The top-rated commercial insurance agent in Lodi, California is Dave Nugent - State Farm Insurance Agent, rated 5.0 stars across 468 reviews. Other highly rated options include Cost-U-Less Insurance, Jon Rader - State Farm Insurance Agent, Contigo Insurance Center. This directory lists 20 commercial insurance agents serving Lodi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Nugent - State Farm Insurance Agent | 2401 W Turner Rd Ste 228 | (209) 333-2300 |
| 2 | Cost-U-Less Insurance | 758 W Kettleman Ln | (209) 323-2869 |
| 3 | Jon Rader - State Farm Insurance Agent | 1420 S Mills Ave STE F | (209) 224-8885 |
| 4 | Contigo Insurance Center | 720 S Cherokee Ln Suite B | (209) 334-6060 |
| 5 | Farmers Insurance - Davin Lozano | 430 W Lockeford St | (209) 333-8080 |
| 6 | Schumacher Insurance Solutions | 1124 W Tokay St | (209) 334-1400 |
| 7 | Steele Insurance Agency- Kade Piazza | 1816 W Kettleman Ln STE D | (209) 625-4708 |
| 8 | Fiesta Auto Insurance & Tax Service | 230 W Kettleman Ln Ste. A | (209) 229-4832 |
| 9 | Confidence Plus Insurance Services: Allstate Insurance | 101 N Church St | (209) 339-1328 |
| 10 | Eugene C Yates Insurance Agency | 245 E Kettleman Ln suite a | (209) 339-1130 |
Dave Nugent, serving the Lodi, California, area, is a State Farm Insurance Agent specializing in commercial insurance. The agency helps local businesses secure coverage that addresses liability and property exposures common in the region. Agricultural operations and small retail shops often require policies tailored to their specific risks. Services include general liability insurance to protect against third-party claims and commercial property insurance to safeguard physical assets.
Cost-U-Less Insurance in Lodi, California serves local businesses, property managers, and contractors by providing commercial insurance agent services tailored to their operational needs. The agency helps clients secure coverage for general liability, property, and workers’ compensation. It works to identify appropriate policy options for diverse enterprises, from small retail shops to professional offices. Beyond Lodi itself, the company also extends its services to commercial clients in the nearby Stockton metropolitan area.
Jon Rader - State Farm Insurance Agent in Lodi, CA, provides a full range of commercial insurance services, including property, liability, and workers compensation coverage designed for local businesses. Its service approach focuses on customizing policies to match specific operational needs and includes ongoing policy reviews to ensure adequate protection as businesses grow. The company serves a variety of property types throughout the area, such as single-family homes rented as income properties, apartment buildings, retail storefronts, and independent restaurants.
Contigo Insurance Center serves Lodi, California, and its surrounding communities, handling commercial insurance for local businesses of various sizes. The agency addresses common risks such as property liability, worker’s compensation, and business interruption. Coverage options are tailored to each client’s operational needs and industry requirements. A typical job begins with a thorough review of the business’s exposures, after which policy choices are presented with clear explanations to help the owner make an informed decision.
Farmers Insurance - Davin Lozano in Lodi, California serves local business owners, property managers, and commercial enterprises seeking coverage for their operations and assets. It works with clients to secure policies that address liability, property damage, and business interruption concerns. As a commercial insurance agent in the area, it helps diagnose risks and match them with appropriate plans tailored to specific industry needs. The agency also extends its services to clients in nearby Stockton, ensuring broader access for commercial customers throughout San Joaquin County.
Schumacher Insurance Solutions serves businesses in Lodi, California, and the surrounding communities of San Joaquin County. The company handles commercial insurance agent needs, offering policies that protect local enterprises from common operational risks. Its work involves assessing a business's liability, property, and industry-specific exposures. The agency then matches those findings with appropriate coverage plans from its carrier partners. To handle a typical job, it begins with a detailed consultation to understand the client's operations and completes the process by sourcing multiple quotes to present clear, comparative options.
Steele Insurance Agency- Kade Piazza in Lodi, CA distinguishes between one-time policy consultations and recurring commercial coverage management for area businesses. Coverage offerings help protect against general liability, property damage, and other operational risks common to local enterprises. Service operates on a one-time, scheduled, or as-needed basis tailored to the client’s policy renewal cycle and claims handling requirements.
Whether you require a single policy for a seasonal business or ongoing coverage with periodic renewals, Fiesta Auto Insurance & Tax Service in Lodi, California, provides commercial insurance to local enterprises. Their brokers can help structure a policy that addresses general liability and property exposures. As a commercial insurance agent, they assess operational risks to recommend appropriate protection. Service operates on a one-time, scheduled, or as-needed basis, depending on the client’s changing requirements and policy adjustments.
Confidence Plus Insurance Services: Allstate Insurance in Lodi, California, specializes in commercial insurance agent work, offering business liability and property coverage for local enterprises. It also provides general agent services to help companies manage complex commercial policies and navigate risk assessments specific to regional industries. During harvest or peak seasonal operations when businesses in the area experience increased inventory or liability exposure, the company assists in adjusting coverage limits to protect against temporary surges in risk.
What Does a a Commercial Insurance Agent in Lodi Cost?
Commercial insurance costs in California vary by industry size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation costs average 40 cents to 2 dollars per 100 dollars of payroll. Premiums for a construction business can be 5000 to 15000 dollars annually. This is general information and not insurance advice.
About commercial insurance agents in Lodi
Commercial insurance agents in Lodi California help business owners find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance. Local agents can guide you through the specific needs for San Joaquin County businesses.
Frequently Asked Questions
What types of commercial insurance do Lodi businesses need?
Common coverages include general liability property insurance and workers compensation. California law mandates workers comp for businesses with employees. Agents can also advise on commercial auto and professional liability policies.
How do I find a commercial insurance agent in Lodi?
You can search online directories or ask other business owners for referrals. Look for agents licensed by the California Department of Insurance. Many Lodi agents specialize in agriculture retail or service industries.
What is the minimum liability coverage for a business in California?
California does not have a state minimum for general liability but many contracts require at least 1 million dollars per occurrence. Commercial auto insurance requires minimum 15000 per person and 30000 per accident for bodily injury.
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