The top-rated business insurance agent in Seattle, Washington is PEMCO Mutual Insurance Co., rated 4.2 stars across 2,491 reviews. Other highly rated options include Karrie Dubose - State Farm Insurance Agent, Vern Fonk Insurance, Farmers Insurance - Chris Elliott Insurance Agency. This directory lists 26 business insurance agents serving Seattle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PEMCO Mutual Insurance Co. | 1300 Dexter Ave N | (800) 467-3626 |
| 2 | Karrie Dubose - State Farm Insurance Agent | 1818 Westlake Ave N Ste 315 | (206) 971-5400 |
| 3 | Vern Fonk Insurance | 10237 16th Ave SW | (206) 408-5084 |
| 4 | Farmers Insurance - Chris Elliott Insurance Agency | 1200 Westlake Ave N #502 | (206) 838-7000 |
| 5 | Northwest Insurance Group | 5431B California Ave SW | (206) 932-2500 |
| 6 | NextGen Insurance | 12034 15th Ave NE | (425) 472-4022 |
| 7 | Magnolia Insurance Agency, Inc. | 3424 W McGraw St | (206) 284-4886 |
| 8 | C. Don Filer Agency | 1325 4th Ave #2100 | (206) 343-2323 |
| 9 | Sav-On Insurance | 9614 17th Ave SW | (253) 617-3784 |
| 10 | Orca Insurance | 506 2nd Ave #1400 | (206) 818-4133 |
PEMCO Mutual Insurance Co. serves the greater Seattle, Washington metro area as a business insurance agency. This company assists local enterprises with obtaining coverage that helps protect their operations and assets. Commercial property insurance can safeguard buildings and equipment, while general liability policies help cover claims from third-party injuries or damages. Business interruption coverage also helps replace lost income during unexpected closures. PEMCO handles commercial auto insurance for company vehicles and workers’ compensation policies to address workplace injury costs.
Karrie Dubose - State Farm Insurance Agent provides coverage options tailored for business owners, including general liability, commercial property, and workers' compensation policies. The agency works closely with clients to review coverage needs and adjust policies as their operations evolve, offering ongoing support throughout the policy term. Customized risk assessments help match each business with appropriate protection levels. This Seattle-based office serves a variety of commercial properties, including single-family homes used for business, apartments, retail stores, and restaurants.
Vern Fonk Insurance serves the Seattle, Washington metro area as a Business Insurance Agent. The company assists local businesses in securing coverage to protect against common operational risks. It helps commercial clients manage liability exposures and safeguard property assets. Business owners rely on its guidance to navigate coverage options tailored to their specific industry needs. The agency provides support for workers compensation and general liability policies.
Farmers Insurance - Chris Elliott Insurance Agency in Seattle, WA serves homeowners, small businesses, and property managers seeking commercial coverage for their operations. The agency provides business insurance services including general liability, property protection, and workers compensation policies tailored to local enterprises. Business owners in the area can also discuss commercial auto and professional liability options to suit their specific risk management needs. Additionally, the agency serves clients in the nearby community of Bellevue within the Seattle metropolitan region.
Northwest Insurance Group serves Seattle and its surrounding communities, handling a full range of commercial insurance needs for local businesses. They work with clients to identify coverage for general liability, property, and workers' compensation. Their approach typically begins with a thorough review of a business's specific operations and potential risks, followed by a tailored comparison of policies from multiple carriers to find a suitable fit for the client's budget and operational requirements.
As spring construction ramps up across the Pacific Northwest, local Seattle businesses face unique liability and property risks tied to both growth and seasonal weather changes. NextGen Insurance works with commercial clients to assess these exposures and secure appropriate business insurance coverage tailored to regional needs. Whether a company operates a retail store downtown or manages a small fleet for delivery services, this agent evaluates property, liability, and workers’ compensation requirements. The process typically begins with a thorough on-site inspection or online assessment of current operations and future growth plans.
Specializing in coverage for small manufacturers, artisan contractors, and retail operations, Magnolia Insurance Agency, Inc. in Seattle, WA provides general liability, property, and workers’ compensation policies. It further serves local businesses with professional liability and commercial auto insurance tailored to Pacific Northwest risk profiles. The agency helps clients navigate their coverage needs during seasonal shifts, such as ensuring sufficient liability protection for construction crews working through the drier summer and autumn months.
C. Don Filer Agency in Seattle, WA helps local businesses distinguish between one-time policy setups for specific projects and recurring service options that provide ongoing protection. Their coverage typically addresses general liability, property, and commercial auto exposures common to Pacific Northwest enterprises. Service is provided through scheduled policy reviews and as-needed consultations to adjust coverage as a business’s operations evolve with growth or seasonal shifts.
Sav-On Insurance assists businesses with their core insurance needs, helping to safeguard daily operations and assets. The agency specializes in tailored business insurance solutions, offering additional coverage options to address unique enterprise risks. Located in Seattle, WA, it provides commercial policies designed for a range of professional environments. The firm works with office spaces to protect against liability and property concerns, collaborates with warehouses to cover inventory and equipment, and serves food service operations requiring specific protections for premises and inventory.
Orca Insurance handles commercial insurance needs for businesses in Seattle, Washington. Beyond its focus on commercial property and liability policies, the company also assists local clients with residential coverage matters tailored to the Pacific Northwest. The agency serves Seattle-area enterprises seeking protection for their operations and assets. Through ongoing communication, the firm often follows up with policyholders between regular visits to address any changes or emerging requirements as the client’s business evolves.
What Does a a Business Insurance Agent in Seattle Cost?
Typical costs for a small business insurance package in Washington range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification and can add 1,000 to 10,000 dollars annually. Commercial property insurance often costs 500 to 2,000 dollars per year. These are general estimates and your actual cost will depend on your business size location and risk factors. This information is general and not a substitute for professional insurance advice.
About business insurance agents in Seattle
A business insurance agent in Seattle helps local companies find coverage that meets Washington state requirements. Washington law requires most employers to carry workers compensation insurance through the state fund or a qualified private carrier. An agent can also help you secure general liability and commercial property policies tailored to your industry.
Frequently Asked Questions
What types of business insurance do Seattle agents offer?
Seattle agents offer general liability workers compensation commercial property and professional liability insurance. They also provide coverage for specific risks like cyber liability and business interruption.
Is business insurance required by law in Washington?
Washington law requires workers compensation insurance for most businesses with employees. General liability and other coverages are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Seattle?
Look for an agent licensed in Washington with experience in your industry. Ask about their access to multiple insurance carriers so they can compare options for your coverage needs.