The top-rated commercial insurance agent in Thornton, Colorado is Horizons Insurance, Inc, rated 4.9 stars across 254 reviews. Other highly rated options include GIS INSURANCE LLC / TRU SERVICES, Farmers Insurance - Moises Cacique, Seguros Insurance. This directory lists 16 commercial insurance agents serving Thornton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Horizons Insurance, Inc | 1596 E 101st Ave | (303) 412-5842 |
| 2 | GIS INSURANCE LLC / TRU SERVICES | 8621 Washington St | (720) 231-6528 |
| 3 | Farmers Insurance - Moises Cacique | 11363 Colorado Blvd | (720) 798-3443 |
| 4 | Seguros Insurance | 81 W 84th Ave Unit 160 | (720) 540-3404 |
| 5 | KGS Agency | 2090 E 104th Ave Suite 204 | (303) 468-8900 |
| 6 | Mahoney Insurance Agency | 12412 York St | (303) 268-5555 |
| 7 | Paula Dubrow Studt Agency American Family Insurance | 11383 Colorado Blvd | (303) 452-6465 |
| 8 | Colorado Hazard Insurance | 2090 E 104th Ave Ste 302 | (303) 558-9880 |
| 9 | Coker Agency LLC | 3907 E 120th Ave #211 | (720) 541-7651 |
| 10 | Great Way Insurance | 9669 Huron St # 200 | (720) 734-8133 |
Horizons Insurance, Inc serves the Thornton, Colorado area as a commercial insurance agent. The company works with local business owners to identify coverage needs across various industries. Policies are structured to address common operational risks such as property damage, liability claims, and equipment breakdowns. The agent also helps navigate regulations affecting small and mid-sized enterprises in Adams County. Specific services include workers’ compensation plans for employee injuries and commercial auto coverage for fleet vehicles in the region.
GIS Insurance LLC / Tru Services provides commercial insurance coverage for businesses in Thornton and the surrounding Colorado area, including general liability, property, and workers’ compensation policies. The company assists clients in evaluating risk exposure and adjusting coverage limits as operations evolve. Routine policy reviews and documentation updates are available to maintain compliance with local regulations. The agency serves a variety of commercial properties such as single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Moises Cacique serves Thornton, Colorado, and the surrounding Denver metro communities. It handles commercial insurance policies for small to medium-sized businesses, covering general liability, property, and workers’ compensation. The agency also addresses specific local risks that businesses face in the area. To manage a typical job, it reviews the client’s operations and existing coverage, then recommends a tailored package that balances necessary protection with cost efficiency.
Located in Thornton, Colorado, Seguros Insurance serves local homeowners, small businesses, and commercial property managers seeking appropriate risk protection. As a commercial insurance agent, the company offers general liability, property, and workers’ compensation policies tailored to regional enterprises. Their team guides clients through coverage options to secure suitable plans for operational needs and assets. They also assist with commercial auto and inland marine insurance for fleet operators and contractors. Seguros Insurance extends its expertise to clients in nearby Brighton and the broader Denver metro area.
KGS Agency offers both one-time risk assessments and ongoing commercial insurance management. Their coverage includes general liability, property, and workers’ compensation for local businesses. As a commercial insurance agent in Thornton, CO, they guide clients through policy options and claims processes. Service is tailored to each client’s operational needs and works on an as-needed basis, with routine policy reviews available upon request.
As winter sets in over Thornton and the surrounding suburbs, local businesses on Colorado’s Front Range face heightened liability risks from snow and ice. Mahoney Insurance Agency provides commercial coverage for these common seasonal exposures, protecting small manufacturers and retailers from property damage and slip-and-fall claims. Their agents assess each client’s daily operations to match liability, property, and business interruption policies to the specific hazards of commercial work in this area. An agent begins every new relationship by scheduling a walk-through of the insured premises.
Paula Dubrow Studt Agency American Family Insurance provides specialty services in commercial property, liability, and vehicle coverage, along with general business insurance and risk management solutions for companies in Thornton, CO. The agency works to customize policies that protect local enterprises from common operational exposures and financial losses. It also helps business owners address emerging concerns such as seasonal inventory fluctuations or increased liability during local construction projects.
Colorado Hazard Insurance provides commercial coverage for businesses in Thornton and the surrounding region. As a local agency, it helps clients manage risk through standard liability and property policies, along with specialized hazard endorsements for weather-related exposures common to Colorado. The agency works with a variety of local industries, tailoring coverage for office complexes, retail warehouses, and food service establishments such as restaurants and catering companies.
Coker Agency LLC in Thornton, CO serves local residents with commercial insurance solutions for their business needs. The agency provides coverage for property, liability, and other essential policies tailored to protect commercial operations in the area. Clients benefit from guidance on selecting appropriate limits and endorsements. After securing initial policies, Coker Agency monitors coverage as businesses evolve, offering adjustments when circumstances change. Regular check-ins with policyholders ensure continuity and address any new exposures that arise between scheduled visits.
What Does a a Commercial Insurance Agent in Thornton Cost?
Typical costs for commercial insurance in Thornton Colorado vary by business type size and risk. A small retail shop may pay 500 to 1500 per year for general liability. A construction contractor might pay 3000 to 8000 per year for a package policy. Workers compensation rates in Colorado are set by the state and average about 1.50 per 100 of payroll for low risk jobs. This is general information and not insurance advice.
About commercial insurance agents in Thornton
Commercial insurance agents in Thornton Colorado help local businesses find coverage for property liability and workers compensation. Colorado law requires most employers to carry workers compensation insurance. An agent can guide you through the specific risks of operating in Adams County and the Denver metro area.
Frequently Asked Questions
What types of commercial insurance do Thornton agents offer?
Agents in Thornton offer general liability commercial property workers compensation and commercial auto insurance. They also provide specialized coverage for contractors restaurants and retail shops common in the area.
Does Colorado require commercial insurance for small businesses?
Colorado does not require general liability insurance but it does require workers compensation for most businesses with one or more employees. Commercial auto insurance is required for any business vehicles. An agent can explain all state mandates.
How do I choose a commercial insurance agent in Thornton?
Look for an agent licensed in Colorado with experience in your industry. Ask about their knowledge of local risks such as hail damage or wildfire exposure. Compare quotes from multiple agents to find suitable coverage and pricing.
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