The top-rated business insurance agent in Lacey, Washington is Kevin Hayward - State Farm Insurance Agent, rated 4.9 stars across 583 reviews. Other highly rated options include Vern Fonk Insurance, Jeff Kearin Agency - American Family Insurance, Leta Hankins: Allstate Insurance. This directory lists 19 business insurance agents serving Lacey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Hayward - State Farm Insurance Agent | 4440 Pacific Ave SE | (360) 459-2277 |
| 2 | Vern Fonk Insurance | 4104 Martin Way E #103 | (360) 686-6075 |
| 3 | Jeff Kearin Agency - American Family Insurance | 4450 Avery Ln SE Ste A | (360) 459-0989 |
| 4 | Leta Hankins: Allstate Insurance | 1110 Golf Club Rd SE Ste 102 | (360) 491-4042 |
| 5 | Kim Asay: Allstate Insurance | 1601 College St SE | (360) 491-3376 |
| 6 | Whims Insurance and Financial Services | 418 Carpenter Rd SE Suite 102 | (360) 292-7240 |
| 7 | State Farm Insurance | 8765 Tallon Ln NE STE M | (360) 493-8284 |
| 8 | All Insurance Inc One | 4433 Lacey Blvd SE | (360) 438-2797 |
| 9 | Mike Oliver - COUNTRY Financial Representative | 6050 Pacific Ave SE Ste F | (360) 357-4035 |
| 10 | Angle Agency | 8650 Martin Way E Suite 219 | (360) 350-0109 |
Kevin Hayward’s State Farm Insurance agency serves Lacey and Thurston County, providing comprehensive business insurance agent services. The firm assists local entrepreneurs with tailored policies to protect their commercial assets and operations. It works with small and medium-sized businesses to address common risks like property damage, liability claims, and income interruption. Their team helps business owners review coverage needs and adjust policies as companies grow. Specific services handled in this area include general liability insurance for local retail shops and commercial auto coverage for service vehicle fleets operating across the county.
Vern Fonk Insurance provides residential business insurance services to property owners in Lacey, Washington, addressing risks from liability issues to property damage. The agency also offers commercial coverage tailored for local enterprises, protecting assets and operations within the surrounding region. Clients receive practical guidance on policy options during initial consultations. Follow-up service and repeat visits are included to update coverage as business conditions change between regular seasonal check-ins.
Jeff Kearin Agency - American Family Insurance in Lacey, WA, provides a range of business insurance services including general liability, property coverage, and workers' compensation. The agency offers personalized service plans to help local business owners review their policies and adjust coverage as operations change or grow. Routine consultations are available to identify new risks and update policy details. These maintenance plans ensure clients stay protected against evolving commercial exposures. The company services single-family homes, apartment complexes, retail stores, and full-service restaurants.
Leta Hankins: Allstate Insurance in Lacey, Washington, is known for providing comprehensive business insurance coverage to protect local enterprises. The agency helps business owners secure property, liability, and workers’ compensation policies tailored to various industry needs. Clients benefit from thorough risk assessments and personalized guidance through the claims process. A specialty service the agency can add is commercial auto insurance for company vehicles, ensuring fleet protection under a single, coordinated policy.
Kim Asay: Allstate Insurance in Lacey, WA serves local homeowners, small business owners, and property managers seeking tailored coverage. The agency offers policies that protect commercial property, general liability, and business income. It also provides guidance on risk management for companies operating in Thurston County. Additional support is available for clients in the neighboring community of Olympia and surrounding areas of the South Sound region.
Whims Insurance and Financial Services serves Lacey, Washington, and the surrounding Thurston County area as a dedicated business insurance agent. The agency assists local companies in securing essential coverage to protect their operations, assets, and liability exposures. Helping small and mid-sized businesses navigate the complexities of commercial insurance is a core part of its work. It provides guidance on selecting appropriate coverage to match each client’s unique industry risks. Specifically, Whims Insurance and Financial Services handles general liability insurance and commercial property policies for businesses in this area.
State Farm Insurance serves Lacey, Washington, and the surrounding Thurston County communities, including Tumwater and Olympia. The agency handles commercial insurance policies for local small businesses, such as liability coverage and property protection. Each client’s unique operational risks are assessed during an initial consultation. The agency then compares coverage options from its provider network to build a customized policy that fits the business’s specific needs.
All Insurance Inc One in Lacey, WA helps businesses distinguish between one-time policy adjustments and recurring service agreements for ongoing liability protection. Their offerings include standard property coverage, general liability, and specialized commercial packages tailored for local industries. Service operates on a scheduled or as-needed basis, accommodating regular renewal reviews and unexpected claim support without requiring a set contract term.
Mike Oliver - COUNTRY Financial Representative in Lacey, WA, provides business insurance agent services focused on tailored coverage solutions for local enterprises. The office assists with general service work including risk management assessments and policy customization to protect assets. As seasonal weather patterns shift, the group helps business owners evaluate commercial property policies against potential storm or flood damage to ensure year-round operational security.
What Does a a Business Insurance Agent in Lacey Cost?
Typical costs for a small business insurance policy in Washington range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by industry and payroll often from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial property insurance adds 500 to 2,000 dollars annually. Costs depend on your business type location and claims history. This is general information not insurance advice.
About business insurance agents in Lacey
Business insurance agents in Lacey Washington help local companies find coverage for general liability commercial property and workers compensation. Washington state law requires most employers to carry workers compensation insurance through the Department of Labor and Industries unless they qualify for self insurance. A local agent can guide you through these requirements and tailor a policy to your specific business needs.
Frequently Asked Questions
What types of business insurance do Lacey agents offer?
Agents in Lacey offer general liability commercial property workers compensation commercial auto and professional liability insurance. They can also provide specialized coverage for contractors restaurants and retail shops.
Is business insurance required by law in Washington?
Washington law requires workers compensation insurance for most employers. General liability and commercial property insurance are not required by state law but are often required by landlords lenders or client contracts.
How do I choose a business insurance agent in Lacey?
Look for an agent who is licensed in Washington and has experience with your industry. Ask about their carrier options and whether they can bundle policies to save money.
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