The top-rated commercial insurance agent in Alameda, California is Kelly Lux - State Farm Insurance Agent, rated 5.0 stars across 527 reviews. Other highly rated options include AAA Alameda Branch, Christie Kennett - State Farm Insurance Agent, Farmers Insurance - Alfonso Servin. This directory lists 13 commercial insurance agents serving Alameda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Lux - State Farm Insurance Agent | 2221 Harbor Bay Pkwy | (510) 521-1222 |
| 2 | AAA Alameda Branch | 2650 5th St Building F, Suite H | (510) 336-7100 |
| 3 | Christie Kennett - State Farm Insurance Agent | 550 Park St Ste 108 | (510) 521-0060 |
| 4 | Farmers Insurance - Alfonso Servin | 550 Park St Ste 104 | (510) 522-0123 |
| 5 | Farmers Insurance - Leah Nishi | 1516 Oak St Suite 100 | (510) 473-5565 |
| 6 | Aurora Noche - State Farm Insurance Agent | 2236 Mariner Square Dr STE 100 | (510) 865-2110 |
| 7 | Caffrey Insurance Solutions, Inc. | 2413 Webb Ave ste c | (510) 444-5447 |
| 8 | Larry Bolton - State Farm Insurance Agent | 934 Central Ave | (510) 521-4272 |
| 9 | Ace Commercial Truck Insurance | Suite 201, 1101 Marina Village Pkwy suit 201 | (888) 300-5888 |
| 10 | M K McDonough Financial & Insurance Services | 1070 Marina Village Pkwy | (510) 995-8850 |
Kelly Lux - State Farm Insurance Agent serves Alameda, California, and the surrounding communities by offering commercial insurance coverage for local businesses. The agency works with clients to design policies that address common risks faced by small to midsize enterprises in this area. Property damage protection and general liability coverage are arranged for retail, office, and service industry operations. Business interruption insurance and commercial auto policies are among the specific services handled here.
AAA Alameda Branch provides a broad range of commercial insurance solutions tailored for local businesses in Alameda, CA. Its service approach includes evaluating each client’s unique liability and property exposures to craft appropriate coverage plans, complemented by ongoing policy reviews and claims assistance. The agency helps protect various commercial properties, including single-family homes used for business purposes, apartment complexes, retail storefronts, and full-service restaurants.
Christie Kennett - State Farm Insurance Agent in Alameda, California serves business owners, property managers, and commercial property lessees by offering tailored commercial insurance policies to protect their assets and operations. The agency also provides guidance on general liability, property coverage, and business interruption protection. Its commercial insurance solutions extend to neighboring Oakland and the broader East Bay metro area.
Serving Alameda and the surrounding East Bay communities, Farmers Insurance – Alfonso Servin provides commercial insurance agent services. The agency handles coverage solutions for small to mid-sized local businesses, including general liability, property, and workers’ compensation policies. It works with clients to assess their operational risks and identify appropriate protection. A typical job is approached by reviewing the specific exposures of a business and then presenting policy options that meet its needs and budget.
Farmers Insurance - Leah Nishi in Alameda, CA offers commercial insurance agents who distinguish between one-time policies for specific events and recurring coverage for ongoing business operations. Their services address liability, property, and worker protection needs common to local enterprises. Clients may select coverage through either single-purchase plans or annual renewal agreements, depending on their operational frequency. Service is provided on a one-time basis for project-specific needs or on a scheduled, as-needed basis for businesses requiring continuous insurance management throughout the year.
Specializing in commercial property, liability, and workers’ compensation coverage, this agency provides comprehensive insurance solutions for businesses in Alameda. It also offers personal auto and home policies to round out its service portfolio. Operating as a local State Farm agent, it advises clients on managing risk exposure across various industries. As the fall season approaches and local businesses prepare for increased holiday inventory and foot traffic, the agency helps them adjust their coverage limits accordingly.
Caffrey Insurance Solutions, Inc. provides commercial insurance products serving Alameda, California. As a dedicated agent, the company general builds tailored policies for local business owners, and then specializes in adding specific coverage for liability, property, and equipment exposures. Its services allow enterprises to secure protection against common operational risks. The company’s client base includes commercial sectors such as offices, warehouses, and food service establishments.
As local businesses in Alameda prepare for the busy summer port and tourist season, many seek to update their liability and property coverage. Larry Bolton - State Farm Insurance Agent provides comprehensive commercial insurance solutions tailored for these growing enterprises, addressing risks from waterfront operations to retail storefronts. Policies cover general liability, commercial property, and business interruption protection. A dedicated agent works to understand each company's unique operational exposure. The process begins with a detailed on-site inspection of the client's premises and a review of their current inventory and revenue figures.
Ace Commercial Truck Insurance in Alameda, CA, assists residential clients alongside its specialized commercial coverage. The agency serves local businesses, offering essential insurance policies for trucks and commercial fleets operating throughout the area. General commercial insurance agents in this region provide guidance on liability, cargo, and physical damage protection. After an initial placement, the company maintains contact to handle policy adjustments or claims. Clients can follow up for ongoing risk management needs, ensuring continued service between regular visits for changing fleet requirements.
M K McDonough Financial & Insurance Services in Alameda, CA, is known for helping local businesses secure appropriate commercial insurance coverage. The agency works with clients to match policies to their specific operational needs, offering options for general liability, property, and workers' compensation. It also advises on risk management to help businesses protect their assets and reduce potential exposures. In addition to standard coverage, the firm can arrange commercial auto insurance as an add-on specialty service for fleets or service vehicles.
What Does a a Commercial Insurance Agent in Alameda Cost?
Typical costs for commercial insurance in California range from $500 to $3,000 per year for small businesses for general liability, while workers compensation premiums average $1,000 to $5,000 annually per employee depending on industry risk. Larger businesses or those in high-risk sectors may pay more. These figures are general estimates and your actual costs will vary based on your business profile and coverage needs. This is general information, not insurance advice.
About commercial insurance agents in Alameda
Commercial insurance agents in Alameda help local businesses secure coverage for property, liability, and workers compensation. California law requires certain businesses to carry specific insurance types, such as workers compensation for any employer with at least one employee. An agent can guide you through these requirements and find policies that match your industry and risk profile.
Frequently Asked Questions
What types of commercial insurance do Alameda businesses need?
Common types include general liability, property insurance, and workers compensation. California law mandates workers compensation for all employers with one or more employees. An agent can help you assess additional needs like commercial auto or professional liability.
How does California law affect commercial insurance requirements?
California requires workers compensation insurance for nearly all employers. It also has specific rules for commercial auto liability minimums and professional liability for certain professions. An agent can explain these legal requirements and help you stay compliant.
What factors influence the cost of commercial insurance in Alameda?
Costs depend on your business type, revenue, number of employees, claims history, and coverage limits. Location in Alameda may also affect rates due to local risk factors like earthquake exposure. An agent can provide quotes tailored to your specific situation.
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