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Find Commercial Insurance Agents Near You in Palm Desert, CA

Browse commercial insurance agents serving Palm Desert, California. Updated 2026-07-14.

The top-rated commercial insurance agent in Palm Desert, California is Primerica-Palm Desert, rated 4.9 stars across 226 reviews. Other highly rated options include Palm Desert Insurance, Inszone Insurance Services, Insurance Incorporated - Palm Desert. This directory lists 19 commercial insurance agents serving Palm Desert.

Showing 19 commercial insurance agents in Palm Desert, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Primerica-Palm Desert42575 Melanie Pl STE K(760) 899-3893
2Palm Desert Insurance73241 CA-111 ste 1-b(760) 341-2345
3Inszone Insurance Services73350 El Paseo Ste 107(760) 773-5671
4Insurance Incorporated - Palm Desert77564 Country Club Dr Ste 204D(760) 867-0111
5Ascend Insurance Agency36917 Cook St STE 101(760) 341-3477
6Collective Insurance Solutions LLC77-711 Flora Rd Suite 325(760) 600-5605
7Jump Insurance Services77682 Country Club Dr STE I(760) 610-6145
8Motz-Rusin Insurance Agency78000 Fred Waring Dr #202(760) 564-3888
9Desert View Insurance77564 Country Club Dr Suite 363(760) 346-1220
10Carlos Torres- JJ Insurance Services72261 CA-111 Suite 201(760) 772-4455
PP
42575 Melanie Pl STE K
Primerica-Palm Desert
Commercial Insurance Agent · Palm Desert, CA

Primerica-Palm Desert serves Palm Desert and the surrounding Coachella Valley as a commercial insurance agency. It helps local businesses obtain essential coverage to protect their assets and operations against financial risks. The company works with clients to review liability concerns and property exposures typical of the region’s retail, hospitality, and service industries. It also facilitates securing policies for commercial auto fleets and workers’ compensation needs.

PD
73241 CA-111 ste 1-b
Palm Desert Insurance
Commercial Insurance Agent · Palm Desert, CA

Palm Desert Insurance provides a full range of commercial insurance agent services, including general liability, property, and workers compensation coverage for businesses in Palm Desert, CA. It also offers tailored risk management consultations to help clients assess and reduce potential liabilities. Ongoing policy reviews and claims assistance are available as part of its standard service plans. The agency services properties such as single-family homes, apartment complexes, retail storefronts, and restaurants throughout the local area.

II
73350 El Paseo Ste 107
Inszone Insurance Services
Commercial Insurance Agent · Palm Desert, CA

Inszone Insurance Services serves businesses, property managers, and commercial property owners throughout the Palm Desert area. The agency provides customized commercial insurance policies to protect against general liability, property damage, and workers compensation risks. Coverage solutions are designed to match the unique exposures of local industries and commercial real estate operations. Their team works closely with each client to assess coverage needs and secure appropriate protection. Inszone Insurance Services also extends its commercial insurance expertise across surrounding communities in the Coachella Valley region.

II
77564 Country Club Dr Ste 204D
Insurance Incorporated - Palm Desert
Commercial Insurance Agent · Palm Desert, CA

Serving businesses, property managers, and commercial property owners in the Palm Desert area, Insurance Incorporated - Palm Desert provides commercial insurance agent services tailored to protect local enterprises. Its agents work with clients to secure liability, property, and workers’ compensation coverage suited to the region’s distinct business climate. The firm also assists with risk management strategies for companies operating across the Greater Palm Springs metro, including the neighboring community of Rancho Mirage.

AI
36917 Cook St STE 101
Ascend Insurance Agency
Commercial Insurance Agent · Palm Desert, CA

Ascend Insurance Agency serves Palm Desert and the surrounding communities of the Coachella Valley region, handling a full range of commercial insurance needs for local businesses. Its portfolio includes policies for property, general liability, and workers’ compensation coverage tailored to various industry risks. The agency approaches each job by first assessing the specific exposures of a client’s operation and then presenting policy options that balance adequate protection with manageable premiums.

CI
77-711 Flora Rd Suite 325
Collective Insurance Solutions LLC
Commercial Insurance Agent · Palm Desert, CA

Collective Insurance Solutions LLC in Palm Desert, CA provides both one-time policy evaluations for businesses needing a single coverage review and recurring service options for clients requiring ongoing annual renewals. Coverage focuses on commercial insurance needs, including general liability, property, and workers compensation tailored to local operations. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s risk management timeline.

JI
77682 Country Club Dr STE I
Jump Insurance Services
Commercial Insurance Agent · Palm Desert, CA

Jump Insurance Services specializes in commercial property and liability coverage, business auto policies, and workers’ compensation insurance for small to mid-sized companies. Based in Palm Desert, the agency serves a variety of industries throughout the Coachella Valley and adjoining areas. Its team provides guidance on risk management and policy selection to protect local businesses from unexpected financial losses. For retail and hospitality clients, the agency helps evaluate coverage needs related to seasonal shifts in customer traffic and year-round sun exposure.

