The top-rated commercial insurance agent in Surprise, Arizona is Oasis Insurance, rated 4.9 stars across 490 reviews. Other highly rated options include Lisa RO Ross - State Farm Insurance Agent, American Insurance Benefits - Andy Orlikoff, InsuranceBeacon.com. This directory lists 20 commercial insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oasis Insurance | 12751 W Bell Rd Suite 129 | (623) 435-4082 |
| 2 | Lisa RO Ross - State Farm Insurance Agent | 14827 W Bell Rd Ste 101 | (623) 974-2600 |
| 3 | American Insurance Benefits - Andy Orlikoff | 14955 W Bell Rd #8031 | (623) 742-3878 |
| 4 | InsuranceBeacon.com | 15270 W Brookside Ln Ste 125 | (623) 584-0071 |
| 5 | Guillermo Morales - State Farm Insurance Agent | 14763 Cactus Rd #108 | (623) 594-2845 |
| 6 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 7 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 8 | The LaChance Insurance Agency | 14245 W Grand Ave Ste 3 | (623) 400-9800 |
| 9 | Aabar Insurance Services, Inc. | 15027 W Bell Rd # 150 | (623) 594-8209 |
| 10 | MAPNA Medicare Insurance, Health & Medicare Advantage Plans, Surprise | 17278 W Wildwood St | (623) 518-4424 |
Oasis Insurance serves Surprise and the greater Maricopa County area as a commercial insurance agent. The company helps local businesses identify and secure coverage to protect against common operational risks. Policies address property damage, liability exposure, and workers’ compensation needs for a range of industries. Client consultations focus on matching coverage limits with each business’s specific exposures and budget. The agency handles general liability policies and commercial property insurance for businesses in this region.
Lisa Ro Ross, a State Farm Insurance Agent in Surprise, Arizona, offers a full range of commercial insurance solutions to protect local business operations. Services are designed to manage liability, property, and income risks through tailored coverage options. Ongoing support includes policy reviews and claims assistance to help maintain adequate protection as business needs evolve. The agency serves a diverse mix of commercial properties, including retail locations, local restaurants, apartments, and single-family homes used for business or rental purposes.
American Insurance Benefits - Andy Orlikoff serves local businesses and property managers in Surprise, Arizona, specializing in tailored commercial insurance policies to protect their assets and operations. The agency also assists homeowners with commercial landowner coverage and similar needs. Services include business liability, property insurance, and workers compensation arrangements. Commercial insurance agents in this area help local enterprises manage risks and meet regulatory requirements. The agency additionally covers communities throughout the northwest Phoenix metro, including Peoria and Sun City West.
InsuranceBeacon.com serves Surprise, Arizona, and the surrounding West Valley communities, handling the full scope of commercial insurance needs for local businesses. This includes general liability, property, workers’ compensation, and commercial auto coverage tailored to various industries. The agency stays focused on understanding each client’s specific operations and risk exposures before presenting coverage options. It then takes a consultative approach, comparing policies from multiple carriers to build a practical protection plan that fits the business’s budget and operational requirements.
Guillermo Morales, a commercial insurance agent in Surprise, Arizona, assists businesses in distinguishing between one-time coverage, such as for a special event or short-term project, and recurring policies like general liability or workers’ compensation that renew over time. The agency offers full protection for property, liability, and business interruption risks. Service arrangements are flexible, with consultations and policy management available on a one-time basis for single placements or as needed for policy reviews and claims support.
Moore Insurance Agency provides commercial insurance coverage for businesses in Surprise, Arizona, addressing liability, property, and loss of income exposures. It also works with local owners to structure policies that match their operational risks and budget needs. The firm evaluates hazards common to the region, including monsoon storms and flash flooding, to recommend appropriate protection. This includes advising clients on seasonal inventory storage measures and evaluating business interruption coverage for closures related to heatwaves or extreme weather events.
As the busy winter season brings increased risk for businesses in Surprise, AZ, Giles & Iten Insurance helps commercial clients secure essential coverage for property, liability, and vehicle fleets. This agency specializes in tailoring policies to meet the specific needs of local retailers, contractors, and service providers. By understanding regional weather patterns and economic activity, they identify gaps in standard plans and recommend appropriate adjustments. To begin, a representative conducts a thorough inspection of the business premises and discusses current operations to build a customized risk assessment.
The LaChance Insurance Agency in Surprise, Arizona focuses on commercial insurance, helping local businesses manage their unique risk exposures. Commercial insurance agents evaluate liability, property, and operational coverage needs for small to mid-sized enterprises. Companies seeking protection against unexpected losses often rely on their guidance to select appropriate policies. The agency can assist with insurance solutions for a range of commercial sectors including offices, warehouses, and food service operations.
Aabar Insurance Services, Inc. serves residential clients in Surprise, AZ with homeowners and auto coverage. The agency also provides commercial insurance for local businesses, including liability, property, and workers’ compensation policies tailored to regional risks like extreme heat and dust storms. Serving Surprise and the surrounding West Valley, the team schedules annual policy reviews to adjust coverage as client needs evolve. Clients commonly receive proactive service reminders for upcoming renewals between regular visits, ensuring continuous protection without gaps.
What Does a a Commercial Insurance Agent in Surprise Cost?
Typical costs for commercial insurance in Arizona vary by industry and coverage limits. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction contractor may pay 2000 to 5000 dollars annually for general liability and workers compensation. Larger businesses with higher risks will see higher premiums. This is general information and not insurance advice.
About commercial insurance agents in Surprise
Commercial insurance agents in Surprise Arizona help local businesses find coverage for property liability and workers compensation. Arizona law requires employers with one or more employees to carry workers compensation insurance unless exempt. Agents can guide you through state specific requirements and help you choose the right policy for your business size and industry.
Frequently Asked Questions
What types of commercial insurance do businesses in Surprise Arizona need?
Common types include general liability commercial property workers compensation and commercial auto insurance. Some businesses may also need professional liability or cyber insurance depending on their operations.
How do Arizona workers compensation laws affect my insurance needs?
Arizona Revised Statutes Title 23 requires most employers to provide workers compensation coverage. Failure to carry this insurance can result in fines and legal penalties. An agent can help you comply with state law.
Can I bundle multiple commercial insurance policies in Surprise?
Yes many agents offer business owner policies that combine general liability and property insurance into one package. Bundling can simplify management and may reduce overall costs.
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