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Find Commercial Insurance Agents Near You in Windsor, CO

Directory of commercial insurance agents in Windsor, Colorado. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Windsor, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 18 commercial insurance agents in Windsor, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Gabriel Garcia-Hitt
671 Academy Ct UNIT A, Windsor, CO 80550
(970) 686-6839 agents.farmers.com
Joe Unruh: Allstate Insurance
1051 Main St, Windsor, CO 80550
(970) 686-1026 agents.allstate.com
Scott Horvath - State Farm Insurance Agent
1295 Main St #6, Windsor, CO 80550
(970) 686-6161 scotthorvath.com
Scott Harper - State Farm Insurance Agent
819 Main St, Windsor, CO 80550
(970) 674-0937 agentscottharper.com
Heidi Washburn - State Farm Insurance Agent
519 Main St, Windsor, CO 80550
(970) 833-5304 sfheidi.com
Mary Agcaoili: Allstate Insurance
1039 Main St H, Windsor, CO 80550
(970) 686-1026 agents.allstate.com
Farmers Insurance - Tammy Woods
208 Main St, Windsor, CO 80550
(970) 686-6555 agents.farmers.com
LSI Insurance Agency, Inc.
401 Pointe Plz Dr Suite B, Windsor, CO 80550
(970) 674-1151 lsibrokers.com
Squires Insurance Solutions
421 Main St B, Windsor, CO 80550
(970) 686-7778 squiresinsurance.net
Brian Binder Agency Inc American Family Insurance
400 Main St B, Windsor, CO 80550
(970) 674-3223 amfam.com
Renaissance Insurance Group
1349 Water Valley Pkwy, Windsor, CO 80550
(970) 674-8825 reninsurance.com
Best Insurance Group, LLC
701 Main St, Windsor, CO 80550
(970) 674-5000 bestinsured.net
Prosper Insurance LLC
1345-1425 Water Valley Pkwy Pk, Windsor, CO 80550
(970) 369-9114
Points West Insurance
156 Beacon Way, Windsor, CO 80550
(970) 594-9299
D. Insurance Ltd.
935 Merchant Ct, Windsor, CO 80550
(970) 364-9479 jaquelynneall65411.wixsite.com
Horace Mann Insurance - Susan Krantz Agency
1204 W Ash St suite g, Windsor, CO 80550
(970) 674-9475 agents.horacemann.com
Elevate Insurance
100 2nd St, Windsor, CO 80550
(970) 988-6500 myelevateins.com
Milestone Insurance Group
355 Eastman Park Dr Floor 1, Windsor, CO 80550
(970) 460-7394 usamig.com

Commercial insurance agents in Windsor Colorado help local businesses find coverage for liability property and workers compensation. Colorado law requires most employers to carry workers compensation insurance even for small businesses. An agent can review your specific operations and recommend policies that meet state mandates and protect your assets.

What Does a Commercial Insurance Agent in Windsor Cost?

Commercial insurance costs in Colorado vary widely by industry size and risk. A small retail shop in Windsor might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for a comprehensive package. Workers compensation rates are set by class code and average around 1.50 to 3.00 dollars per 100 dollars of payroll. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Windsor businesses need?
Common policies include general liability commercial property workers compensation and commercial auto. Colorado requires workers comp for businesses with one or more employees. An agent can help you bundle coverages for better protection.
How does Colorado law affect commercial insurance requirements?
Colorado Revised Statutes Title 8 governs workers compensation. Businesses must carry coverage or face fines. The state also has specific liability limits for certain industries like construction and agriculture. Your agent will ensure compliance with these rules.
Can a Windsor agent help with business interruption insurance?
Yes. Business interruption insurance replaces lost income if your operations stop due to a covered event. An agent can assess your revenue and operating expenses to set appropriate coverage limits for your Windsor location.