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Find Commercial Insurance Agents in San Clemente, CA
Directory of commercial insurance agents in San Clemente, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 commercial insurance agents in San Clemente, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Safe Life Insurance Agency
232 Avenida Fabricante STE 105, San Clemente, CA 92672
(888) 633-6632
safelifeagency.com
Withers Insurance Services
638 Camino De Los Mares, San Clemente, CA 92673
(949) 637-2700
withersins.com
General Insurance Services
629 Camino De Los Mares STE 306, San Clemente, CA 92673
(949) 661-2201
gen-ins.com
Divel Insurance
501 N El Camino Real UNIT 204, San Clemente, CA 92672
629 Camino De Los Mares #202b, San Clemente, CA 92673
(949) 450-1822
orangecountyinsurancebroker.com
Diamond Preferred Insurance Services
1100-1198 Caminante, San Clemente, CA 92673
(949) 648-2922
diamond-preferred.com
Cal Commercial Insurance
806 E Avenida Pico suite i-266, San Clemente, CA 92673
(949) 749-7044
calcommercialinsurance.com
Bearbower Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 347-9909
bearbowerinsurance.com
Shank Insurance Services
122 Avenida Del Mar C, San Clemente, CA 92672
(833) 878-2820
swartsmanning.com
San Clemente Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 369-0951
sanclementeins.com
GIS Galvez Insurance Services
940 Calle Negocio Ste 170, San Clemente, CA 92673
(949) 240-7445
gisgalvezinsuranceservices.com
Eastway Insurance Services
103 W El Portal STE C, San Clemente, CA 92672
(949) 498-1810
Boydstun Insurance Services, Inc
1509 N El Camino Real Suite 3, San Clemente, CA 92672
(949) 465-9999
bis-oc.com
George L Brown Insurance
1005 Calle Recodo, San Clemente, CA 92673
(949) 361-1400
georgebrowninsurance.com
Leger Insurance Agency
San Clemente, CA 92673
(949) 244-7611
legerinsuranceagency.com
Douglas Mc Carty Insurance Services
931 Calle Negocio ste j, San Clemente, CA 92673
(949) 366-9405
douglasmccarty.com
Western United Commercial Insurance Services
430 N El Camino Real Ste D, San Clemente, CA 92672
(949) 529-0774
wucis.com
HUB International
200 S Ola Vista, San Clemente, CA 92672
(949) 940-1856
A commercial insurance agent in San Clemente helps local businesses find the right coverage for liability property and workers compensation. California law requires most employers to carry workers compensation insurance under the California Labor Code. Agents in San Clemente understand the unique risks faced by coastal businesses including weather and tourism related exposures.
What Does a Commercial Insurance Agent in San Clemente Cost?
Typical costs for a commercial insurance agent in California range from 5% to 20% of the premium as a commission. Small business general liability policies can cost between $500 and $3,000 per year. Workers compensation premiums vary by industry and payroll but average around $1,000 per employee annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do San Clemente businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. California law mandates workers comp for most employers and commercial auto insurance for vehicles used for business.
How does a commercial insurance agent in San Clemente help with California compliance?
Agents help you meet state requirements such as the California workers compensation mandate and the commercial auto insurance minimums. They also advise on additional coverages like cyber liability for data breach laws.
What factors affect the cost of commercial insurance in San Clemente?
Costs depend on your industry business size payroll revenue claims history and location. San Clemente businesses near the coast may pay more for property insurance due to flood and wind risks.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.