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Find Commercial Insurance Agents Near You in Oceanside, CA

Compare commercial insurance agents in Oceanside. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Oceanside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 commercial insurance agents in Oceanside, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Cho - State Farm Insurance Agent
3520 College Blvd STE 104, Oceanside, CA 92056
(760) 758-4115 johncho.org
Freeway Insurance
1919 Mission Ave STE 106, Oceanside, CA 92058
(760) 281-3001 locations.freeway.com
Farmers Insurance - Glenn Domingo
3520 College Blvd Ste 105, Oceanside, CA 92056
(866) 486-3276 agents.farmers.com
Inszone Insurance Services
2111 S El Camino Real #201, Oceanside, CA 92054
(760) 433-2307
Pike Insurance Services
3910 Vista Way STE 107, Oceanside, CA 92056
(800) 411-7453 pikeinsure.com
A-MAX Insurance
2037 Mission Ave STE B, Oceanside, CA 92058
(760) 542-0900 amaxinsurance.com
A-MAX Insurance
510 Oceanside Blvd Ste 101, Oceanside, CA 92054
(760) 650-0500 amaxinsurance.com
Munro Insurance Services
1155 Sportfisher Dr suite 140, Oceanside, CA 92054
(760) 621-3844 munroinsuranceservices.net
Fiesta Auto Insurance & Tax Service
223 N Horne St B, Oceanside, CA 92054
(760) 795-9029 fiestainsurance.com
Expressway Insurance and Financial Services Inc
650 Douglas Dr Ste. #110, Oceanside, CA 92058
(760) 400-1066 expresswayinsurefinance.com
Ben Shore Insurance
603 Seagaze Dr #217, Oceanside, CA 92054
(760) 966-9180
Preferred Insurance California
603 Seagaze Dr #883, Oceanside, CA 92054
(760) 385-8239 preferredinsuranceca.com
Gateway Insurance Agency Inc
207 N Ditmar St, Oceanside, CA 92054
(760) 439-1323
Munguia Insurance Services
620 N Redondo Dr Suite A, Oceanside, CA 92057
(760) 439-3868
Farmers Insurance - Michael Maloy
3142 Vista Way Ste 308, Oceanside, CA 92056
(760) 517-9121 agents.farmers.com
Leading Edge Insurance Services, Inc.
815 Mission Ave Suite 208, Oceanside, CA 92054
(760) 433-5196 leadingedgeinsurance.net
All Access Insurance Services, LLC
2216 S El Camino Real suite 209, Oceanside, CA 92054
(760) 433-8474 insuranceoceanside.com
Tecker Insurance
1012 S Coast Hwy UNIT J, Oceanside, CA 92054
(760) 757-3334 mercuryinsurance.com
Gibbs Insurance Agency, Inc.
3800 Oceanic Dr Suite 110, Oceanside, CA 92056
(760) 744-2990 gibbsinsurance.com

Commercial insurance agents in Oceanside California help local businesses find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. An agent can explain how state regulations affect your policy and help you meet legal requirements.

What Does a Commercial Insurance Agent in Oceanside Cost?

Typical costs for commercial insurance in California vary widely by industry revenue and risk level. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor may pay 3000 to 10000 or more for workers comp and liability combined. Premiums depend on payroll claims history and coverage limits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Oceanside businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Your agent will assess your specific risks and recommend appropriate policies.
Is workers compensation insurance required in Oceanside California?
Yes California law under Labor Code Section 3700 requires all employers with at least one employee to carry workers compensation insurance. Failure to comply can result in fines and stop work orders.
How can a commercial insurance agent help with California liability risks?
An agent can review your business operations and recommend liability limits that address California specific risks such as slip and fall claims or professional negligence. They can also explain how the states comparative fault rules affect claims.