The top-rated commercial insurance agent in Cameron Park, California is JD Snead - State Farm Insurance Agent, rated 4.8 stars across 53 reviews. Other highly rated options include Farmers Insurance - Ryan Nuttall, Farmers Insurance: Sheldon Maughan, Farmers Insurance - Wuilmer Aguilar. This directory lists 13 commercial insurance agents serving Cameron Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JD Snead - State Farm Insurance Agent | 3420 Coach Ln Ste 4 | (530) 677-5211 |
| 2 | Farmers Insurance - Ryan Nuttall | 3330 Cameron Park Dr # 950 | (530) 677-7860 |
| 3 | Farmers Insurance: Sheldon Maughan | 3332 Heights Dr #245 | (916) 673-6606 |
| 4 | Farmers Insurance - Wuilmer Aguilar | 4120 Cameron Park Dr Ste 302b | (530) 350-6980 |
| 5 | Farmers Insurance - Walter Wiesner | 3330 Cameron Park Dr Ste 925 | (530) 677-7860 |
| 6 | Northwestern Insurance Agency | 3031 Alhambra Dr #103 | (530) 676-5200 |
| 7 | Chester & Associates Insurance Services | 3075 Alhambra Dr | (530) 319-5801 |
| 8 | Salt'E Ranch Insurance | 3460 Robin Ln Ste 1H | (530) 683-2600 |
| 9 | Gold Insurance Solutions | 3317 Coach Ln # 500 | (916) 235-3638 |
| 10 | Rick Lobsinger Insurance Agency | 3294 Royal Dr | (530) 677-0506 |
As Cameron Park businesses prepare for seasonal shifts in liability and property exposures, JD Snead - State Farm Insurance Agent advises commercial clients on adjusting their coverage accordingly. The agency works with local retailers, contractors, and service providers to review general liability, property, and workers’ compensation policies for year-round adequacy. Each consultation begins with a thorough assessment of current business operations and risk factors. An initial on-site inspection or document review is then scheduled to identify any gaps in protection.
Farmers Insurance - Ryan Nuttall serves El Dorado County and the surrounding Cameron Park area as a commercial insurance agent. The agency provides tailored coverage solutions for local business owners, helping them protect their operations from common liability and property risks. Commercial policies address needs such as general liability, workers' compensation, and commercial auto insurance. The agency specifically handles business property insurance to cover physical assets and business interruption insurance for income loss.
Farmers Insurance: Sheldon Maughan provides a full range of commercial insurance agent services in Cameron Park, CA. It offers tailored coverage options for local businesses, helping clients assess risks and select appropriate policies. Ongoing service includes policy reviews and claims assistance to support changing commercial needs. The agency services various single-family homes, apartment complexes, retail storefronts, and local restaurants throughout the area.
Farmers Insurance - Wuilmer Aguilar serves local businesses, property managers, and homeowners seeking commercial insurance coverage in Cameron Park, California. The agency provides tailored policies for general liability, property protection, and workers’ compensation to meet the needs of small and medium-sized enterprises. Business owners rely on their team to assess risks and recommend appropriate coverage for retail shops, office spaces, and service providers. Their service area also extends to the neighboring community of El Dorado Hills and the greater Sacramento metro region.
Farmers Insurance - Walter Wiesner serves Cameron Park and the surrounding communities of El Dorado County, providing commercial insurance agent services. It handles business insurance policies for a variety of local operations, including liability coverage and property protection. The agent works closely with each client to assess specific risks and operational needs. To handle a typical job, it begins by reviewing the business activities and assets, then matches coverage options accordingly.
Northwestern Insurance Agency in Cameron Park, California assists commercial clients with both one-time coverage needs, such as project-specific liability policies, and recurring service options like annual general liability or workers' compensation renewals. The agency works to identify relevant property, liability, and specialized commercial coverages for local businesses. Ongoing advisory support is available to review policy limits or adjust deductibles as business operations change. Service operates on either a one-time, scheduled policy review basis or an as-needed consultation basis.
Chester & Associates Insurance Services in Cameron Park, CA specializes in commercial insurance coverage tailored to local business needs. The agency works closely with area enterprises to analyze liability, property, and operational risks, crafting policies that protect assets and income streams. Its general service includes regular policy reviews and claims assistance to ensure ongoing coverage adequacy. As wildfire seasons approach in this region, the company helps businesses evaluate and adjust their property and business interruption insurance for comprehensive defense against seasonal fire threats.
As spring brings construction projects and seasonal events to Cameron Park, business owners often review their liability coverage to match new equipment or expanded operations. Salt'E Ranch Insurance assists local commercial clients by assessing risks specific to small manufacturing, service contractors, and agricultural operations in El Dorado County. Their agency provides access to multiple insurers to build customized policies that address property, general liability, and workers’ compensation exposures. An agent begins the relationship by scheduling a thorough on-site inspection of the business premises to identify current safeguards and potential gaps in protection.
Gold Insurance Solutions works with businesses in Cameron Park and the surrounding area to arrange commercial coverage that addresses their operational risks and liability concerns. The agency helps clients select appropriate policies for property protection, general liability, and workers' compensation as needed. Its specialty services include supplementary coverages such as commercial auto, equipment breakdown, and cyber liability insurance. Gold Insurance Solutions can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Rick Lobsinger Insurance Agency serves businesses in Cameron Park and the surrounding area with commercial insurance coverage. The agency works to identify and address common operational risks through tailored policy solutions. Beyond standard liability and property insurance, the firm provides specialized add-ons such as business interruption protection, equipment breakdown coverage, and cyber liability insurance. This approach aims to help local enterprises manage unforeseen disruptions and financial exposures more effectively. The company can serve a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Commercial Insurance Agent in Cameron Park Cost?
Commercial insurance costs in California vary widely by business type, size, and risk. A small retail store might pay $500 to $1,500 per year for general liability, while a construction company could pay $5,000 to $20,000 or more for combined coverages. Workers compensation rates are set by the California Department of Insurance and depend on payroll and industry classification. This is general information, not insurance advice.
About commercial insurance agents in Cameron Park
Commercial insurance agents in Cameron Park, California help business owners find coverage for liability, property, and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. Local agents can guide you through these requirements and find policies that fit your business needs in El Dorado County.
Frequently Asked Questions
What types of commercial insurance do Cameron Park businesses typically need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. California law mandates workers compensation for businesses with employees. Your specific needs depend on your industry and business size.
How do I choose a commercial insurance agent in Cameron Park?
Look for an agent licensed in California with experience in your industry. Check their reputation with the California Department of Insurance. Ask about their knowledge of local risks like wildfire coverage in the Sierra foothills.
Does California require specific commercial insurance for small businesses?
Yes, California requires workers compensation insurance for almost all employers. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
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