The top-rated commercial insurance agent in Brawley, California is Fiesta Auto Insurance & Tax Services, rated 5.0 stars across 150 reviews. Other highly rated options include Marianne Fenley - State Farm Insurance Agent, Payless Auto Insurance Broker, Inc., Hart Insurance Center. This directory lists 11 commercial insurance agents serving Brawley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Services | 182 W Main St | (760) 498-1255 |
| 2 | Marianne Fenley - State Farm Insurance Agent | 528 G St | (760) 344-0447 |
| 3 | Payless Auto Insurance Broker, Inc. | 522 Main St | (760) 351-1200 |
| 4 | Hart Insurance Center | 580 S 1st St | (760) 344-1400 |
| 5 | Farmers Insurance - Karen Constable | 455 S 1st St | (760) 344-1563 |
| 6 | Coni Stokely Insurance Services, Inc. | 861 Main St | (760) 344-1700 |
| 7 | Smith-Kandal Insurance & Real Estate | 510 W Main St | (760) 344-2212 |
| 8 | Fred Loya Insurance | 1050 S Brawley Ave # 104 | (760) 351-8722 |
| 9 | Klicka Parker Insurance Brokers | 350 G St | (760) 344-0600 |
| 10 | Fred Eady Insurance Agency | 204 N Imperial Ave | (760) 344-2205 |
Fiesta Auto Insurance & Tax Services serves the Brawley, California, area as a commercial insurance agent. The company helps local business owners secure coverage that protects their commercial property and vehicles from common operational risks. It also assists with policies that address liability concerns for various trades and retail enterprises operating in the Imperial Valley. The company’s main services include providing consultation on coverage needs and processing claims. Commercial auto insurance and general liability policies are two key products it handles for this area.
Marianne Fenley offers a broad range of commercial insurance options for local businesses, including general liability and coverage for small to medium-sized operations. Each policy can be tailored to fit specific operational needs and risk profiles. The agency works with clients to review existing coverage and adjust plans as businesses grow. Regular service check-ins help ensure policies remain aligned with current exposures and any regulatory changes. It services single-family homes, apartment complexes, retail shops, and full-service or quick-serve restaurants.
Payless Auto Insurance Broker, Inc., based in Brawley, California, is known for helping local businesses secure essential liability and property coverage. The firm serves commercial clients ranging from small independent operators to larger regional enterprises, addressing unique risks specific to the Imperial Valley economy. It works with multiple carriers to match policy options to each business’s operational profile and budget. Beyond general commercial insurance, the agency can assist with specialized workers’ compensation plans designed to protect both employers and their employees.
Hart Insurance Center serves businesses and property managers in Brawley, California, helping them secure comprehensive commercial insurance policies tailored to their operational needs. The agency assists with general liability, property coverage, and workers’ compensation, guiding clients through risk management solutions for local enterprises. Its services also benefit small business owners seeking to protect their assets and daily operations. Hart Insurance Center additionally covers the neighboring community of El Centro and surrounding areas within Imperial County, ensuring accessible support for regional commercial clients.
Farmers Insurance - Karen Constable serves Brawley, California, and the surrounding Imperial Valley communities. It handles commercial insurance coverage for local businesses, including policies for property, liability, and workers compensation. The agency works directly with business owners to identify specific operational risks. A typical job begins with a detailed consultation to review a company’s exposures and current coverage, then compares options from multiple carriers to recommend a policy that balances necessary protection with practical budget limits.
Coni Stokely Insurance Services, Inc. in Brawley, CA offers commercial insurance agents who distinguish between one-time policies for single projects and recurring coverage for ongoing operations. Their work focuses on matching businesses with appropriate liability, property, and workers compensation plans. Services are tailored to the specific needs of local enterprises rather than using a generic approach. These agents run all service on an as-needed basis for periodic adjustments, while scheduled renewals maintain consistent annual coverage.
Smith-Kandal Insurance & Real Estate provides specialty commercial insurance coverage, including general liability, property, and workers’ compensation policies for businesses. Based in Brawley, California, it also services the broader Imperial Valley area, assessing risk exposures unique to local agriculture, retail, and light industrial operations. Its agents review company operations to match coverage with operational needs. During harvest season, it helps agribusiness clients adjust cargo and equipment policies as seasonal workforce levels and field activities increase.
Fred Loya Insurance serves Brawley, California and the surrounding Imperial County with commercial insurance agent services. The agency assists local business owners in assessing their liability exposures and property coverage needs. It works with clients to secure protection for equipment, inventory, and income interruption risks that commonly affect regional enterprises. For Brawley-based operations, it handles general liability policies and workers compensation insurance, addressing the specific hazards faced by contractors and agricultural firms in this area.
Brawley’s agricultural operations and local businesses face seasonal shifts in liability and property exposures. Klicka Parker Insurance Brokers, a commercial insurance agent based in the area, responds by reviewing coverage for evolving risks such as crop-related liabilities, equipment breakdowns, and workers’ compensation needs. They work with carriers familiar with the Imperial Valley’s market conditions to design policies that address specific industry requirements. An initial inspection of the business premises and a review of current operations are conducted to begin any new coverage evaluation or renewal.
Fred Eady Insurance Agency works with businesses in and around Brawley, California, to secure commercial insurance policies that manage daily operational risks. Their specialty add-ons cover high-ticket equipment breakdown, cyber liability, and inland marine protection for client goods in transit. The agency helps company owners document losses, understand liability caps, and apply essential contract riders. It can serve commercial sectors that include offices, warehouses, and food service.
What Does a a Commercial Insurance Agent in Brawley Cost?
Costs for commercial insurance in California vary widely based on business type, location, payroll, and claims history. A small retail shop might pay 500 to 2,000 per year for general liability, while a construction company could pay 5,000 to 20,000 or more. Workers compensation rates are set by the California Department of Insurance and depend on your industry classification. This is general information, not insurance advice.
About commercial insurance agents in Brawley
Commercial insurance agents in Brawley, California help local businesses find coverage for property, liability, and workers compensation. California law requires most employers to carry workers compensation insurance, and agents can guide you through compliance. Brawley businesses in agriculture, retail, and services benefit from agents who know the Imperial Valley economy.
Frequently Asked Questions
What types of commercial insurance do Brawley businesses typically need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Agricultural businesses may also need crop insurance or farm liability. An agent can assess your specific risks.
Is commercial auto insurance required for business vehicles in California?
Yes, California law requires liability insurance for any vehicle used for business purposes. Minimum limits are 15,000 for injury or death of one person, 30,000 per accident, and 5,000 for property damage. An agent can help you get higher limits to protect your business.
How does workers compensation insurance work for Brawley employers?
California Labor Code Section 3700 requires all employers to provide workers compensation insurance. This covers medical costs and lost wages for employees injured on the job. An agent can help you find a policy that meets state requirements.
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