The top-rated business insurance agent in Mountlake Terrace, Washington is Josh Culotti - State Farm Insurance Agent, rated 4.9 stars across 652 reviews. Other highly rated options include PALTA INSURANCE GROUP, Alex Bagdasarov - State Farm Insurance Agent, Farmers Insurance - Yvonne Spitzenberg. This directory lists 12 business insurance agents serving Mountlake Terrace.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Culotti - State Farm Insurance Agent | 5720 220th St SW B | (425) 771-2929 |
| 2 | PALTA INSURANCE GROUP | 22725 44th Ave W #207 | (206) 724-3973 |
| 3 | Alex Bagdasarov - State Farm Insurance Agent | 23601 56th Ave W Ste 500 | (206) 946-1986 |
| 4 | Farmers Insurance - Yvonne Spitzenberg | 6100 219th St SW Ste. 480 | (425) 329-4011 |
| 5 | MIIA Insurance | 6100 219th St SW Ste 480-370 | (425) 477-9292 |
| 6 | Dave Keen: Allstate Insurance | 6603 220th St SW Ste 101 | (425) 686-7801 |
| 7 | Jones-Taylor Insurance Group, LLC | 6100 219th St SW Ste. 480 | (425) 390-4035 |
| 8 | Plaza Insurance Agency | 5505 230th St SW | (425) 778-2134 |
| 9 | Golden Insurance LLC | 24001 56th Ave W Ste D403 | (206) 512-8921 |
| 10 | James Richard Insurance Services | Mountlake Terrace, WA 98043 | (425) 771-6234 |
Serving Mountlake Terrace and the surrounding communities in Washington, this agency handles a full range of business insurance needs. It assists local companies with coverage for general liability, property, and commercial auto to protect against common operational risks. A commercial insurance agent typically reviews a client’s specific exposures and daily operations before tailoring coverage. For a typical job, the agent begins with a detailed consultation to understand the business’s risks, then compares multiple policies to find appropriate protection.
PALTA INSURANCE GROUP serves businesses throughout Snohomish County and the surrounding Seattle metro area from its Mountlake Terrace, WA location. As a business insurance agent, the firm connects local companies with appropriate coverage options from multiple carriers to protect their operations and assets. It advises clients on risk management strategies tailored to various industries common in this region. The agency helps secure commercial general liability policies and workers’ compensation insurance for small and mid-sized businesses.
Alex Bagdasarov - State Farm Insurance Agent in Mountlake Terrace, WA offers a range of business insurance services, covering general liability, property, and workers compensation. The agency works with clients to develop customized coverage plans and reviews policies regularly to adjust for business changes. Its maintenance plans include periodic risk assessments and policy updates to ensure continued alignment with evolving operations. The agency services single-family homes, apartments, retail stores, and restaurants.
Business owners, property managers, and homeowners in Mountlake Terrace, Washington, rely on this agency for personalized business insurance solutions. Services include general liability, commercial property, and workers' compensation coverage designed to protect local enterprises from financial risk. Yvonne Spitzenberg works directly with clients to analyze their specific operational needs and tailor appropriate policies. This agency also provides coverage for professional liability and commercial auto. Service extends nearby to the surrounding areas of Lynnwood, Bothell, and the greater Snohomish County metro region.
MIIA Insurance serves business owners in Mountlake Terrace and the surrounding communities of Snohomish and King Counties. It handles commercial insurance policies, including general liability, property coverage, and workers’ compensation for local enterprises. The agency also addresses industry-specific risks such as those faced by contractors and retailers. To manage a typical job, it begins with a thorough risk assessment of the client’s operations, then customizes a coverage plan that balances necessary protection with budget constraints.
Dave Keen: Allstate Insurance in Mountlake Terrace, WA offers business owners the choice between one-time policy setup for a new venture or recurring coverage for an ongoing enterprise. Their services typically protect against property damage, liability claims, and lost income from interruptions. Needs are assessed individually to match a policy to a business's specific exposures. Service is available on either a one-time basis for a single policy or an as-needed basis when coverage requires updating.
Jones-Taylor Insurance Group, LLC in Mountlake Terrace, WA offers tailored business insurance coverage, focusing on liability protection and property policies for local companies. Its agents work closely with clients to assess operational risks and secure appropriate policies, ensuring continuity for small and mid-sized enterprises. Additionally, the firm addresses common regional concerns such as coverage for weather-related disruptions, helping businesses prepare for the potential impact of seasonal storms or supply chain delays.
As spring construction ramps up across Mountlake Terrace, new subcontractors and expanding shops often need updated liability coverage. Plaza Insurance Agency responds by reviewing client operations and aligning policies with current local risk profiles. Serving business owners in this Snohomish County community, they emphasize matching general liability and property coverage to actual company activity rather than generic templates. Every new business relationship begins with a walkthrough or detailed telephone consultation to document existing exposures before recommending any policy adjustments.
Golden Insurance LLC provides business insurance coverage to companies operating in and around Mountlake Terrace, Washington. The firm specializes in general liability policies and further offers tailored plans that address property damage, workers’ compensation, and commercial auto. It helps business owners evaluate risk exposure while securing necessary protection for daily operations. This agency can serve a variety of commercial sectors, including professional offices, warehouses, and food service establishments that require specific coverage for equipment or inventory.
James Richard Insurance Services operates in Mountlake Terrace, Washington, providing business insurance policies to local enterprises. The agency specializes in addressing the unique liabilities and property exposures common to businesses in the Pacific Northwest region. It covers general liability, commercial property, and workers’ compensation, and can tailor specialty add-ons such as professional liability or inland marine coverage. Its client base includes diverse commercial sectors, including offices, warehouses, and food service operations seeking appropriate risk management solutions.
What Does a a Business Insurance Agent in Mountlake Terrace Cost?
Typical costs for a small business insurance package in Washington range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by industry and payroll, often starting at a few hundred dollars annually for low-risk office work. Commercial auto insurance adds additional cost based on vehicles and drivers. This is general information and not insurance advice.
About business insurance agents in Mountlake Terrace
Business insurance agents in Mountlake Terrace help local companies protect their assets and operations. Washington state requires most employers to carry workers compensation insurance through the state fund or a qualified private plan. Agents in this area understand the specific risks for businesses near Seattle and can tailor policies to meet your needs.
Frequently Asked Questions
What types of business insurance are required in Washington state?
Washington requires employers with one or more employees to provide workers compensation coverage. Businesses with commercial vehicles must carry auto liability insurance. Other coverages like general liability are not required by law but are often required by landlords or contracts.
How do I find a licensed business insurance agent in Mountlake Terrace?
You can verify an agent license through the Washington State Office of the Insurance Commissioner website. Local agents in Mountlake Terrace are familiar with city regulations and the local business environment. Ask for referrals from other business owners in the area.
What factors affect the cost of business insurance in Washington?
Costs depend on your industry, number of employees, revenue, claims history, and coverage limits. Washington state has a higher minimum wage and specific labor laws that can influence premium calculations. An agent can provide a quote based on your specific business details.