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Find Commercial Insurance Agents Near You in Modesto, CA

Browse commercial insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated commercial insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 890 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Acceptance Insurance. This directory lists 20 commercial insurance agents serving Modesto.

Showing 20 commercial insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1300 Sylvan Ave Ste A-3(209) 651-0452
2Cost-U-Less Insurance123 Burney St(209) 560-6118
3SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
4Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
5The Source Auto Insurance Agency LLC822 9th St #1(209) 661-7171
6TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
7TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
8Mendoza Insurance Services724 E Hatch Rd(209) 488-3200
9Central Auto Insurance Agency - Auto Insurance Modesto CA2225 Plaza Pkwy suite c-17(209) 492-9999
10The Giuliano Insurance Agency Inc: Allstate Insurance1508 Coffee Rd Suite G(209) 578-1059
FI
1300 Sylvan Ave Ste A-3
Freeway Insurance
Commercial Insurance Agent · Modesto, CA

Serving Modesto and the surrounding Central Valley communities, Freeway Insurance provides commercial insurance agent services for local businesses. The agency handles essential coverage needs, including general liability, property, and workers' compensation policies designed for regional industries. Understanding the unique risks that agricultural and retail operations face in this area, it works closely with business owners to assess their specific exposures. This office approaches each client engagement by first performing a detailed review of operational requirements before matching coverage options to those identified needs.

CU
123 Burney St
Cost-U-Less Insurance
Commercial Insurance Agent · Modesto, CA

Cost-U-Less Insurance in Modesto, California offers commercial insurance agents with options to choose between one-time consulting for single business needs or recurring service for ongoing risk management. Their coverage commonly addresses property, liability, and workers’ compensation for local enterprises. Based in Modesto, the company assists businesses across the Central Valley in securing appropriate policies. Service for commercial insurance protection runs on an as-needed basis for policy reviews, new business quotes, and claims assistance.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Commercial Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC serves businesses throughout Stanislaus County from its Modesto, California location. The company works as a commercial insurance agent, helping local companies identify and secure appropriate coverage for their operational risks. Typical services include analyzing a business’s liability exposures, property needs, and unique industry requirements to find suitable policies from multiple carriers. SaveDirect also assists clients in Modesto with specific coverage types such as workers’ compensation insurance and commercial auto insurance for company vehicles.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Commercial Insurance Agent · Modesto, CA

Acceptance Insurance offers specialized commercial insurance services in Modesto, California, tailoring coverage to protect businesses against liability, property damage, and operational risks. It serves local enterprises by evaluating unique exposures and securing appropriate policies from multiple carriers. As seasonal weather patterns bring wildfire and flood concerns to the Central Valley, the agency also assists merchants and contractors in reviewing their business income and extra expense coverage before the peak hazard period.

SA
822 9th St #1
The Source Auto Insurance Agency LLC
Commercial Insurance Agent · Modesto, CA

The Source Auto Insurance Agency LLC provides a comprehensive range of commercial insurance plans designed to protect local businesses in Modesto, California. Its services include tailored policy reviews and ongoing account maintenance to ensure coverage adapts to each client’s evolving needs. The agency assists with risk assessment, claims guidance, and policy adjustments throughout the year. Typical commercial properties it services include single-family homes operated as rentals, small apartment buildings, retail storefronts, independently owned shops, and locally owned quick-service or full-service restaurants.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Commercial Insurance Agent · Modesto, CA

TopFlight Insurance Services serves businesses, property managers, and commercial property owners throughout the Modesto area. The agency specializes in arranging coverage for general liability, property protection, and workers’ compensation needs common to local enterprises. It helps clients understand the specific risks their industries face while finding appropriate insurance solutions within the regional market. The team also provides ongoing support for policy adjustments as businesses grow or change over time. Its service area additionally extends into the nearby communities of Turlock and Ceres.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Commercial Insurance Agent · Modesto, CA

TSM Insurance Services serves Modesto and the surrounding Central Valley communities, handling a full range of commercial insurance needs for local businesses. The agency works with property, liability, and workers' compensation coverage to help companies manage their operational risks. For a typical client, it assesses specific exposures and gathers detailed information from the business owner to tailor coverage options that match the company's size and industry demands.

