The top-rated commercial insurance agent in San Bernardino, California is Freeway Insurance, rated 5.0 stars across 2,029 reviews. Other highly rated options include FOCO Insurance, Fiesta Auto Insurance & Tax Service, Acceptance Insurance. This directory lists 25 commercial insurance agents serving San Bernardino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1995 Diners Ct | (909) 766-1923 |
| 2 | FOCO Insurance | 2075 E Highland Ave G | (866) 315-7564 |
| 3 | Fiesta Auto Insurance & Tax Service | 297 E Highland Ave Unit B | (909) 237-8033 |
| 4 | Acceptance Insurance | 420 E Hospitality Ln # A4 | (909) 360-7170 |
| 5 | City Best Insurance Services Inc | 275 E 9th St | (909) 889-9519 |
| 6 | Veronica’s Insurance Corporate | 290 W Orange Show Rd STE 100 | (909) 328-6151 |
| 7 | Salazar Insurance & Financial Services, LLC. | 1455 W Highland Ave # 105 | (909) 325-3701 |
| 8 | LTM Insurance Center | 435 W Orange Show Ln # SUITE 204 | (909) 964-2790 |
| 9 | Aims Insurance Services - San Bernardino | Inside Rio Ranch Market, 25745 E Baseline St | (909) 864-2300 |
| 10 | One Choice Insurance Brokers | 2130 N Arrowhead Ave #105A | (909) 315-6558 |
Freeway Insurance provides commercial coverage solutions for businesses operating in and around San Bernardino, California. The company specializes in additional policy endorsements designed to address specific liability exposures that standard packages may not fully cover. Agents work closely with clients to assess risk factors common to the local market and recommend appropriate adjustments to their plans. The firm serves a variety of commercial sectors, including professional offices, warehousing and distribution centers, and food service establishments.
FOCO Insurance serves San Bernardino County and the surrounding region as a commercial insurance agent. The agency assists business owners with evaluating their unique operational risks and securing appropriate coverage. Policies are sourced from multiple reputable carriers to fit different types of enterprises and budgets. Services include general liability protection and commercial property insurance. FOCO also handles workers’ compensation coverage for local employers and commercial auto insurance for companies with vehicle fleets.
Fiesta Auto Insurance & Tax Service handles all aspects of residential insurance needs in San Bernardino, California. For commercial clients, the agency provides essential coverage options tailored to local business operations. Serving both personal lines and the broader commercial insurance agent category, they assist companies in managing risk throughout the Inland Empire area. Clients can expect straightforward discussions about policy requirements and consistent follow-up support between regular insurance visits to address any emerging business needs.
Acceptance Insurance serves the San Bernardino area as a Commercial Insurance Agent known for crafting policies that protect local businesses from common operational risks. The company’s service range includes general liability and worker’s compensation coverage, each tailored to fit the specific needs of small and midsize enterprises. It also offers commercial auto policies for vehicles used in business activities. A specialty service it can add on is professional liability insurance, securing advised-based professions.
City Best Insurance Services Inc serves homeowners, small businesses, and property managers in San Bernardino, California, with commercial insurance policies tailored to protect their assets and operations. The agency helps clients assess liability needs, secure property coverage, and manage workers’ compensation requirements. As a local commercial insurance agent, it understands the distinct risk factors present in the Inland Empire market. Its service area extends throughout San Bernardino and also covers neighboring communities such as Redlands and the surrounding portions of the broader Riverside-San Bernardino metropolitan region.
Veronica’s Insurance Corporate in San Bernardino, CA provides a range of commercial insurance agent services, including risk assessment, policy procurement, and claims assistance for local businesses. They offer ongoing account management and annual policy reviews to help clients maintain appropriate coverage as their operations evolve. Their work in the region serves the insurance needs of commercial properties such as single-family rental homes, apartment complexes, retail storefronts, and restaurants.
Salazar Insurance & Financial Services, LLC., located in San Bernardino, California, distinguishes between one-time commercial policies, such as for a short-term project or event, and recurring annual coverage options for ongoing business operations. The firm provides general liability, property, and workers' compensation insurance tailored to local small and mid-sized enterprises. Services primarily function on a scheduled, annual renewal cycle, though one-time certificates and as-needed coverage adjustments are also available upon specific client request.
LTM Insurance Center in San Bernardino specializes in crafting commercial coverage solutions tailored for local businesses. It also attends to common insurance needs such as liability, property, and workers compensation for a range of industries. This agency helps its clients navigate the complex and evolving regulations affecting California’s commercial sector. During wildfire season, it advises on protecting physical assets and managing potential business interruption risks.
Based in San Bernardino, Aims Insurance Services - San Bernardino serves the city and its surrounding San Bernardino County communities. The agency handles commercial insurance coverage designed to protect local businesses from a variety of operational and liability risks. Its work includes helping both small shops and mid-sized companies secure appropriate policies. When assessing a typical client’s needs, the agency generally examines the specific risks of each business operation before recommending a tailored mix of general liability and property protection.
What Does a a Commercial Insurance Agent in San Bernardino Cost?
Commercial insurance costs in California vary widely by industry and risk. A small retail business might pay 500 to 1500 per year for general liability. Workers compensation premiums depend on payroll and classification codes. Commercial auto coverage typically costs 1200 to 3000 per vehicle annually. This is general information not insurance advice.
About commercial insurance agents in San Bernardino
Commercial insurance agents in San Bernardino help local businesses find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Agents can also advise on commercial auto policies required for vehicles used in business operations in the Inland Empire region.
Frequently Asked Questions
What types of commercial insurance do San Bernardino businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. California law mandates workers comp for nearly all employers under Labor Code 3700. Agents can help assess risks specific to your industry.
How do I choose a commercial insurance agent in San Bernardino?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with businesses similar to yours. Check if they represent multiple carriers to compare options.
Is commercial auto insurance required in San Bernardino California?
Yes if you use vehicles for business purposes California requires liability insurance under Vehicle Code 16020. Commercial auto policies provide higher limits than personal policies. An agent can help you meet state minimums and protect your assets.
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