ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Commercial Insurance Agents Near You in Santa Rosa, CA

Browse commercial insurance agents serving Santa Rosa, California. Updated 2026-07-14.

The top-rated commercial insurance agent in Santa Rosa, California is Freeway Insurance, rated 4.7 stars across 337 reviews. Other highly rated options include Acceptance Insurance, Barber Insurance Agency, Valley West Insurance Services. This directory lists 20 commercial insurance agents serving Santa Rosa.

Showing 20 commercial insurance agents in Santa Rosa, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance320 W 3rd St Ste F(707) 394-6671
2Acceptance Insurance1331 Guerneville Rd Ste R(707) 312-7045
3Barber Insurance Agency620 College Ave(707) 526-7900
4Valley West Insurance Services1630 Sebastopol Rd #102(707) 575-9378
5Cost-U-Less Insurance2790 Santa Rosa Ave STE E(707) 652-9474
6Jeff Lecoeuche Insurance Agency, Inc.726 Mendocino Ave(707) 526-5222
7Farmers Insurance - Jeff Lecoeuche726 Mendocino Ave Ste A(707) 523-0908
8Stonefield Insurance Brokers3558 Round Barn Blvd Suit 200(707) 522-7542
9Maximo Insurance Services Inc443 Dutton Ave(707) 544-8000
10Lemus Insurance Agency & Car Registration1791 Marlow Rd(707) 623-9383
FI
320 W 3rd St Ste F
Freeway Insurance
Commercial Insurance Agent · Santa Rosa, CA

Freeway Insurance provides commercial coverage for businesses in Santa Rosa, California, focusing on general liability and property protection while also offering specialized add-ons such as commercial auto and workers compensation. These policies are designed to meet the operational needs of local enterprises, ensuring risk management across various industries. The agency serves commercial sectors including small offices, retail warehouses, and food service establishments.

AI
1331 Guerneville Rd Ste R
Acceptance Insurance
Commercial Insurance Agent · Santa Rosa, CA

Acceptance Insurance in Santa Rosa, California provides residential insurance to help protect local homeowners and their property. The agency also offers tailored commercial insurance coverage, safeguarding small and mid-sized businesses in the surrounding area from common operational risks. Their services extend throughout Santa Rosa and the broader Sonoma County region. Clients often return for annual policy reviews and claim assistance, with the agency maintaining ongoing contact between regular visits to adjust coverage as needed.

BI
620 College Ave
Barber Insurance Agency
Commercial Insurance Agent · Santa Rosa, CA

Barber Insurance Agency serves the Santa Rosa, California area as a commercial insurance agent. It helps business owners manage their risk by offering policies that address property, liability, and other standard coverage needs common in the local economy. The agent reviews each client’s operations to match coverage with actual exposure levels. For businesses in the region, it specifically handles workers’ compensation policies and general liability insurance for retail and service companies.

VW
1630 Sebastopol Rd #102
Valley West Insurance Services
Commercial Insurance Agent · Santa Rosa, CA

Valley West Insurance Services provides a broad range of commercial coverage options for businesses throughout the Santa Rosa area. It offers customizable policies designed to protect against general liability, property damage, and business income interruption. Account managers work closely with clients to review evolving risks and adjust coverage plans accordingly. The agency’s business clientele includes single-family homes rented as income properties, multi-unit apartment buildings, neighborhood retail storefronts, and full-service restaurants.

CU
2790 Santa Rosa Ave STE E
Cost-U-Less Insurance
Commercial Insurance Agent · Santa Rosa, CA

Cost-U-Less Insurance, based in Santa Rosa, California, provides commercial insurance solutions designed to protect local businesses from common operational risks. Its service range includes general liability, property coverage, and workers’ compensation policies tailored to small and mid-sized enterprises in the area. The agency focuses on assessing each client’s unique exposure to liability and developing appropriate coverage packages. For clients requiring specialized protection, the company can add on professional liability coverage for service-based businesses.

JL
726 Mendocino Ave
Jeff Lecoeuche Insurance Agency, Inc.
Commercial Insurance Agent · Santa Rosa, CA

Jeff Lecoeuche Insurance Agency, Inc. serves a range of businesses and commercial property owners throughout Santa Rosa, California. They offer personalized risk management guidance and tailored insurance policies designed to protect commercial assets and operations. Their approach focuses on understanding each client’s specific liability exposures and coverage needs across various industries. The agency also extends its commercial insurance services to clients in the neighboring Rohnert Park area within Sonoma County.

FI
726 Mendocino Ave Ste A
Farmers Insurance - Jeff Lecoeuche
Commercial Insurance Agent · Santa Rosa, CA

Farmers Insurance - Jeff Lecoeuche serves Santa Rosa and the surrounding Sonoma County communities, handling commercial insurance for local businesses. The agency works with small retail shops, professional offices, and light industrial operations to secure general liability, property, and workers' compensation coverage. Each account begins with a detailed review of the business's daily operations and risk exposures. The agency then tailors a policy package that matches the specific liability and asset protection needs identified during that initial consultation.

