The top-rated commercial insurance agent in Cerritos, California is Cali-Fast Insurance Services Inc, rated 5.0 stars across 1,252 reviews. Other highly rated options include Acceptance Insurance, Jim Barr - State Farm Insurance Agent, Sandra Molina: Allstate Insurance Agency. This directory lists 16 commercial insurance agents serving Cerritos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cali-Fast Insurance Services Inc | 17777 Center Ct Dr N #650 | (855) 203-2282 |
| 2 | Acceptance Insurance | 11310 South St | (562) 273-7017 |
| 3 | Jim Barr - State Farm Insurance Agent | 12616 South St | (562) 924-4459 |
| 4 | Sandra Molina: Allstate Insurance Agency | 17315 Studebaker Rd suite 300N | (562) 543-0696 |
| 5 | KYC Insurance Services, LLC | 17777 Center Ct Dr N #710 | (833) 682-6162 |
| 6 | Kemper Auto | 13340 183rd St | (866) 860-9348 |
| 7 | Ken Inouye - State Farm Insurance Agent | 11010 Artesia Blvd | (562) 865-5228 |
| 8 | Mikel's Insurance Services | 10945 South St suite 106 a | (562) 928-0431 |
| 9 | Avina's Insurance Services Inc. | 11060 Artesia Blvd Ste A | (562) 924-6069 |
| 10 | Pinoy General Insurance Services | 17304 Norwalk Blvd | (562) 402-1737 |
Cali-Fast Insurance Services Inc serves businesses in Cerritos and the surrounding Los Angeles County area as a commercial insurance agent. The company works with local enterprises to assess their operational risks and secure appropriate liability and property coverage policies. General business insurance for small offices and retail storefronts is handled alongside more specialized commercial auto policies for delivery fleets. The agency also routinely arranges workers’ compensation insurance for area contractors and manufacturers.
Located in Cerritos, California, Acceptance Insurance provides commercial coverage for area businesses. Clients choose between one-time policies for short-term projects or scheduled recurring policies for ongoing operations, each tailored to general liability, property, and other standard business exposures. Service runs on an as-needed basis, with each policy request handled individually upon client initiation rather than following a fixed calendar.
Jim Barr - State Farm Insurance Agent serves the Cerritos, California area and its surrounding communities with commercial insurance solutions. The agency handles policies for small to mid-sized businesses, covering general liability, property protection, and workers' compensation. Typical clients include local retailers, office-based operations, and light industrial firms that require tailored coverage to manage daily operational risks. Every job is approached by first reviewing the client's specific business exposures and revenue profile, then presenting policy options that fit the company's budget without over-insuring its assets.
Sandra Molina: Allstate Insurance Agency in Cerritos, CA, provides commercial insurance solutions, distinguishing between one-time policies for short-term project needs and recurring coverage for ongoing business operations. Their offerings include protection against common risks such as property damage, liability claims, and business interruption. Services are arranged on a schedule or as-needed basis, allowing businesses to adjust their coverage according to operational changes or specific project timelines.
KYC Insurance Services, LLC serves homeowners, business owners, and property managers across Cerritos, California, as a commercial insurance agent. It arranges general liability, property, and workers’ compensation policies to help local companies protect their operations and assets. The agency works with clients to review coverage options and adjust policies as their businesses grow or change. KYC Insurance Services also provides its commercial agent services to nearby communities throughout the Orange County metro area.
Kemper Auto provides commercial insurance agent services to businesses in Cerritos, California, and the surrounding region. Its service offering includes evaluating coverage needs, sourcing appropriate policies from multiple carriers, and managing renewals. Ongoing maintenance services consist of reviewing policy changes, assisting with claims documentation, and providing periodic risk assessments. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Ken Inouye – State Farm Insurance Agent in Cerritos, CA, specializes in commercial coverage tailored to local businesses, including general liability, property protection, and workers’ compensation. The agency also assists with personal lines such as auto and home insurance to meet broader client needs. They help merchants, contractors, and service providers evaluate risk exposure and select appropriate policies. During the holiday season or peak business periods, the agency advises on additional temporary coverage to safeguard against increased foot traffic and potential liability claims.
As local businesses in Cerritos prepare for the seasonal uptick in foot traffic and inventory shift, securing proper liability and property coverage becomes a pressing concern. Mikel's Insurance Services assists commercial clients in navigating these risks, offering tailored commercial insurance agent services to protect their operations from unforeseen disruptions. The agency focuses on identifying exposure points specific to the area’s diverse retail and service sectors. Each new client relationship begins with a thorough on-site inspection of business premises and a review of current operational practices.
Avina’s Insurance Services Inc. in Cerritos, CA, works as a commercial insurance agent, helping local businesses obtain appropriate coverage for their operations. The company specializes in additional policies such as general liability and property insurance, which are often tailored to protect against common business risks. It can assist with coverage for various commercial sectors, including offices, warehouses, and food service establishments looking for reliable protection.
Pinoy General Insurance Services provides residential insurance solutions to homeowners and renters in the Cerritos, California area. The agency also specializes in commercial insurance coverage, helping local businesses select appropriate policies for property, liability, and related risks. Based in Cerritos, the firm serves clients throughout the surrounding region, offering a focus on professional consultation during initial policy setup. After a policy is written, the agent remains available to review coverage or address changes as requested between regular annual visits, ensuring continued support.
What Does a a Commercial Insurance Agent in Cerritos Cost?
Commercial insurance costs in California vary widely by industry and risk level. A small retail business might pay 500 to 2000 dollars per year for general liability. Workers compensation premiums depend on payroll and classification codes. Professional liability coverage can range from 1000 to 5000 dollars annually. This is general information and not insurance advice.
About commercial insurance agents in Cerritos
Commercial insurance agents in Cerritos California help local businesses find coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Agents can guide you through the specific requirements for your industry in Los Angeles County.
Frequently Asked Questions
What types of commercial insurance do Cerritos businesses need?
Common coverages include general liability commercial property and workers compensation. California law also requires commercial auto insurance for business vehicles. Your agent can help you assess risks specific to your Cerritos location.
How does California law affect commercial insurance in Cerritos?
California has strict workers compensation requirements and liability rules. For example Labor Code Section 3700 mandates coverage for all employees. Agents must be licensed by the California Department of Insurance to sell policies in the state.
How do I choose a commercial insurance agent in Cerritos?
Look for an agent with experience in your industry and knowledge of California regulations. Ask about their license status and check with the California Department of Insurance. A local agent understands Cerritos business risks and zoning rules.
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