The top-rated commercial insurance agent in Simi Valley, California is Rancho Simi Insurance Agency, rated 4.9 stars across 315 reviews. Other highly rated options include Ramiro Alvarez - State Farm Insurance Agent, TWFG Insurance Services, Hayes Company Insurance Brokers. This directory lists 20 commercial insurance agents serving Simi Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rancho Simi Insurance Agency | 1611 E Los Angeles Ave | (805) 581-2128 |
| 2 | Ramiro Alvarez - State Farm Insurance Agent | 5775 E Los Angeles Ave Ste 127 | (805) 522-5750 |
| 3 | TWFG Insurance Services | 2345 Erringer Rd #205 | (805) 583-1091 ext. 0 |
| 4 | Hayes Company Insurance Brokers | 2315 Kuehner Dr Suite 104 | (805) 520-8410 |
| 5 | Tailored Werks Insurance Agency LLC | 2655 First St #250 | (805) 558-8437 |
| 6 | Simi Valley Insurance Services | 737 E Los Angeles Ave | (805) 527-1414 |
| 7 | Koning Insurance agency | 45 W Easy St Ste 8 | — |
| 8 | The Office Insurance Agency | 1357 E Los Angeles Ave | (818) 823-0215 |
| 9 | Chun & Reynolds Insurance Services | 2655 First St UNIT 250 | (805) 869-1700 |
| 10 | Auto International Insurance | 799 E Los Angeles Ave | (805) 250-9868 |
Rancho Simi Insurance Agency serves businesses throughout Simi Valley and Ventura County as a commercial insurance agent. The company helps local enterprises secure essential coverage for their operations, including general liability and property protection. It also assists with workers’ compensation policies required by California state regulations. Additionally, the agency works with contractors, retailers, and other small to midsize firms to manage their unique risk exposures. It handles professional liability coverage and commercial auto insurance for company vehicles.
Ramiro Alvarez - State Farm Insurance Agent offers a comprehensive range of commercial insurance services, including general liability, property coverage, and business interruption plans. The company works with local businesses to assess risk and tailor policies that protect assets while maintaining coverage to meet changing operational needs. Regular policy reviews help clients adjust to new exposures or growth. The agency serves a variety of properties such as single-family homes, apartments, retail spaces, and restaurants in Simi Valley, California.
TWFG Insurance Services serves homeowners, businesses, and property managers in Simi Valley by offering commercial insurance agent services tailored to protect local assets and operations. The company works to match clients with appropriate coverage options for liability, property, and other business needs. Operating within the broader Los Angeles metropolitan area, TWFG Insurance Services also extends its commercial insurance services to neighboring communities like Thousand Oaks.
Hayes Company Insurance Brokers serves Simi Valley and the surrounding Ventura County communities, handling a full range of commercial insurance needs for local businesses. Their work includes evaluating property coverage, general liability, and workers' compensation policies to match each client's specific risk profile. To manage a typical job, the agency begins with a careful assessment of the business operations and then compares options from multiple carriers to present a tailored policy solution.
Tailored Werks Insurance Agency LLC in Simi Valley provides specialized commercial coverage for business property and liability, general inland marine, and workers’ compensation protection. The agency works closely with local entrepreneurs to craft policies that match each operation’s size and risk profile. Helping an established manufacturer review its liability limits or a seasonal contractor adjust its vehicles coverage as winter work slows are typical examples of the timely, practical guidance the agency offers. They help navigate policy renewals before end-of-year deadlines or weather-related interruptions that can halt revenue.
Simi Valley Insurance Services, located in Simi Valley, CA, helps commercial clients distinguish between one-time project coverage and recurring business policies, tailoring protection to each firm’s operational pattern. Their offerings typically include general liability, property, and workers’ compensation insurance to mitigate common commercial risks. Because each client’s workflow differs—some requiring continuous coverage, others needing temporary protection for a single event—the service schedule is designed accordingly. Guidance runs on a one-time, scheduled, or as-needed basis, depending on the business’s unique risk exposure.
Serving Simi Valley and the surrounding region, The Office Insurance Agency works with business owners to secure commercial insurance coverage tailored to their specific liabilities. The agency can help arrange essential general liability policies as well as specialized riders such as professional liability, workers’ compensation, and commercial property endorsements. Its clientele includes a range of local operations, from professional offices and retail outlets to warehouses and full-service food establishments.
Chun & Reynolds Insurance Services assists Simi Valley residents with property protection for their homes and personal assets. The agency also provides commercial insurance coverage tailored to local businesses, including liability and property policies that address regional risks. Serving clients throughout the Simi Valley area, they help assess coverage needs for both standard and complex operations. After initial policies are placed, the team conducts follow-up to review changing exposures and arrange for necessary adjustments between regular renewal visits.
Auto International Insurance serves Simi Valley and Ventura County as a commercial insurance agency. It provides coverage for businesses seeking protection from various operational liabilities. The agency offers policies for property, general liability, and workers' compensation. It also advises clients on risk management strategies suited to local industries. Commercial clients often require tailored insurance packages to address their specific exposure concerns. This agency handles both commercial auto coverage for fleet operations and business owner policies for small enterprises.
What Does a a Commercial Insurance Agent in Simi Valley Cost?
Typical costs for a small business in Simi Valley range from 500 to 3000 per year for a BOP. Workers compensation premiums average 0.50 to 2.00 per 100 dollars of payroll depending on industry class codes. Commercial auto policies often start at 1200 annually. Actual costs depend on revenue payroll location and claims history. This information is general and not insurance advice.
About commercial insurance agents in Simi Valley
A commercial insurance agent in Simi Valley helps local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Simi Valley businesses also face unique risks from wildfire and earthquake zones making local agent guidance valuable.
Frequently Asked Questions
What types of commercial insurance do Simi Valley businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. California law mandates workers comp for almost all employers. Agents also recommend earthquake and flood policies due to local risks.
How does a commercial insurance agent in Simi Valley help with California regulations?
Agents stay current on California insurance codes and labor laws. They can advise on required minimum liability limits for commercial vehicles and help businesses comply with the states strict workers compensation rules.
Can a Simi Valley agent bundle multiple business policies?
Yes many agents offer business owner policies BOP that bundle general liability and property coverage at a lower cost. Bundling can also include commercial auto or inland marine coverage for equipment.
Commercial Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Azusa · Bakersfield · Baldwin Park · Banning · Bellflower · Benicia · Berkeley