SI
3558 Round Barn Blvd Suit 200
Stonefield Insurance Brokers
Commercial Insurance Agent · Santa Rosa, CA

Stonefield Insurance Brokers in Santa Rosa, CA, offers tailored commercial coverage for retail, construction, and professional service businesses, along with general liability and property protection. It works to secure appropriate policies for local enterprises facing varied operational risks. The company also assists clients with seasonal concerns such as increased liability exposure during the region’s wildfire and harvest periods.

MI
443 Dutton Ave
Maximo Insurance Services Inc
Commercial Insurance Agent · Santa Rosa, CA

Maximo Insurance Services Inc in Santa Rosa, CA differentiates between one-time policies for short-term commercial projects and recurring annual coverage for ongoing business operations. The agency provides commercial insurance agent services that include general liability, property protection, and workers' compensation coverage tailored to local enterprises. Clients benefit from guidance on managing risks specific to the region’s business climate. Service runs strictly on an as-needed basis, allowing business owners to request policy reviews, quotes amendments, or new coverage quotes at any time without a fixed schedule.

LI
1791 Marlow Rd
Lemus Insurance Agency & Car Registration
Commercial Insurance Agent · Santa Rosa, CA

Lemus Insurance Agency & Car Registration in Napa, CA, provides commercial insurance for businesses seeking either a single-policy solution for a one-time need or a recurring set of coverages for ongoing operations. The agency helps clients select general liability, property, or workers' compensation policies that match their specific risk profile and industry requirements. Whether a company requires protection for a short-term project or long-term asset protection, the agency assesses each situation individually. Services are available on a one-time, scheduled, or as-needed basis to accommodate fluctuating business schedules.

LI
100 Stony Point Rd # 270
Loewen Insurance Services
Commercial Insurance Agent · Santa Rosa, CA
(707) 528-8483
loewenins.com
VI
445 Orchard St # 111
Vassallo Insurance Services LLC
Commercial Insurance Agent · Santa Rosa, CA
(707) 527-3150
vassallo-insurance.com
LI
2240 Professional Dr
Lehr Insurance Agency, Inc.: Allstate Insurance
Commercial Insurance Agent · Santa Rosa, CA
(707) 546-3700
agents.allstate.com/lehr-insurance-agency-inc-santa-rosa-ca.html
LU
404 Mendocino Ave Suite 201
Leavitt United
Commercial Insurance Agent · Santa Rosa, CA
(707) 284-5900
leavitt.com/united
CR
703 2nd St Suite 117
Calender-Robinson Commercial Insurance : Christopher Wilson
Commercial Insurance Agent · Santa Rosa, CA
(707) 480-3544
CR
703 2nd St Suite 107
Calender-Robinson Commercial Insurance: Chris Pennock
Commercial Insurance Agent · Santa Rosa, CA
(707) 799-0664
calrob.com
SC
902 Stevenson St
Sadler & Company Insurance Brokers
Commercial Insurance Agent · Santa Rosa, CA
(707) 595-1182
sadlerinc.com
GP
175 W College Ave
George Petersen Insurance Agency
Commercial Insurance Agent · Santa Rosa, CA
(707) 525-4150
gpins.com
RL
110 Stony Point Rd Suite 220-A
Renee L Grossi - Veritage Insurance Services Inc.
Commercial Insurance Agent · Santa Rosa, CA
(707) 290-4013
VI
100 Stony Point Rd # 160
VANTREO Insurance Brokerage
Commercial Insurance Agent · Santa Rosa, CA
(800) 967-6543
vantreo.com

What Does a a Commercial Insurance Agent in Santa Rosa Cost?

Typical costs for commercial insurance in California vary widely by industry location and coverage limits. A small retail shop in Santa Rosa might pay 500 to 1500 per year for general liability. Workers compensation costs depend on payroll and classification codes averaging 1 to 3 per 100 dollars of payroll. Wildfire risk can increase property premiums by 20 to 50 percent. This is general information and not insurance advice.

About commercial insurance agents in Santa Rosa

Commercial insurance agents in Santa Rosa California help local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Agents in Santa Rosa understand the unique risks of Sonoma County including wildfire exposure and wine industry needs.

Frequently Asked Questions

What types of commercial insurance do Santa Rosa businesses typically need?

Common coverage includes general liability commercial property workers compensation and commercial auto. Businesses near wildfire zones may also need additional fire protection coverage. California requires workers comp for all employers with at least one employee.

How does a commercial insurance agent in Santa Rosa help with wildfire risk?

Agents can review your property location and recommend coverage for fire damage smoke damage and business interruption. Many California insurers now require specific wildfire mitigation measures. An agent can help you understand policy exclusions related to fire risk.

Is commercial insurance required by law in California?

California law does not require general liability insurance for most businesses. However workers compensation insurance is mandatory under Labor Code Section 3700. Additionally commercial auto insurance is required for any business vehicles used on public roads.

Commercial Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.