ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Commercial Insurance Agents Near You in Chico, CA
Compare commercial insurance agents in Chico. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 commercial insurance agents in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Baker Insurance Agency
383 Connors Ct Ste A, Chico, CA 95926
(530) 893-8301
agents.allstate.com
Acceptance Insurance
240 W East Ave ste c, Chico, CA 95926
(530) 681-4011
locations.acceptance.com
Heritage Insurance Agency
290 Airpark Blvd, Chico, CA 95973
(530) 894-3276
heritage-agency.com
Farmers Insurance - Paul Munly Agency
30 Constitution Dr #200, Chico, CA 95973
(530) 899-7667
paulmunlyagency.com
Jeff Fowler Insurance Services, Inc.
426 Broadway St #205, Chico, CA 95928
(530) 267-6268
jfowlerins.com
Nevin & Witt Insurance Services
1600 Mangrove Ave #195, Chico, CA 95926
(530) 894-0111
nevinandwitt.com
GCI Health Insurance Services
110 Independence Cir Ste 101, Chico, CA 95973
(530) 895-3882
gciinsurancebrokers.com
Chico Creek Insurance Services, LLC - Owner, Julio Ramirez
500 Cohasset Rd #34, Chico, CA 95926
(530) 636-0241
chicocreekinsurance.com
McKee Insurance Agency
60 Landing Cir Ste 2, Chico, CA 95973
(530) 895-3304
mercuryinsurance.com
Farmers Insurance, Genia Henderson Agency
2535 Ceanothus Ave STE 120, Chico, CA 95973
(530) 345-9035
agents.farmers.com
Bidwell Insurance Agency, Inc.
1270 E 9th St, Chico, CA 95928
(530) 894-1096
bidwellinsurance.com
Luquin's Insurance Services
1041 Village Ln, Chico, CA 95926
(530) 809-2993
luquinsinsurance.com
Matt Davis Insurance Agency, Inc.
40 Bellarmine Ct, Chico, CA 95928
(530) 898-9960
mattdavisinsurance.com
Avrit Insurance
2735 Esplanade, Chico, CA 95973
(530) 891-1302
avritinsurance.com
InterWest Insurance Services, LLC
1357 E Lassen Ave, Chico, CA 95973
(530) 895-1010
iwins.com
GCI Insurance Brokers
55 Independence Cir #108, Chico, CA 95973
(800) 339-3882
simplicatehealth.com
Rudy Smith Insurance Services
561 E Lindo Ave STE B, Chico, CA 95926
(530) 636-6699
rudysmithinsurance.com
Inszone Insurance Services
1268 Calla Ln, Chico, CA 95926
(530) 893-0300
inszoneinsurance.com
Sweeney & Selland Insurance Services
676 E 1st Ave UNIT 11, Chico, CA 95926
(530) 487-8200
sweeney-sellandins.com
Sweeney and Sweeney Insurance
102 Raley Blvd, Chico, CA 95928
(530) 895-5260
sweeneyins.com
Commercial insurance agents in Chico California help local businesses secure coverage for property damage general liability and workers compensation. California law requires most employers to carry workers compensation insurance under the California Labor Code. Agents also guide businesses through state-specific requirements such as commercial auto insurance minimums and professional liability needs for licensed professionals.
What Does a Commercial Insurance Agent in Chico Cost?
Commercial insurance costs in California vary by industry revenue and risk level. A small retail shop in Chico might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 annually for combined coverage. Workers compensation premiums are based on payroll and classification codes often ranging from 0.50 to 3.00 per 100 dollars of payroll. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance are common for Chico businesses?
Common coverages include general liability commercial property workers compensation commercial auto and professional liability. Chico businesses in agriculture construction and retail often need additional endorsements for crop damage or tools and equipment.
Does California require businesses to have commercial auto insurance?
Yes California requires commercial auto insurance for any vehicle used for business purposes. Minimum liability limits are 15000 per person and 30000 per accident for bodily injury plus 5000 for property damage but higher limits are recommended for most businesses.
How do California workers compensation laws affect Chico business owners?
California Labor Code Section 3700 requires all employers with at least one employee to carry workers compensation insurance. Failure to do so can result in fines up to 100000 and possible criminal charges. A commercial insurance agent can help you find a policy that meets state requirements.
Free • No Obligation
Compare Commercial Insurance Agents
Get matched with agents in Chico who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.