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Find Commercial Insurance Agents Near You in San Carlos, CA

Directory of commercial insurance agents in San Carlos, California. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
San Carlos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 commercial insurance agents in San Carlos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gina Vallee - State Farm Insurance Agent
632 El Camino Real, San Carlos, CA 94070
(650) 593-8425 ginavallee.net
Nadler Insurance, Inc.
1560 Laurel St #200, San Carlos, CA 94070
(650) 508-8000 nadlerinsurance.com
Ray Sullivan: Allstate Insurance
742 El Camino Real, San Carlos, CA 94070
(650) 593-1221 agents.allstate.com
ISU Lovering Insurance Services
1121 Laurel St, San Carlos, CA 94070
(650) 593-7601 isulovering.com
Professional Insurance associates
1100 Industrial Rd STE 3, San Carlos, CA 94070
(650) 592-7333 piainc.com
Farmers Insurance - Nicky Papadakis
1355 Laurel St, San Carlos, CA 94070
(650) 593-1666 agents.farmers.com
Peck & Peck Insurance
1724 Laurel St #225, San Carlos, CA 94070
(650) 592-5591 peck-peck.com
Welcare Financial Group
1668 El Camino Real, San Carlos, CA 94070
(650) 802-9288
Campbell Agency
1124 El Camino Real, San Carlos, CA 94070
(650) 591-7151 campbell-agency.com
Carpenter Benefits
1100 Industrial Rd, San Carlos, CA 94070
(650) 590-1156 carpenterbenefits.com

San Carlos businesses need commercial insurance to protect against property damage lawsuits and employee injuries. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. A local agent can help you navigate these requirements and find coverage tailored to your industry.

What Does a Commercial Insurance Agent in San Carlos Cost?

Commercial insurance costs in San Carlos vary by industry revenue and coverage limits. A small retail shop might pay 500 to 1500 per year for general liability while a construction firm could pay 3000 to 10000 or more annually for workers comp and liability. Factors like claims history and payroll also affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do San Carlos businesses need?
Common coverages include general liability commercial property workers compensation and professional liability. California law mandates workers comp for businesses with one or more employees. Your agent can assess your specific risks and recommend appropriate policies.
How does California law affect commercial insurance requirements?
California requires workers compensation insurance for all employers under Labor Code 3700. Commercial auto insurance must meet state minimum liability limits of 15000 per person and 30000 per accident. Agents can explain how these laws apply to your San Carlos business.
Can I bundle multiple coverages with one commercial insurance agent?
Yes many agents offer business owner policies that combine general liability and property insurance. Bundling can simplify management and may reduce overall premiums. Your agent will review your operations to find the right package for your San Carlos company.