ste K | (785) 843-1600 |
| 8 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
| 9 | Integrity Midwest Insurance, LLC | 3301 Clinton Pkwy Ct | (785) 856-5100 |
| 10 | Prodigy Insurance Consulting | 1201 Wakarusa Dr | (785) 371-4124 |
Tim Waltrip: Allstate Insurance serves the Lawrence, Kansas area as a commercial insurance agent. The agency helps local business owners review their property and liability coverage needs. They work with clients to obtain policies that protect against common operational risks. General commercial insurance agents in this region assist with managing exposures related to business assets and daily activities. Among the services this Lawrence agency handles are commercial auto insurance for company vehicles and general liability coverage for retail or office locations.
ICT Insurance Team in Lawrence, Kansas offers a range of commercial insurance services, including general liability, property, and workers' compensation coverage. The agency provides ongoing service through routine policy reviews and dedicated claims assistance to help businesses maintain proper protection. Its maintenance plans include annual risk consultations and updates as local regulations change. The team serves single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Justin Holt’s State Farm agency in Lawrence, KS serves homeowners, businesses, and property managers with commercial insurance policies. Local enterprises can obtain coverage for property, liability, and other business-related risks. The agency provides personal lines for residences as well, supporting the broader needs of clients in the community. This commercial insurance agent assists ventures of various sizes in finding appropriate coverage to protect their operations and assets. The agent also offers its services to companies and residents in Eudora, KS, just east of the Lawrence area.
Serving Lawrence, Kansas, and the surrounding communities, Miller Insurance handles a full range of commercial insurance agent needs for local businesses, including property, liability, and workers’ compensation coverage. It works with small and medium-sized enterprises to assess their unique operational risks and exposures. To handle a typical job, it begins by conducting a thorough review of the client’s business operations before comparing policies from multiple carriers to find suitable coverage options.
Edie Insurance Group, LLC serves commercial clients in Lawrence, Kansas, offering both one-time policy placements and ongoing, renewable coverage programs for businesses. Tailored property, liability, and workers’ compensation plans help protect a firm’s physical assets and daily operations. Ongoing risk reviews and document updates ensure policies reflect changes in business size or exposure. Service for new accounts is provided on a one-time setup basis, while existing policy maintenance and renewals are handled on a scheduled annual cycle.
When a Lawrence business faces rising liability costs or a seasonal need for workers’ compensation coverage, JCK Health Insurance offers an independent review of local commercial insurance options. Their work includes comparing policies and explaining coverage terms so small-business owners make informed decisions. Every engagement begins with a detailed inspection of current exposures and business operations to identify the correct protection gaps before an initial assessment is scheduled.
AAA Lawrence specializes in helping businesses secure commercial insurance coverage tailored to their specific operational needs. It also provides general commercial insurance services, supporting local enterprises with essential risk management and liability protection. The agency works with clients to assess their insurance requirements and finds appropriate policies to safeguard their assets. During the busy harvest season in Lawrence, Kansas, the company assists agricultural businesses with adjusting coverage to account for seasonal equipment and inventory fluctuations.
Jenny Huber American Family Insurance provides commercial coverage in Lawrence, Kansas, helping businesses manage their property and liability risks. The agency can add specialty protections such as business interruption coverage, equipment breakdown insurance, and data breach liability. This allows local enterprises to safeguard their operations against unplanned financial losses. Commercial clients include small offices requiring general liability, warehouses needing inland marine protection, and food service establishments seeking spoilage coverage and liquor liability.
Integrity Midwest Insurance, LLC serves Lawrence, Kansas, area residents with their homeowner and rental insurance needs, ensuring personal properties are adequately protected. For local businesses, the agency provides commercial coverage that safeguards against property damage, liability, and other operational risks common throughout Douglas County. Clients receive personalized policy reviews and ongoing support during the life of each policy. The office typically follows up on coverage adjustments and annual renewals to ensure protection remains appropriate between scheduled visits.
Prodigy Insurance Consulting, based in Lawrence, KS, is known for providing commercial insurance solutions tailored to local business needs. The agency works with small and mid-sized companies across various industries to secure property, liability, and workers’ compensation coverage. It assists clients in navigating complex risk exposures and policy options to protect their operations. A specialty service it can add on is customized business income protection to help cover lost revenue during unexpected closures.
What Does a a Commercial Insurance Agent in Lawrence Cost?
Typical costs for commercial insurance in Kansas vary widely by business type, size, and risk level. A small retail shop might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 or more annually. Workers compensation premiums are based on payroll and industry classification. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About commercial insurance agents in Lawrence
Commercial insurance agents in Lawrence, Kansas help local businesses find coverage for property, liability, and workers compensation. Kansas law requires most employers to carry workers compensation insurance if they have five or more employees. A Lawrence agent can guide you through these requirements and find policies that fit your specific business needs.
Frequently Asked Questions
What types of commercial insurance do Lawrence businesses need?
Common types include general liability, property insurance, and workers compensation. Kansas law mandates workers comp for most businesses with five or more employees. An agent can help you determine which coverages are required and recommended for your industry.
How do I choose a commercial insurance agent in Lawrence?
Look for an agent licensed in Kansas with experience in your business type. Check their familiarity with local risks such as weather events or university-related operations. Ask about their claims process and how they handle policy renewals.
Are there Kansas-specific rules for commercial insurance policies?
Yes, Kansas follows a comparative fault system for liability claims and has specific regulations for commercial auto insurance. The Kansas Insurance Department oversees all insurance practices in the state. Your agent should be up to date on these rules.
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