The top-rated commercial insurance agent in Denver, Colorado is Square State Insurance, rated 5.0 stars across 501 reviews. Other highly rated options include Aspen Insurance Agency, Denver Insurance LLC, Longevity Insurance Brokers. This directory lists 19 commercial insurance agents serving Denver.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Square State Insurance | 1312 17th St #188 | (720) 346-7873 |
| 2 | Aspen Insurance Agency | 2255 S Broadway | (303) 777-2991 |
| 3 | Denver Insurance LLC | 1127 Auraria Pkwy #22 | — |
| 4 | Longevity Insurance Brokers | 100 Fillmore St | (720) 209-4598 |
| 5 | Advantage Insurance Solutions | 4380 S Syracuse St Suite 310 | (720) 221-8168 |
| 6 | Centennial State Insurance Agency | 7900 E Union Ave # 1100 | (303) 838-0554 |
| 7 | Lightship Insurance | 677 N Grant St | (303) 292-9995 |
| 8 | Sea to Sky Insurance | 910 16th St Mall Suite 211 | (720) 502-0898 |
| 9 | 365 Insurance & Services LLC | 4705 Paris St Suite #200 | (720) 823-9445 |
| 10 | AFI Insurance | 3900 W 38th Ave #1 | (303) 433-8888 |
Square State Insurance serves the Denver, Colorado, metro area as a commercial insurance agent. The company helps businesses navigate coverage options to address operational risks and regulatory requirements common to this region. It advises on general liability and property coverage for local industries, including retail and professional services. Specific services it handles include workers’ compensation policies for Denver employers and commercial auto insurance for fleet vehicles based in the metro area.
Aspen Insurance Agency in Denver, Colorado, offers a comprehensive range of commercial insurance services, including general liability, property, and workers' compensation policies. It provides ongoing account management and routine policy reviews to adapt coverage as business needs change. Maintenance plans involve annual risk assessments to help clients adjust their portfolios effectively. The agency serves a variety of business properties, such as single-family homes, apartments, retail stores, and restaurants.
Longevity Insurance Brokers serves Denver, Colorado, and its surrounding communities, handling a wide range of commercial insurance needs for local businesses. It works with property and liability coverages, helping companies manage risks associated with general operations and industry-specific exposures. The agency provides guidance on policy structures and coverage limits to align with each client’s financial protections. To handle a typical job, it first analyzes the business’s operational hazards and then matches those exposures with appropriate insurance products from its available carriers.
As a commercial insurance agent, Advantage Insurance Solutions provides both one-time policy placements for specific projects and recurring coverage for ongoing business operations. Policies address property, liability, and workers' compensation needs common to Denver area enterprises. All risk evaluation and plan selection are tailored to each client’s operational profile. This service is available on a scheduled basis for renewals and annual reviews, as well as as-needed support for new ventures or sudden coverage gaps.
As Denver businesses prepare for the unpredictable spring weather, from sudden hailstorms to heavy snowmelt, Centennial State Insurance Agency provides commercial insurance coverage tailored to these local risks. The agency works with companies in Denver to evaluate liability, property, and worker protection needs, helping them secure policies that support operational continuity. By focusing on area-specific exposures, they aim to match each client with appropriate plans from various carriers. Before any policy is finalized, an agent visits the business premises to conduct a thorough inspection and initial risk assessment.
Lightship Insurance connects businesses in Denver, Colorado, with commercial insurance policies tailored to their specific operational risks. As a commercial insurance agent, the firm focuses on securing coverage that addresses liability, property, and other exposure needs. It specializes in bundling standard policies with optional endorsements that strengthen protection for unique business circumstances. The agency works closely with clients across multiple sectors, including professional offices, warehouses, distribution centers, and food service establishments.
Sea to Sky Insurance specializes in commercial insurance policies tailored for businesses in Denver, Colorado. It works with local companies to secure essential coverage for operations, liability, and property protection. The agency also assists clients with managing risk through detailed policy reviews and guidance on appropriate coverage limits for various industries. It helps businesses address seasonal concerns such as weather-related disruptions, including hailstorms that can impact commercial property and vehicles in the region.
365 Insurance & Services LLC, based in Denver, Colorado, is known for assisting local businesses with their commercial insurance needs. The company offers a range of policy options designed to protect against common operational risks and liabilities faced by companies in the region. A specialty service it can add on is tailored coverage for independent contractors and small commercial fleets requiring flexible liability protection.
AFI Insurance is recognized in Denver, Colorado, as a dedicated commercial insurance agent that helps businesses manage risk with tailored coverage. The company’s service range includes general liability, property protection, and workers’ compensation for local enterprises of varying sizes. Understanding Denver's evolving economic landscape, AFI guides clients through policy selection to secure operational stability. For specialized needs, the agency can add on professional liability insurance to protect against claims of negligence in service-based professions.
What Does a a Commercial Insurance Agent in Denver Cost?
Commercial insurance costs in Denver vary by business type size and risk profile. A small retail store might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 10000 dollars annually for combined policies. Workers compensation rates in Colorado are set by class code and average about 1.50 dollars per 100 dollars of payroll. This is general information not insurance advice.
About commercial insurance agents in Denver
Commercial insurance agents in Denver Colorado help businesses find coverage for property liability and workers compensation. Colorado law requires most employers to carry workers compensation insurance under the Colorado Workers Compensation Act. Agents can also assist with commercial auto policies which are mandatory for business vehicles in the state.
Frequently Asked Questions
What types of commercial insurance do Denver businesses need?
Common policies include general liability commercial property workers compensation and commercial auto. Colorado law requires workers comp for most employers with one or more employees. Business owners should also consider professional liability and cyber insurance.
How do I choose a commercial insurance agent in Denver?
Look for an agent licensed in Colorado with experience in your industry. Ask about their carrier network and whether they offer risk management advice. Check their standing with the Colorado Division of Insurance.
Does Colorado have specific insurance requirements for contractors?
Yes contractors in Colorado must show proof of general liability insurance and workers compensation to obtain a license. The Colorado Department of Regulatory Agencies sets these requirements. Agents can help contractors meet bonding and insurance thresholds.
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