MR
78000 Fred Waring Dr #202
Motz-Rusin Insurance Agency
Commercial Insurance Agent · Palm Desert, CA

For businesses in Palm Desert facing seasonal shifts in tourism or local commerce, Motz-Rusin Insurance Agency adjusts commercial coverage to match changing operational risks. As a commercial insurance agent, the company works with clients to select appropriate policies for liability, property, and vehicle protection. The agency focuses on understanding each business's specific exposure and recommending coverage that fits current needs. An initial consultation begins with a review of existing policies and a detailed inspection of the business premises and operations.

DV
77564 Country Club Dr Suite 363
Desert View Insurance
Commercial Insurance Agent · Palm Desert, CA

Desert View Insurance provides commercial coverage solutions for businesses in Palm Desert and surrounding areas. The agency specializes in tailoring policies that address the distinct liabilities and property exposures faced by local enterprises. Its services include general liability, property insurance, and workers’ compensation, with options to add coverages such as equipment breakdown, business interruption, and cyber liability. The company serves a variety of commercial sectors, including offices, warehouses, and food service establishments, each receiving customized risk management advice.

CT
72261 CA-111 Suite 201
Carlos Torres- JJ Insurance Services
Commercial Insurance Agent · Palm Desert, CA

Carlos Torres- JJ Insurance Services extends residential coverage to homeowners in Palm Desert, California, while also securing comprehensive commercial insurance for area businesses. They assess liability, property, and specialized industry coverage needs to protect local enterprises. Serving the greater Palm Desert region, the agency works directly with clients to tailor policies that address unique operational risks. Each policy review is followed by a scheduled check-in, ensuring coverage remains aligned with changing business conditions between annual visits.

AP
44751 Village Ct #100
Acrisure Palm Desert, CA
Commercial Insurance Agent · Palm Desert, CA
(760) 341-9397
acrisure.com
RI
73261 CA-111 # 206
Regency Insurance and Financial Group
Commercial Insurance Agent · Palm Desert, CA
(760) 837-3761
regencyhealthonline.com
SC
43-725 Monterey Ave
Shield Commercial Insurance Services, Inc.
Commercial Insurance Agent · Palm Desert, CA
(760) 345-9029
shieldins.net
AC
43725 Monterey Ave suite a
Anderson Commercial Insurance Services, LLC
Commercial Insurance Agent · Palm Desert, CA
(877) 711-8854
RI
74710 CA-111
Rhino Insurance Brokerage
Commercial Insurance Agent · Palm Desert, CA
(760) 538-1007
rhinoins.net
FI
77570 Springfield Ln STE A
Farrell Insurance Agency
Commercial Insurance Agent · Palm Desert, CA
(760) 772-6501
e-fia.com
HI
75030 Gerald Ford Dr # 201A
HUB International
Commercial Insurance Agent · Palm Desert, CA
(760) 360-4700
hubinternational.com/offices/us/california/palm-desert
JG
75101 Sego Ln # J4
James G. Parker Insurance Associates Palm Desert
Commercial Insurance Agent · Palm Desert, CA
(760) 346-9095
jgparker.com
FI
36901 Cook St #9
Farmers Insurance of the Desert
Commercial Insurance Agent · Palm Desert, CA
(760) 327-1137
farmersofthedesert.com

What Does a a Commercial Insurance Agent in Palm Desert Cost?

Typical costs for commercial insurance in California vary widely by industry and location. A small retail shop in Palm Desert might pay 500 to 1500 dollars per year for general liability. Workers compensation costs average 40 to 80 cents per 100 dollars of payroll. Larger businesses or those in high risk industries like construction can expect higher premiums. This is general information and not insurance advice.

About commercial insurance agents in Palm Desert

Commercial insurance agents in Palm Desert California help business owners protect their assets with tailored policies. California law requires certain coverages like workers compensation for most employers. Local agents understand the unique risks of doing business in the Coachella Valley including seasonal tourism and extreme heat.

Frequently Asked Questions

What types of commercial insurance do Palm Desert businesses need?

Common coverages include general liability commercial property and workers compensation. California law mandates workers comp for any business with one or more employees. Agents can also recommend professional liability or commercial auto insurance based on your industry.

How do California insurance regulations affect my business policy?

California has strict rules about policy cancellations and non-renewals. The state requires insurers to provide at least 30 days notice for most policy changes. Your agent must follow these rules when placing or adjusting your coverage.

Can a commercial insurance agent help with California specific risks like earthquakes?

Yes. Standard commercial policies often exclude earthquake damage. A Palm Desert agent can help you add earthquake coverage or find a separate policy through the California Earthquake Authority. Wildfire risk is also a key concern in this region.

Commercial Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.