The top-rated commercial insurance agent in Lake Havasu City, Arizona is World Insurance Associates LLC, rated 4.9 stars across 200 reviews. Other highly rated options include Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance, Jean Works - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 2 | Farmers Insurance - Anthony Oskolkoff | 84 Acoma Blvd N Ste 102 | (928) 733-6098 |
| 3 | Richards Nygren Insurance | 2126 McCulloch Blvd N #15 | (928) 398-2126 |
| 4 | Jean Works - State Farm Insurance Agent | 1915 McCulloch Blvd N #108 | (928) 453-2244 |
| 5 | Dan Firth American Family Insurance | 2110 McCulloch Blvd N Ste 1 | (928) 855-1109 |
| 6 | Hollowell Insurance Agency: Allstate Insurance | 500 N Lake Havasu Ave STE B102 | (928) 566-6031 |
| 7 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 8 | Crest Insurance Group | 430 El Camino Way | (928) 857-4884 |
| 9 | Farm Bureau Financial Services: Alison Warner-Williams | 1600 McCulloch Blvd N #5b | (928) 846-3232 |
| 10 | Empire Insurance Brokers | 2119 McCulloch Blvd N | (760) 814-8304 |
World Insurance Associates LLC serves Lake Havasu City, Arizona, and the surrounding Mohave County area as a commercial insurance agent. The firm helps local businesses secure coverage for property, liability, and workers’ compensation risks. It also assists with commercial auto policies and business interruption insurance to protect against unexpected losses. By matching clients with appropriate carriers, the company handles professional liability and equipment breakdown policies for operations in this region.
Farmers Insurance - Anthony Oskolkoff provides commercial insurance agent services to clients in Lake Havasu City, Arizona. It offers a range of coverage options including liability, property, and business interruption policies. Service and maintenance plans are available to help local businesses regularly review their risk exposure and adjust their portfolios as needs change. The company assists with claims filing to ensure a straightforward process during unexpected events. Its client base includes single-family homes, apartments, retail spaces, and restaurants.
Richards Nygren Insurance serves businesses and commercial property owners in Lake Havasu City, Arizona. It offers general liability, workers’ compensation, and commercial property coverage to help local entrepreneurs manage operational risks and policy requirements. The agency also assists contractors and retail operators with tailored insurance solutions that comply with state regulations and industry standards. Its account managers work with clients to review exposures and adjust coverage as businesses grow or change. The agency additionally writes policies for companies operating across the nearby Parker and Mohave Valley corridor.
Jean Works - State Farm Insurance Agent serves Lake Havasu City and the surrounding communities in Mohave County, handling commercial insurance policies for local businesses of various sizes. Coverage typically includes general liability, property, and workers compensation to address common operational risks. The agency takes time to understand each client’s specific industry exposures before recommending appropriate protection. This approach allows it to tailor a policy that matches a business’s daily needs and long-term goals.
Dan Firth American Family Insurance in Lake Havasu City, AZ, provides both one-time policies for distinct projects and recurring commercial coverage that renews periodically. Their offerings include general liability to protect against third-party claims, property insurance for physical assets, and workers’ compensation for employee injuries. For contractors and small businesses, they tailor policies to industry-specific risks like equipment damage or client liability. Service can be arranged on a one-time basis for single events, scheduled for predictable renewals, or made available as-needed for evolving business needs.
Hollowell Insurance Agency: Allstate Insurance in Lake Havasu City, Arizona, specializes in commercial insurance agent services for local businesses. It offers tailored policies for property, liability, and workers’ compensation to protect companies from operational risks. The agency works closely with clients to assess coverage needs and adjust plans as businesses grow or change. During the peak summer tourism season, it helps hospitality and service businesses manage increased liability exposures from higher customer traffic and temporary staffing.
As summer heat drives Lake Havasu City businesses to upgrade their air conditioning systems, Aldridge Insurance Services helps local companies assess their commercial insurance needs. This commercial insurance agent works with business owners to review general liability, property, and workers’ compensation policies. They also assist with coverage for seasonal fluctuations in tourism and construction. After an initial consultation, the agency typically schedules an on-site inspection to evaluate the specific risks of each commercial property before recommending policy adjustments.
Crest Insurance Group in Lake Havasu City, Arizona, is known for designing commercial coverage solutions that address the unique risk exposures of local businesses. Its service range includes general liability, property, workers’ compensation, and inland marine insurance for industries like hospitality, construction, and retail. For added protection, the agency also offers commercial auto policies to safeguard company vehicles and drivers.
Farm Bureau Financial Services, represented by Alison Warner-Williams, delivers general commercial insurance agent services in Lake Havasu City, AZ. The agency can customize policies with specialized add-ons, such as liability extensions or property endorsements, tailored to local business risks. It serves various commercial sectors including offices, warehouses, and food service operations, helping them manage their unique coverage needs in the area.
Empire Insurance Brokers serves the Lake Havasu City, Arizona area as a commercial insurance agent offering a range of business coverage solutions. This company works with local enterprises to secure policies that address general liability and property risks. It guides clients through the complexities of business insurance, helping them find appropriate levels of protection for their operations. Whether a local shop requires liability coverage or a contractor needs equipment protection, Empire Insurance Brokers assists with tailoring these commercial policies to meet individual business needs.
What Does a a Commercial Insurance Agent in Lake Havasu City Cost?
Typical costs for commercial insurance in Arizona vary widely by industry and risk level. A small retail shop might pay $500 to $1,500 per year for general liability. A construction contractor could pay $3,000 to $10,000 per year for general liability and workers comp. Commercial auto insurance adds $1,200 to $3,000 per vehicle annually. These are estimates only and your actual cost depends on your business specifics. This is general information and not insurance advice.
About commercial insurance agents in Lake Havasu City
Commercial insurance agents in Lake Havasu City help local businesses find the right coverage for their unique risks. Arizona law requires certain businesses to carry workers compensation insurance if they have employees. An agent can guide you through general liability, property, and commercial auto policies tailored to the Lake Havasu market.
Frequently Asked Questions
What types of commercial insurance are required in Arizona?
Arizona requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business owned vehicle. General liability is not state mandated but is often required by landlords or clients.
How do I choose a commercial insurance agent in Lake Havasu City?
Look for an agent who is licensed in Arizona and has experience with businesses in your industry. Ask about their familiarity with local risks like seasonal tourism or construction. Check their reputation with the Arizona Department of Insurance.
Can I bundle multiple policies with one commercial insurance agent?
Yes many agents offer business owner policies that bundle general liability and property coverage. Bundling can simplify management and may reduce overall premiums. Discuss your specific needs with an agent to see what packages are available.
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