MI
724 E Hatch Rd
Mendoza Insurance Services
Commercial Insurance Agent · Modesto, CA

Mendoza Insurance Services in Modesto, CA assists businesses with either one-time commercial policy placements or ongoing coverage reviews and endorsements. Their work typically includes analyzing liability risks, property exposures, and workers’ compensation needs for local companies. Because commercial insurance requirements shift as operations grow, they can structure service on a one-time basis for a single purchase, a scheduled renewal cycle, or as-needed consultation when new assets or contracts arise.

CA
2225 Plaza Pkwy suite c-17
Central Auto Insurance Agency - Auto Insurance Modesto CA
Commercial Insurance Agent · Modesto, CA

With spring approaching, many Modesto businesses review their commercial insurance needs as seasonal operations ramp up. Central Auto Insurance Agency - Auto Insurance Modesto CA serves local enterprises by analyzing liability exposures and property coverage requirements. Commercial insurance agents in this area help firms protect assets against common risks like workplace injuries and customer claims. They also advise on appropriate policy limits for freight or service vehicles. The typical first step involves a careful inspection of the business premises and a review of the current coverage documents to identify gaps or overlaps.

GI
1508 Coffee Rd Suite G
The Giuliano Insurance Agency Inc: Allstate Insurance
Commercial Insurance Agent · Modesto, CA

Specializing in commercial insurance for small to mid-sized businesses, the Giuliano Insurance Agency Inc of Allstate Insurance provides tailored coverage solutions for property, liability, and workers’ compensation needs. Serving Modesto and surrounding areas, the agency works closely with local enterprises to customize policies that protect against operational risks specific to Central Valley industries. As seasonal harvests ramp up in spring, it helps agricultural businesses adjust their liability limits and equipment coverage to accommodate shifting workforce sizes and field operations.

FI
1801 H St Ste A1
Freeway Insurance
Commercial Insurance Agent · Modesto, CA
(209) 585-3788
locations.freeway.com/freeway-insurance-modesto-ca-95354
TC
400 12th St #26
Teresa Clutter Insurance Services LLC
Commercial Insurance Agent · Modesto, CA
(209) 836-0719
clutterinsurance.com
CB
1505 G St
C-B Associates Insurance
Commercial Insurance Agent · Modesto, CA
(209) 527-8055
cbassociatesinsurance.com
MI
1337 Crows Landing Rd Suite E
Macias Insurance Services - 1337 Crows Landing
Commercial Insurance Agent · Modesto, CA
(209) 523-9100
maciasinsurancemodesto.com
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Commercial Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com
MI
1511 Crows Landing Rd
Macias Insurance Services
Commercial Insurance Agent · Modesto, CA
(209) 846-9800
maciasinsurancemodesto.com
FI
1050 N Carpenter Rd Ste F
Farmers Insurance - Ollson Agency
Commercial Insurance Agent · Modesto, CA
ollsonagency.com
WI
1729 Tully Rd Suite 6
Wylie Insurance Services
Commercial Insurance Agent · Modesto, CA
(209) 526-4402
wylieinsurance.net
MI
1404 Crows Landing Rd
Macias Insurance Services - 1404 Crows Landing Road
Commercial Insurance Agent · Modesto, CA
(209) 859-6021
maciasinsurancemodesto.com
MV
1231 8th St #100
Mc Vey Insurance
Commercial Insurance Agent · Modesto, CA
(209) 577-0177

What Does a a Commercial Insurance Agent in Modesto Cost?

Typical costs for commercial insurance in California vary widely. A small business general liability policy may cost between 400 and 1500 dollars per year. Workers compensation premiums depend on payroll and industry classification with rates set by the California Department of Insurance. Commercial auto insurance averages 1200 to 2400 dollars annually per vehicle. Costs are influenced by your business type location and claims history. This is general information not insurance advice.

About commercial insurance agents in Modesto

Commercial insurance agents in Modesto California help local businesses manage risk with tailored coverage. They guide you through California specific requirements like workers compensation insurance which is mandatory for most employers. Agents also assist with general liability and commercial property policies to protect your assets.

Frequently Asked Questions

What types of commercial insurance do Modesto agents offer?

Agents offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and business interruption coverage based on your industry.

Is commercial insurance required by law in California?

California law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required for vehicles used for business. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.

How do I choose a commercial insurance agent in Modesto?

Look for an agent with experience in your industry and knowledge of California regulations. Ask about their carrier network and claims support. Compare quotes from multiple agents to find suitable coverage and pricing.

Commercial Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.